14 Underwriter Cover Letters

Approved by real hiring managers, these Underwriter cover letters have been proven to get people hired in 2024. A hiring manager explains why.

Hiring Manager for Underwriter Roles
Compiled by: Kimberley Tyler-Smith
Senior Hiring Manager
20+ Years of Experience

Underwriter Cover Letter Example

Dear Hiring Manager,

As a long-time admirer of XYZ Corp's commitment to innovation and strong presence in the financial industry, I was excited to see the Underwriter role opening at your esteemed organization. Not only does XYZ Corp's dedication to fostering growth and development resonate with my personal values, but I also believe my unique experiences in risk analysis and underwriting will make me a valuable addition to your team.

In my time as an Underwriter at Resume Worded, I was able to reduce claim expenses by 20% through the implementation of a comprehensive risk assessment process. This not only improved our overall profitability but also allowed us to provide better coverage options to our clients. Additionally, I successfully led a team of five underwriters in the development and launch of a new insurance product line, which resulted in a 30% increase in new business for the company. I am confident that my proven track record of driving results and implementing innovative solutions will be an asset to XYZ Corp.

What genuinely excites me about this role at XYZ Corp is the opportunity to contribute to a company that is at the forefront of the financial industry. I am particularly drawn to your initiatives in digital transformation and data-driven decision making. I believe that my experience in leveraging data analytics to improve underwriting efficiency and accuracy will align well with XYZ Corp's vision for the future.

Thank you for considering my application. I am eager to further discuss my qualifications and explore the ways in which my expertise can contribute to the continued success of XYZ Corp.

Sincerely,

[Your Name]

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Why This Cover Letter Works in 2024

Reduced Claim Expenses


Highlighting a specific accomplishment, like reducing claim expenses by 20%, shows the candidate's ability to drive results and provides a clear example of their capabilities. This is a strong way to showcase your value to the potential employer.

New Product Line Success


By outlining the successful launch of a new insurance product line, the candidate demonstrates their ability to lead a team, develop innovative solutions, and contribute to business growth. This shows that they are not only a results-driven individual but also a team player.

Underwriter Cover Letter Example

Dear Hiring Manager,

I am writing to express my interest in the Underwriter position at Liberty Mutual Insurance. As a child, I was always fascinated with my father's work as an insurance underwriter. His ability to balance risk and reward, and how it contributed to the stability of families and businesses, was awe-inspiring. I would often sit with him as he explained his cases, and this early passion led me to pursue a career in underwriting. What stands out about Liberty Mutual is its commitment to creating a positive impact on people's lives, which aligns perfectly with why I chose this career path.

At Resume Worded, I played a crucial role in cutting the application turnaround times by 30%. I developed and implemented a new risk assessment model, which streamlined the underwriting process without compromising on the quality of risk evaluation. This not only improved efficiency but also enhanced customer satisfaction levels. Additionally, I led a cross-functional team to establish a training program for new underwriters, which increased employee retention by 20%. I believe these experiences have equipped me with the necessary skills to contribute to the ambitious goals of Liberty Mutual.

The opportunity to work with a company that values innovation and customer satisfaction excites me. I am particularly interested in your initiatives to leverage technology to improve underwriting efficiency and accuracy. I am looking forward to the prospect of bringing my skills and passion to a company that aligns with my values and career goals.

Thank you for considering my application. I am eager to discuss how my background and passion for underwriting can contribute to the continued success of Liberty Mutual Insurance.

Best Regards,
[Your Name]
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Why This Cover Letter Works in 2024

Aligning Personal Values with the Company's Mission

When you mention how the company's mission aligns with your own career objectives, you're showing the hiring manager that you've done your homework. You're not just looking for any job; you're interested in this specific role because it aligns with your personal mission. This demonstrates a deeper level of commitment and potential longevity with the company.

