Loan Underwriter

Loan Underwriter Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Loan Underwriter job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Credit
  • Credit Analysis
  • Loans
  • Underwriting
  • Mortgage Lending
  • Banking
  • Loan Origination
  •  Find out what your resume's missing
  • Credit Risk
  • Consumer Lending
  • Finance
  • Financial Analysis
  • Risk Management
  • Residential Mortgages
  • Portfolio Management
  • Mortgage Underwriting
  • Commercial Banking
  • Commercial Lending
  • Retail Banking
  • Refinance
  • Small Business Lending

  •   Show full list

Resume Skills: Financial Software

Resume Skills: Mortgage Proficiencies

Resume Skills: Other Software/Tools

Resume Skills: Lending Regulations

Resume Skills: Risk Assessment

  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Loan Underwriter Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Loan Underwriter Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Choose a template
Your Name
Loan Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded August 2019 - Present
Senior Loan Underwriter
Comprehensively reviewed and endorsed 500+ complex loan applications, leading to an increased loan origination rate of 12%
Revolutionized underwriting processes by implementing a credit risk management model, reducing loan losses by 18% in the first year
Led and trained a team of five underwriters, improving collective efficiency by 30%
Strategized the handling of residential mortgages portfolio, thus optimizing the asset allocation and reducing the default rate by 10%
Conducted an in-depth credit analysis and swiftly identified potentially delinquent loans, resulting in a notable 15% reduction in bad-debt losses
JP Morgan May 2015 - July 2019
Loan Underwriter
Assessed and approved average of 70+ loan requests per month while duly maintaining high underwriting standards
Leveraged financial analysis skills to mitigate eminent risks on over $2M worth of commercial lending
Implemented a unique model for standardized loan underwriting in the retail banking sector, consequently improving efficiency by 25%
Bank Of America February 2012 - April 2015
Junior Underwriter
Collaborated on applications review for small business lending, contributing to a 5% increase in loan approvals
Contributed to comprehensive portfolio management, improving diversification by suggesting 10% more viable debt instruments
EDUCATION
Resume Worded Institute November 2018
Certified Credit Risk Analyst (2018)
Coursework: Risk Management, Regulatory Structure, Credit Portfolio Management
Resume Worded University January 2012
Master of Business Administration (MBA) - Finance
Thesis: Optimizing Risk Management in Loan Underwriting
Received Scholarship for Outstanding Academic Performance
SKILLS
Underwriting software: DU/LP, Calyx Point, Encompass, LendingQB, QQCatalyst
Other Software/Tools: Microsoft Office Suite, SQL, Salesforce, Tableau
Lending Regulations: TILA, RESPA, ECOA, AML, Fair Lending, HMDA
Risk Assessment: Credit Risk, Market Risk, Operational Risk, Liquidity Risk
OTHER
Certifications: Chartered Financial Analyst (CFA) Level I, Mortgage Loan Originator (MLO) License
Leadership & Volunteering: Mentor - Resume Worded Institute's Finance Mentorship Program, Volunteer - Financial Literacy Initiative
Awards & Achievements: Top Performer Award - JP Morgan (2017, 2018), Best Debutant - Bank of America (2012)
Your Name
Mortgage Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com January 2020 - Present
Mortgage Underwriter
Streamlined mortgage lending process by setting up a new assessment framework, resulting in a 15% quicker turnaround time
Leveraged expertise in mortgage underwriting to aid in the endorsement of 70+ home loans per month
Implemented novel credit analysis techniques to evaluate 400+ prospective borrowers, leading to a lending volume growth of 22%
Led a team of 4 assistant underwriters in strategic credit risk appraisal techniques, curbing default rates in the residential mortgages portfolio by 8%
Proposed innovative refinancing solutions, thereby increasing successful refinancing conversions by 20%
HSBC February 2016 - December 2019
Loan Officer
Generated $1.5M+ in new loans annually through persuasive sales approach and in-depth assessment of creditworthiness
Expedited loan origination process by 25% by efficiently directing underwriting team personnel
Citibank May 2012 - January 2016
Loan Consultant
Advised consumer lending clients about suitable loan products, driving a 12% rise in total loans originated
Efficiently performed risk management procedures, leading to a 7% decrease in loan defaults
EDUCATION
Resume Worded Institute February 2020
Certified Mortgage Underwriter (CMU) - Mortgage Bankers Association
This certification is widely recognized in the mortgage banking industry.
Resume Worded University April 2012
Bachelor of Science in Finance
Graduated Magna Cum Laude
Relevant Coursework: Real Estate Finance, Investment Banking, Financial Statement Analysis
SKILLS
Financial Software: Encompass, Calyx Point, LendingWise, Microsoft Excel
Mortgage Proficiencies: Loan Underwriting, Risk Assessment, Credit Analysis, financial Modeling, Mortgage Origination, Mortgage Servicing
OTHER
Certifications: Certified Residential Underwriter (CRU) - Mortgage Bankers Association
Volunteering: Financial Literacy volunteer, Local Community Center - Provided free classes on home ownership, mortgages, and financial literacy to community members.
Projects: Developed an innovative risk assessment algorithm that reduced loan defaults by 15% at Citibank.
Your Name
Commercial Loan Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2018 - Present
Commercial Loan Underwriter
Formulated a new loan origination strategy, leading to 10%+ growth in commercial lending volume
Innovated credit risk evaluation strategies, reducing default rate for commercial loans by 7%
Conducted extensive financial analysis to evaluate potential borrowers, enhancing the quality of the commercial banking credit portfolio by 15%
Managed team of 3 junior underwriters in efficient underwriting processes and credit analysis techniques
Identified and eliminated $500k worth of bad debts by framing a highly effective risk management model
Royal Bank of Scotland September 2014 - February 2018
Loan Analyst
Expedited loan underwriting process by 11% owing to strategic work allocation and efficiency protocols
Actively reviewed credit portfolio, contributing to a 10% increase in commercial lending
Barclays June 2011 - August 2014
Loan Processor
Processed and prepared 80+ loan packages per month for underwriting, increasing overall productivity by 6%
Assisted in the management of commercial banking loans portfolio valued at $10M
EDUCATION
Resume Worded Academic Center March 2012
Master of Business Administration - Finance
Graduated Magna Cum Laude, top 5% of the class
Resume Worded University June 2009
Bachelor of Commerce - Banking and Finance
Specialized in Commercial Lending Techniques and Tools
Awards: Dean's List 2007 - 2009 (Top 10% of class)
SKILLS
OTHER
Certifications: Certified Financial Services Auditor (CFSA), Certified Banking & Credit Analyst (CBCA - Corporate Finance Institute)
Leadership & Volunteering: Member - Finance Professionals Association, Volunteer - Local Homeless Shelter Financial Literacy Program
Continued Education: Advanced Financial Analysis - London School of Business and Finance, Financial Risk Management Course - Resume Worded Institute
Awards: Employee of the Year - Coached.com (2019), Outstanding Achievement Award - Royal Bank of Scotland (2016)

