Mortgage Loan Officer

Mortgage Loan Officer Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Loan Officer job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Lending
  • Loans
  • Residential Mortgages
  • Loan Origination
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • U.S. VA Loans
  • Credit
  • Investment Properties
  • Banking
  • Credit Analysis
  • U.S. FHA Financing
  • Real Estate
  • Mortgage Industry
  • U.S. Department of Agriculture (USDA)
  • Finance
  • Residential Real Estate
  • Construction Loans
  • Foreclosures
  •   Show full list

Resume Skills: Mortgage Software

  • Encompass
  • Calyx Point
  • Ellie Mae
  • LendingQB
  • Mortgage Builder
  • LendingPad
  • MS Excel
  • Loan Origination Software
  • CRM Softwares
  • QuickBooks
  • MS Office Suite
  • SQL
  • MS Office
  • Moody’s RiskAnalyst
  • Oracle
  • Bloomberg Terminal
  • Calyx Software
  • FICS Loan Producer
  • Byte Software
  • ProLender
  • BytePro
  • Fannie Mae Desktop Underwriter
  • Lending QB
  • Byte
  • Lending Pad
  • Encompass LOS

Resume Skills: Mortgage Banking

  • Mortgage Underwriting
  • Origination
  • Loan Packaging
  • Loan Servicing
  • Loan Processing
  • Appraisal Process
  • Risk Analysis
  • Portfolio Management
  • Credit Analysis
  • Financial Advising

Resume Skills: Regulatory Knowledge

  • TILA
  • HMDA
  • ECOA
  • TRID
  • SAFE Act
  • Knowledge of FHA
  • VA
  • USDA
  • and conventional loan products
  • Understanding of mortgage laws and regulations
  • FHA
  • HARP
  • Jumbo loans
  • Adjustable-Rate Mortgage (ARM)
  • Fixed-rate Mortgage

Resume Skills: Financial Analysis

  • Risk Management
  • Credit Analysis
  • Financial Modelling
  • Portfolio Management
  • Investment Analysis
  • Regulatory Compliance
  • Financial Modeling
  • Risk Analysis
  • ROI Analysis
  • Cash Flow Forecasting
  • Budgeting
  • Loan Underwriting
  • Financial Analysis
  • Loan-to-Value (LTV) Calculations
  • Debt-to-Income (DTI) Ratios
  • Loan Origination
  • Capital Markets
  • Financial Structuring
  • MS Excel
  • QuickBooks
  • Sage 50
  • Tableau
  • Google Sheets

Resume Skills: Regulations

  • Fair Lending
  • HMDA
  • Equal Credit Opportunity Act
  • Truth in Lending Act
  • FHA/VA loans
  • Conventional loans
  • USDA loans
  • Compliance
  • Loan Origination
  • TRID
  • FHA
  • VA
  • USDA Loans

Resume Skills: Industry Knowledge

  • Mortgage Lending
  • Loan Underwriting
  • Credit Scoring
  • Consumer Financing
  • Home Equity Loans
  • Commercial Lending

Resume Skills: Financial Tools

  • Encompass
  • Calyx Point
  • Skype for Business
  • Microsoft Office Suite
  • Fannie Mae DU
  • Freddie Mac LPA

Resume Skills: Techniques

  • Risk Analysis
  • Credit Analysis
  • Appraisal Review
  • Product Knowledge
  • Sales Techniques

Resume Skills: Languages

  • English
  • Spanish (Fluent)

Resume Skills: Programs

  • Encompass
  • Calyx Software
  • Microsoft Office (Excel, Word, PowerPoint)
  • Risk Management Software (Oracle)

Resume Skills: Regulations & Compliance

  • Truth in Lending Act (TILA)
  • Fair Lending Practices
  • FHA Loans
  • VA Loans
  • Conventional Loans
  • Real Estate Settlement Procedures Act (RESPA)

Resume Skills: Other

  • Public Speaking
  • Customer Service
  • Negotiation
  • Strategic Planning

Resume Skills: Software & Tools

  • MS Office Suite (Advanced Excel)
  • Salesforce CRM
  • Google Workspace

Resume Skills: Legislative Compliance

  • Dodd-Frank Act
  • Federal Reserve regulations
  • Fair Lending laws

Resume Skills: Digital

  • Microsoft Office Suite
  • Excel (Financial Modelling, Macros, Pivot Tables)
  • CRM Software (Salesforce, Hubspot)