Underwriter Cover Letter Example

Dear Hiring Team,

I'm reaching out to express my interest in the Underwriter position at Liberty Mutual. My journey into the world of insurance began unexpectedly during a college internship; I was fascinated by the blend of analytics, risk assessment, and personal interaction. Liberty Mutual stood out to me not just as a leader in the field but as a place where innovation meets empathy. It's not just about policies and premiums; it's about people. That resonates with me.

During my tenure at Resume Worded Insurance, I spearheaded a project that reduced claim processing times by 30%. This wasn't just about streamlining processes; it was about understanding customer needs and finding innovative solutions to meet them quickly. I also played a pivotal role in integrating a new risk assessment tool that improved our accuracy in premium calculations by 15%, directly contributing to a happier and more satisfied client base. These experiences have equipped me with a unique skill set that I am eager to bring to Liberty Mutual.

What excites me most about this role is the opportunity to be part of a team that values forward-thinking and customer satisfaction above all. Liberty Mutual's commitment to leveraging technology for better service delivery is something I am passionate about. I see this as a chance to contribute to a company that's shaping the future of insurance.

In closing, I want to say that joining Liberty Mutual as an Underwriter is more than a career move for me. It's about being part of a legacy of excellence and contributing to a future where insurance is more accessible, understandable, and humane. I look forward to the possibility of discussing how my background, skills, and enthusiasms can be in line with the innovative work being done at Liberty Mutual.

Thank you for considering my application. I am excited about the opportunity to bring my unique blend of skills and passion to your team.

Warm regards,

[Your Name]

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Why This Cover Letter Works in 2024

Quantify Your Achievements

When you explain that you led a project that reduced claim processing times by 30%, you're showing, not just telling, the value you've brought to your past employers. It's not only impressive but it also gives me a tangible idea of the impact you made. It's important to do this as much as you can.

Show Your Direct Impact

You mentioned integrating a new risk assessment tool that improved accuracy in premium calculations by 15%. You're not just stating that you participated in a project, you're highlighting the direct positive impact of your work. This is more compelling than just mentioning your duties or tasks.

Express Your Alignment with Company Values

When you express excitement about the role and the company's values, it shows you've done your homework and you truly understand what the company stands for. It also shows how passionate you are about contributing to those values. It's great to see this type of enthusiasm and alignment.

Communicate Your Long-Term Vision

Your vision of contributing to a future where insurance is more accessible, understandable, and humane aligns with the company's vision. This demonstrates you're not only committed to the role, but also to the company's long-term mission.

End On An Inviting Note

Your closing statement, thanking the hiring team for considering your application, and expressing excitement about the opportunity, keeps the door open for further discussion and shows your positive attitude. It's a great way to wrap up your cover letter.

Underwriter Cover Letter Example

Dear Alex,

When I first learned about risk assessment in my intro to finance class, I was hooked. I knew then that I wanted to pursue a career in underwriting. Travelers Insurance stood out to me because of your reputation for providing exceptional training and mentorship to new underwriters. Your commitment to employee development is truly impressive.

In my current role as a junior underwriter at RW Insurance, I've honed my analytical skills by assessing over 50 commercial property applications per month. I take pride in my ability to thoroughly evaluate risks while maintaining a high level of accuracy. Last quarter, my manager recognized me for identifying a major risk factor that saved the company from a potential $500,000 loss. I'm excited to bring my keen eye for detail and strong work ethic to the underwriter role at Travelers.

What draws me most to this position is the opportunity to specialize in cyber liability insurance. As more and more businesses face cyber threats, I believe this area of underwriting will be increasingly important. I'm eager to deepen my knowledge in this niche and contribute to Travelers' growth in the cyber insurance market.

Thank you for considering my application. I would welcome the chance to discuss further how my skills and enthusiasm can benefit your underwriting team.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Connect personal interest to career choice

Discussing your early interest in risk assessment shows you have a genuine passion for underwriting. This makes you more memorable to me.

Demonstrate experience with concrete examples

Talking about your role and highlighting a specific achievement helps me understand the level of your capabilities and your impact on your current company.