How do I add skills to a Loan Underwriter resume?

1
Review the job posting closely.

Go through the Loan Underwriter posting you're applying to, and identify hard skills the company is looking for. For example, skills like Underwriting, Credit and Credit Risk are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like Banking and Mortgage Lending.

Add other common skills from your industry - such as Loan Origination, Loans and Credit Analysis - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Financial Analysis, Refinance and Commercial Lending - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Emphasize your communication skills.

Communication is often an important component of the role of a Loan Underwriter, so when writing your resume, include examples of how you communicated with stakeholders, team members or customers, or produced content.

5
Use the exact job title.

Try to add the exact job title, Loan Underwriter, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Loan Underwriter Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Loan Underwriter job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Loan Underwriter Skills and Keywords to Include On Your Resume

Resume Skills and Keywords from Related Jobs

We also found variations and further specializations to your job title. Browse through the related job titles to find additional keywords that you can include into your resume.

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Loan Underwriter Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Assistant Underwriter


Resume Example
Mortgage Loan Processor


Resume Example
Senior Loan Processor


Resume Example
Entry-Level Loan Processor


Resume Example
Professional


Resume Example
Highlights (Free)


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills do hiring managers want to see on a Loan Underwriter resume?

Some effective Loan Underwriter skills you can add to your resume include:

  • Credit
  • Credit Analysis
  • Loans
  • Underwriting
  • Mortgage Lending
  • Banking
  • Loan Origination
  • Credit Risk

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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