Resume Skills: Analytical

  • Risk Assessment
  • Loan Underwriting
  • Data Analysis
  • Credit Analysis
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Sample Mortgage Loan Officer Resume: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Choose a template
Your Name
Mortgage Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded January 2017 - Present
Senior Mortgage Loan Officer
Boosted loan origination numbers by 40%, incorporating in-depth analysis of credit and residential mortgage products, and strategically advising clients on the best options.
Spearheaded the development and implementation of strategies, leading to a 30% increase in U.S. VA Loans and FHA Financing.
Directed a team in debt ratio calculations, property evaluation and title checks, leading to a 25% quicker turnaround.
Recognized as top performer, maintaining highest customer satisfaction rate (98%) in the team.
Successfully maintained a 0% default rate by employing cutting-edge loan approval tools and clear client education strategies. May 2015 – December 2016
Mortgage Loan Consultant
Achieved 95% loan closure success rate, handling loan origination, underwriting and closure duties for residential mortgages.
Excelled at evaluating creditworthiness, incomes and financial stamina of applicants, thereby reducing poor loans by 50%.
Steered business development initiatives, reaching out to real estate agents and builders to assist in marketing the company's loan products.
JP Morgan Chase March 2013 – April 2015
Mortgage Loan Underwriter
Reduced foreclosure incidents by 30% through cautious underwriting and comprehensive applicant checks.
Significantly improved loan approval turnaround by streamlining workflows and adopting innovative credit analysis tools.
Worked collaboratively with housing agents, loan officers and borrowers, boosting efficiency by 20%.
Bank of America January 2011 – February 2013
Loan Processor
Developed a reputation for meticulous loan documentation, resulting in a 15% decrease in delays.
Mitigated loan processing errors by 30% by creating a robust verbal and written communication channel between loan officers, loan applicants and third-party entities.
Resume Worded University December 2012
Master of Business Administration (MBA) - Finance
Focused coursework on Real Estate Finance and Investments
Resume Worded University May 2010
Bachelor of Science - Accounting
Minors in Statistics
Awards: Resume Worded Academic Excellence Award (Top 5% of class)
Mortgage & Financial Analysis: Loan Underwriting, Risk Management, Financial Analysis, Loan-to-Value (LTV) Calculations, Debt-to-Income (DTI) Ratios, Loan Origination
Software & Applications: MS Excel (Advanced), MS Office, Calyx Point, Encompass, Moody’s RiskAnalyst, Oracle, Bloomberg Terminal
Regulations & Compliance: Truth in Lending Act (TILA), Fair Lending Practices, FHA Loans, VA Loans, Conventional Loans, Real Estate Settlement Procedures Act (RESPA)
Certifications: Certified Mortgage Banker (CMB) - Mortgage Bankers Association, SAFE Mortgage Loan Originator Test - Nationwide Mortgage Licensing System (NMLS)
Leadership & Volunteering: Financial Literacy Volunteer - National Financial Educators Council, Board Member - Local Neighborhood Association
Continued Education: Seminars on Fair Lending Practices, Mortgage Fraud for the Loan Originator
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded March 2019 - Present
Senior Loan Officer
Secured a top-5 ranking in loan closures for three consecutive quarters, closing over $10M in residential mortgages.
Expanded client pipeline by 35% by utilizing deep knowledge of finance and investment properties.
Decreased time to close by 15% through efficient management of loan pipeline.
Boosted client base by 25%, demonstrating strong expertise on diverse loan products including FHA, VA Loans and USDA.
Prevented losses by meticulously checking loan legalities and repayment abilities, resulting in a 15% reduction in bad debts. August 2016 – February 2019
Loan Consultant
Piloted loan originating strategies that led to a 30% increase in successful loan applications.
Cultivated professional relationships with a network of real estate agents, resulting in a consistent increase in referrals.
Successfully underwritten 150+ residential loan applications, leveraging expertise in credit analysis.
Goldman Sach March 2014 - July 2016
Credit Analyst
Provider expert advice on credit enhancements leading to a 50% decrease in default cases.
Recognized for contributing to the team's portfolio diversification, maintaining a balanced mix of high-risk and low-risk loans.
Barclays May 2012 - February 2014
Mortgage Assistant
Enabled a 20% increase in loan applications by streamlining information gathering.
Recognized as ‘Employee of the Year’ for delivering efficient customer service and meeting strict deadline targets.
Resume Worded Institute February 2019
Certified Mortgage Banker (CMB)
Completed certification concurrently while employed full-time at Resume Worded.
Resume Worded University May 2016
Master of Business Administration - Finance
Specialization in Financial Markets and Investment Strategy
Financial Analysis: Risk Management, Credit Analysis, Financial Modelling, Portfolio Management, Investment Analysis, Regulatory Compliance
Software Proficiency: MS Excel (Advanced), Loan Origination Software, CRM Softwares, QuickBooks, MS Office Suite, SQL (proficient)
Industry Knowledge: Mortgage Lending, Loan Underwriting, Credit Scoring, Consumer Financing, Home Equity Loans, Commercial Lending
Certifications: Licensed Mortgage Loan Originator - NMLS (2015), Chartered Financial Consultant - The American College of Financial Services(2014)
Leadership & Volunteering: Volunteer Financial Advisor - Financial Planning Association (2013-present), Mortgage Bankers Association (Committee Member)
Projects: Developed a pricing model for a $500K investment opportunity leading to a 20% increase in profitability in the first quarter - (2018)

Compare Your Resume To These Mortgage Loan Officer Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

How do I add skills to a Mortgage Loan Officer resume?

Review the job posting closely.

Go through the Mortgage Loan Officer posting you're applying to, and identify hard skills the company is looking for. For example, skills like Loan Origination, Residential Mortgages and U.S. VA Loans are possible skills. These are skills you should try to include on your resume.

Add industry skills like U.S. Federal Housing Authority (FHA) and Refinance.

Add other common skills from your industry - such as Loans, Mortgage Lending and Credit - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Credit Analysis, Mortgage Industry and Finance - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Emphasize accomplishments that involved a team.

Teamwork is a common competency hiring managers look for, particularly for Mortgage Loan Officer roles, so include at least 1-2 examples of accomplishments that involved leading a team, or collaborating with others to complete a project.

Emphasize your administrative skills.

Recruiters look for administrative skills on your Mortgage Loan Officer, so highlight your experience with key administrative functions, like organizing workshops or communicating with customers and employees.

Use the exact job title.

Try to add the exact job title, Mortgage Loan Officer, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Loan Officer Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Loan Officer job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Loan Officer Skills and Keywords to Include On Your Resume

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Mortgage Loan Officer Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Mortgage Loan Processor

Resume Example
Senior Loan Processor

Resume Example
Entry-Level Loan Processor

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Mortgage Loan Officer resume?

Here are some of the most popular skills we see on Mortgage Loan Officer resumes:

  • Mortgage Lending
  • Loans
  • Residential Mortgages
  • Loan Origination
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • U.S. VA Loans
  • Credit

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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