Express eagerness to apply specific skills

When you mention your keen eye for detail and strong work ethic, it reassures me that you're ready to tackle the responsibilities of an underwriter at our company.

Show interest in a growing field

By expressing a desire to specialize in cyber liability insurance, you align yourself with future industry needs, demonstrating foresight and ambition.

Extend a warm invitation for further discussion

Concluding with thanks and an openness to talk more about how you can contribute to the team feels polite and professional. It makes me want to invite you for an interview.

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Underwriter Cover Letter Example

Dear Ms. Thompson,

I am excited to apply for the Underwriter position at Allstate, a company renowned for its commitment to providing exceptional insurance products and customer service. When I first learned about insurance in my high school economics class, I was fascinated by the concept of risk management and how underwriters play a crucial role in assessing and mitigating potential losses. Since then, I have been passionate about pursuing a career in underwriting.

During my internship at RW Insurance, I had the opportunity to work closely with the underwriting team on various projects. One notable accomplishment was when I identified a discrepancy in a client's application, which ultimately saved the company from a potential loss of $250,000. I also developed a risk assessment model that streamlined the underwriting process, reducing the average time spent on each application by 20%. These experiences have honed my analytical skills and attention to detail, which I believe are essential qualities for a successful underwriter.

What draws me to Allstate is the company's reputation for nurturing talent and providing opportunities for professional growth. I am eager to contribute my skills and learn from the experienced underwriters at Allstate. I am confident that my strong work ethic, coupled with my passion for the industry, will enable me to make a positive impact on the team.

Thank you for considering my application. I look forward to the opportunity to discuss further how my skills and experiences align with the Underwriter position at Allstate.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Express genuine interest

Starting your cover letter by stating your long-standing fascination with underwriting and how it led you to apply to a well-respected company demonstrates genuine interest and passion for your career choice.

Showcase relevant experience

Mentioning your internship experience and specific achievements, like identifying a critical discrepancy, proves you have hands-on experience and can make meaningful contributions even at an early stage in your career.

Demonstrate problem-solving skills

Developing a risk assessment model that improved efficiency showcases your innovative thinking and problem-solving skills, which are crucial for an underwriter.

Emphasize your drive for growth

Highlighting your attraction to the company's reputation for nurturing talent shows you're not just looking for any job but a place where you can grow and develop professionally.

Convey your enthusiasm to contribute

Ending your cover letter with a thank you and an expression of eagerness to discuss how you can contribute to the team shows politeness and assertiveness, traits valuable in any professional setting.

Underwriter Cover Letter Example

Dear Hiring Manager,

When I first learned about risk assessment in my college statistics class, I knew I wanted to pursue a career in underwriting. I was fascinated by the idea of using data and analysis to make informed decisions that could impact a company's bottom line. That's why I'm excited to apply for the Underwriter position at Allstate Insurance.

In my current role as a Junior Underwriter at RW Insurance Group, I've honed my skills in risk assessment and data analysis. I recently took the lead on a project to streamline our underwriting process, which resulted in a 15% reduction in processing time and a 10% increase in accuracy. I also collaborated with cross-functional teams to develop a new risk model that helped us expand into a new market segment, resulting in a 20% increase in revenue. I believe my experience and skills would allow me to make a significant contribution to Allstate's underwriting team.

I'm particularly drawn to Allstate's commitment to innovation and customer service. I've always believed that the key to success in underwriting is finding the right balance between managing risk and meeting the needs of customers. I'm excited by the opportunity to work for a company that shares this philosophy and is constantly looking for new ways to improve the customer experience.

Thank you for considering my application. I look forward to the opportunity to discuss how I can contribute to Allstate's success as an Underwriter.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Connect your passion to your career path

A personal story about discovering your career interest can make your application memorable and shows you're not just looking for any job, but you're passionate about this specific role.

Highlight your achievements with numbers

Adding specific outcomes and percentages to your previous work gives a clear picture of your impact. This approach is persuasive because it provides concrete evidence of your success and capabilities.

Show how you fit the underwriter team

By linking your skills and experience to the potential contributions you can make at Allstate, you're helping the hiring manager envision you in the role. It's effective to show you’ve researched and understand what they need.

Balance risk and customer needs

Understanding the core of underwriting work—balancing risk and customer satisfaction—is key. By stating this belief, you align with the company’s goals and demonstrate a deep understanding of the job's challenges and rewards.

Be polite and look forward

Ending your letter on a grateful note and expressing eagerness about the possibility of discussing your role further is courteous and shows enthusiasm for the opportunity.

Senior Underwriter Cover Letter Example

Dear Hiring Manager,

I am thrilled to apply for the Senior Underwriter role at Allstate Insurance. Growing up, I always had a knack for puzzles – the more complex, the better. Underwriting, to me, is like solving a puzzle with each case presenting its unique set of challenges. Allstate's focus on personalized underwriting, treating each case as unique, resonated with my approach to underwriting.

During my tenure with Resume Worded, I managed a portfolio of business exceeding $100M, maintaining loss ratios well below industry averages. My ability to accurately assess risk and negotiate terms led to a 25% increase in policy renewals. Additionally, I introduced an AI-based tool to automate routine tasks, which reduced processing time by 40%. These achievements underscore my ability to drive efficiency and profitability, which I am confident will be valuable to Allstate.

I am excited about the prospect of working with Allstate, a company that puts a strong emphasis on innovation and customer-centricity. I am particularly interested in your initiatives to use predictive analytics in underwriting, which I believe is the future of this industry.

Thank you for considering my application. I look forward to the possibility of contributing to Allstate's mission of creating innovative insurance solutions.

Best Regards,
[Your Name]
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Why This Cover Letter Works in 2024

Quantifiable Achievements

Showing clear, quantifiable results like reducing application turnaround times by 30% is a direct way of demonstrating your potential impact as an underwriter. It's not just about stating what you did, but also showing the measurable outcomes of your actions. This goes a long way in proving your capabilities and the value you can bring to the table.

Senior Underwriter Cover Letter Example

Dear Mr. Thompson,

I am writing to you today not just as a seasoned professional looking for a new challenge but as someone who has always admired Allstate's commitment to not only serving its customers but also empowering its employees. My journey in the insurance sector, particularly in underwriting, has been marked by a constant quest for improving risk management strategies while enhancing customer satisfaction. It's this alignment in values that draws me to the Senior Underwriter position at Allstate.

At Resume Worded Insurance, I successfully led a team that redesigned our underwriting process, resulting in a 20% increase in efficiency and a 25% reduction in operational costs. This experience taught me the importance of leadership, innovation, and the relentless pursuit of excellence. Additionally, I was instrumental in developing a comprehensive training program for new underwriters, which boosted team performance by 40%. These accomplishments are a testament to my belief that the right blend of technology, process, and people can drive significant improvements.

The role at Allstate excites me because it offers the chance to work with a company at the forefront of using data and technology to shape the future of insurance. Your innovative approach to risk assessment, combined with a deep commitment to customer service, is exactly the environment I thrive in.

Bringing my extensive experience and a proven track record of success to Allstate, I am eager to contribute to your team's goals and help solidify your position as a leader in the industry. I am particularly interested in how Allstate uses advanced analytics to improve underwriting decisions, and I am keen to bring my expertise in this area to your team.

Thank you for considering my application. I look forward to the opportunity to discuss how my background, skills, and passion for the insurance industry can contribute to the innovative work being done at Allstate.

Best regards,

[Your Name]
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Why This Cover Letter Works in 2024

Highlight Your Leadership Skills

Describing how you led a team that improved efficiency and reduced costs provides solid evidence of your leadership skills. It also suggests that you are results-oriented, which is a trait highly valued in any role, especially in a senior underwriting position.

Reveal Your Team Development Skills

By mentioning the development of a comprehensive training program for new underwriters, you're demonstrating your commitment to team development and growth, a trait highly valued in senior-level roles. This also shows that you can produce tangible improvements in performance.

Show Enthusiasm for Innovation

Your excitement about the role at Allstate and how the company uses data and technology is a clear indication that you value innovation and are ready to perform in a forward-thinking environment. This shows that you appreciate the company's direction and are eager to contribute to its evolution.

Express Interest in Company's Unique Practices

Expressing interest in how Allstate uses advanced analytics for underwriting decisions shows you're informed about the company's unique practices and you're keen to contribute your expertise. It also demonstrates your understanding of the evolving nature of the industry.

Show Appreciation and Openness to Discussion

Thanking the hiring manager for considering your application and expressing openness to discuss your expertise further sets a pleasant tone. This shows you're appreciative of their time and eager to continue the conversation.

Senior Underwriter Cover Letter Example

Dear Taylor,

When I learned that Zurich Insurance was seeking a senior underwriter specializing in environmental risks, I knew I had to apply. With over 8 years of underwriting experience, I've developed a deep understanding of how to assess and mitigate complex environmental exposures. Zurich's reputation as a leader in this niche is unparalleled, and I'm excited by the prospect of contributing to your team.

In my current role as a senior underwriter at RW Insurance Group, I manage a portfolio of over 150 environmental liability policies, representing $20M in annual premium. Last year, I led an initiative to refine our risk assessment model for underground storage tanks, which resulted in a 15% reduction in losses from this exposure. I'm proud of my track record of collaborating with brokers and risk engineers to craft customized coverage solutions for clients with complex risks.

Beyond my technical expertise, I'm passionate about mentoring junior underwriters. At RW, I developed and led a training program for new hires that increased productivity by 30% and improved retention rates. I believe that investing in the next generation of underwriting talent is critical for our industry's long-term success.

I'm drawn to Zurich not only for your expertise in environmental risks, but also for your commitment to sustainability. As someone who cares deeply about protecting our planet, I'm inspired by Zurich's leadership in promoting climate resilience and supporting the transition to a low-carbon economy.

I would welcome the opportunity to bring my skills, experience, and passion to the senior underwriter role at Zurich. Thank you for considering my application.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Show your underwriting expertise

Talking about your long experience and deep knowledge in underwriting, especially in a specific area like environmental risks, shows you are not just any candidate but one with valuable expertise.

Highlight your achievements

By mentioning your management of a large portfolio and your role in reducing losses, you demonstrate your direct impact on the company's success, a key trait for a senior underwriter.

Mentorship matters

Sharing your experience in mentoring and developing training programs for junior underwriters emphasizes your leadership skills and dedication to the growth of the industry.

Align with company values

Expressing your draw to the company’s commitment to sustainability and environmental risks not only shows you’ve done your homework but also that your personal and professional values align with theirs.

State your eagerness

Ending with a statement of eagerness to bring your skills and passion to the team is a strong closing. It reiterates your interest and confidence in your ability to contribute significantly.

Senior Underwriter Cover Letter Example

Dear Ms. Davis,

I am thrilled to apply for the Senior Underwriter position at Travelers, a company renowned for its expertise in specialty insurance and commitment to excellence. With over 8 years of experience in underwriting, I have developed a keen eye for assessing risks and a passion for crafting innovative insurance solutions.

In my current role as an Underwriter at RW Insurance Group, I have consistently demonstrated my ability to manage complex risks and maintain a profitable book of business. One of my notable achievements was securing a $5 million account that had previously been declined by competitors due to its unique risk profile. By conducting thorough research and collaborating with the client, I was able to structure a customized insurance program that addressed their specific needs while mitigating potential losses. Additionally, I have mentored junior underwriters and implemented training programs that have improved the team's overall efficiency and accuracy by 25%.

What attracts me to Travelers is the company's reputation for providing specialized insurance solutions and fostering a culture of collaboration and professional development. I am excited about the opportunity to bring my expertise and leadership skills to contribute to the success of the underwriting team at Travelers. I am confident that my experience, coupled with my passion for the industry, will enable me to make a significant impact in the Senior Underwriter role.

Thank you for considering my application. I look forward to the opportunity to discuss further how my skills and experiences align with the Senior Underwriter position at Travelers.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Express excitement for the senior underwriter role

Sharing your enthusiasm for the position and the company sets a positive tone for your application.

Highlight a unique achievement

Discussing a specific success story demonstrates your capability to handle challenges creatively and effectively.

Show leadership and impact

Mentioning your mentoring of junior staff and the positive outcomes of your training initiatives showcases your leadership skills and your contribution to team improvement.

Convey your contribution to the team’s success

Expressing your desire to bring your expertise to the company indicates that you are forward-thinking and focused on adding value.

Close with a professional thank-you

Ending your letter by thanking the employer and expressing eagerness to discuss your application further is respectful and shows good manners.

Senior Underwriter Cover Letter Example

Dear Sarah Thompson,

I still remember the first time I underwrote a complex commercial property policy early in my career. It was a challenging risk, but I worked closely with the broker and the client to find a solution that met everyone's needs. That experience taught me the importance of collaboration and creative problem-solving in underwriting, and it's a lesson I've carried with me throughout my career. It's one of the reasons I'm excited to apply for the Senior Underwriter position at Liberty Mutual.

Over the past eight years, I've developed a deep expertise in underwriting commercial property and casualty risks. As a Lead Underwriter at RW Insurance, I managed a portfolio of over $50 million in annual premium and consistently achieved a loss ratio below 60%. I also played a key role in developing and implementing a new underwriting strategy that helped us expand into new industries and geographies, resulting in a 25% increase in new business.

But what I'm most proud of is the relationships I've built with brokers and clients. I believe that underwriting is as much about people as it is about numbers, and I've always strived to be a trusted advisor and partner to the brokers and clients I work with. I'm excited by the opportunity to bring this approach to Liberty Mutual and contribute to the company's growth and success.

Thank you for taking the time to review my application. I would welcome the chance to discuss how my experience and skills could help Liberty Mutual achieve its underwriting goals.

Sincerely,
[Your Name]
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Why This Cover Letter Works in 2024

Share meaningful experiences

Telling a story of a defining moment in your career can instantly grab attention. It not only illustrates your experience but also your capability to handle complex situations, crucial for a senior underwriter role.

Demonstrate leadership and results

Mentioning your management of a significant portfolio and your success in achieving a low loss ratio showcases your leadership skills and your effectiveness in driving positive outcomes, both critical qualities for a senior position.

Emphasize relationship building

Stressing the importance of building strong relationships in your field indicates you value teamwork and collaboration. For senior roles, the ability to maintain good relationships is often as important as technical skills.

Express eagerness to contribute

Showing your enthusiasm for bringing your approach and skills to a new company suggests you're not just looking for any job, but you're interested in making a real impact at Liberty Mutual.

Thank the reader professionally

Appreciation for the hiring manager’s time and consideration is a polite and professional way to close your letter, leaving a positive impression.

Associate Underwriter Cover Letter Example

Dear Jamie,

I still remember the first time I shadowed an underwriter at my summer internship. Watching them analyze complex risks and make sound judgments was thrilling. Since then, I've been determined to launch my career in underwriting. Liberty Mutual's associate underwriter program would be the ideal place for me to grow my skills, given your stellar reputation for underwriter training.

As a recent graduate with a degree in risk management and insurance, I'm well-versed in the principles of underwriting. During my internship at Resume Worded Insurance, I assisted senior underwriters in reviewing over 75 auto insurance applications. My attention to detail proved invaluable when I caught a discrepancy that would have resulted in a $50,000 pricing error. I'm confident that I can bring that same level of diligence to Liberty Mutual.

Beyond my technical skills, I pride myself on my ability to communicate effectively with colleagues and clients alike. I understand that underwriting isn't just about numbers; it's about building relationships and trust.

I'm particularly drawn to Liberty Mutual's commitment to innovation in the insurtech space. As someone who enjoys staying on the cutting edge, I'm excited by the prospect of working for a company that embraces new technologies to improve the underwriting process.

I would be thrilled to have the opportunity to learn and grow as an associate underwriter at Liberty Mutual. Thank you for your time and consideration.

Sincerely,
[Your Name]
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Why This Cover Letter Works in 2024

Share a defining moment

Recalling your first exposure to underwriting during an internship shows me the origin of your interest and helps me understand your commitment to this career path.

Highlight education and practical experience

Mentioning your degree and internship experience gives me confidence in your foundational knowledge and hands-on skills in underwriting.

Assure attention to detail

By emphasizing your diligence and a specific instance where it prevented a financial mistake, you make a strong case for why you'd be a reliable asset to the team.

Express enthusiasm for innovation

Your interest in the company’s innovation efforts, especially in insurtech, tells me you're not just looking for any job but a role where you can contribute to meaningful progress.

Convey a desire for growth and learning

Ending on a note of eagerness to join and grow with the company suggests you’re looking for a long-term opportunity where you can invest your efforts and evolve.

Junior Underwriter Cover Letter Example

Dear Mr. Johnson,

I am writing to express my strong interest in the Junior Underwriter position at Liberty Mutual. As a recent graduate with a degree in Risk Management and Insurance, I am eager to begin my career in the insurance industry and contribute to a company that values innovation and customer-centric solutions.

During my time at university, I completed several projects that allowed me to apply my knowledge of risk assessment and underwriting principles. In one project, I analyzed a portfolio of 100 commercial properties and developed a risk mitigation plan that reduced the potential loss exposure by 15%. Additionally, I participated in a case competition where my team proposed a novel approach to underwriting cyber risks, which earned us second place and praise from industry professionals.

I am particularly drawn to Liberty Mutual's commitment to leveraging technology to enhance the underwriting process. As someone who enjoys staying up-to-date with the latest industry trends and tools, I am excited about the prospect of working in an environment that encourages innovation and continuous improvement. I am confident that my strong analytical skills, combined with my enthusiasm for learning, will enable me to contribute to Liberty Mutual's success as a Junior Underwriter.

Thank you for taking the time to review my application. I would welcome the opportunity to discuss further how my skills and experiences align with the Junior Underwriter position at Liberty Mutual.

Sincerely,
[Your Name]
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Why This Cover Letter Works in 2024

Show your passion for underwriting

Talking about your degree and your eagerness to start your career highlights your enthusiasm for the role and the industry.

Demonstrate practical experience

Giving an example of a project where you reduced risk shows you can apply what you've learned in a real-world scenario.

Align with the company's values

Mentioning your interest in the company’s use of technology indicates that you've done your research and see yourself fitting into their culture.

Confidence in your abilities

Stating your strengths clearly shows that you understand the value you could bring to the team.

Express gratitude and openness

Thanking the employer for considering your application and expressing interest in further discussion are polite and professional closing remarks.

Underwriting Assistant Cover Letter Example

Dear Mike Johnson,

I've always been fascinated by the way insurance companies use data and analysis to make decisions that impact people's lives and businesses. That's why I'm excited to apply for the Underwriting Assistant position at Travelers Insurance. I believe my strong analytical skills, attention to detail, and commitment to customer service make me an excellent fit for this role.

As a recent graduate with a degree in finance, I've had the opportunity to develop my skills through internships and coursework. During my internship at RW Financial Services, I assisted the underwriting team in analyzing risk data and preparing policy documents. I also took the initiative to streamline the data entry process, which reduced errors and improved efficiency. In my coursework, I excelled in classes on risk management and insurance principles, earning a 3.8 GPA.

I'm particularly drawn to Travelers' reputation for excellence in underwriting and risk management. I admire the company's commitment to using data and technology to make informed decisions and provide customized solutions for clients. I'm excited by the opportunity to learn from experienced underwriters and contribute to Travelers' success in this role.

Thank you for considering my application. I would welcome the chance to discuss how my skills and experience could benefit Travelers as an Underwriting Assistant.

Best regards,
[Your Name]
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Why This Cover Letter Works in 2024

Show your passion for underwriting

Talking about your genuine interest in how insurance companies use data shows that you're not just looking for any job, but you're specifically interested in the underwriting field. This can make you more memorable to a hiring manager.

Detail your relevant experience

Mentioning specific tasks you've handled, like analyzing risk data and preparing policy documents, demonstrates that you have hands-on experience that is directly relevant to the role of an underwriting assistant. It's good to hear about your active involvement, rather than just your theoretical knowledge.

Express admiration for the company

When you express respect for the company's reputation in underwriting and risk management, it shows that you've done your homework and are genuinely interested in contributing to their team. It creates a positive impression that you're applying because you share similar values and goals.

Highlight eagerness to learn and contribute

Stating your excitement to learn from experienced underwriters and to contribute to the company's success indicates a proactive and growth-oriented mindset, which is highly valued in candidates for underwriting assistant roles.

Close with gratitude

Ending your cover letter by thanking the hiring manager for considering your application is polite and shows good professional etiquette. It leaves a positive last impression, which is important in any job application process.

Alternative Introductions

If you're struggling to start your cover letter, here are 6 different variations that have worked for others, along with why they worked. Use them as inspiration for your introductory paragraph.

1
While browsing through LinkedIn, I came across the Underwriter position at JPMorgan Chase & Co. and was immediately drawn to the company's focus on maintaining long-lasting client relationships and its dedication to data-driven decision making. Having had family members who were loyal Chase Bank customers, I am excited at the potential opportunity to join a team whose values align with my personal commitment to providing effective financial solutions to clients.
This paragraph stands out because it references a personal connection to the company, highlighting the applicant's genuine interest in working for JPMorgan Chase & Co. and their understanding of the company's values.

2
As a frequent traveler, I've had the opportunity to experience firsthand the convenience and peace of mind that American Express provides to its customers. So when I saw that American Express was seeking an Underwriter to join their team, I knew that it would be the perfect opportunity for me to contribute my risk analysis and underwriting experience to help the company continue to innovate in the financial services industry.
This paragraph is unique because it mentions the applicant's personal experience as a customer of the company, showcasing their enthusiasm for the brand and their interest in contributing to its ongoing success.

3
Having witnessed the positive impact of Goldman Sachs' philanthropic initiatives, such as the 10,000 Small Businesses program, I am compelled to bring my underwriting skills to an organization that is dedicated to creating meaningful change in the world. The Underwriter position at Goldman Sachs would allow me to utilize my expertise in risk analysis to contribute to the company's continued growth and commitment to making a difference.
By highlighting the applicant's appreciation for the company's philanthropic efforts, this paragraph demonstrates a shared commitment to making a positive impact, indicating a strong fit for the company culture.

4
With a strong background in risk analysis and underwriting, I was thrilled to come across the Underwriter position at Allstate Insurance on Indeed. As a driver who has relied on Allstate's comprehensive coverage, I understand the importance of thorough underwriting and am excited to bring my experience to an organization that values protecting its customers.
This introduction effectively ties the applicant's professional experience to their personal experience as a policyholder, emphasizing their understanding of the company's value proposition and their eagerness to contribute to its mission.

5
When I read about CitiGroup's commitment to fostering a diverse and inclusive environment, I knew that the Underwriter position at Citi was the perfect opportunity for me to leverage my experience in risk analysis and underwriting while being part of a global organization that values unique perspectives. As someone who thrives in dynamic environments, I am excited to contribute to a company that is dedicated to embracing diversity and driving innovation.
In this paragraph, the applicant highlights the company's commitment to diversity and inclusion, showcasing their alignment with Citi's values and their excitement to join a progressive organization that prioritizes its employees' well-being.



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