Mortgage Loan Officer

Mortgage Loan Officer Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Loan Officer job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Lending
  • Loans
  • Residential Mortgages
  • Loan Origination
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • U.S. VA Loans
  •  Find out what your resume's missing
  • Credit
  • Investment Properties
  • Banking
  • Credit Analysis
  • U.S. FHA Financing
  • Real Estate
  • Mortgage Industry
  • U.S. Department of Agriculture (USDA)
  • Finance
  • Residential Real Estate
  • Construction Loans
  • Foreclosures

  •   Show full list

Resume Skills: Mortgage Software

  • Encompass
  • Calyx Point
  • Ellie Mae
  • LendingQB
  • Mortgage Builder
  • LendingPad
  • MS Excel
  • Loan Origination Software
  • CRM Softwares
  • QuickBooks
  • MS Office Suite
  • SQL
  • MS Office
  • Moody’s RiskAnalyst
  • Oracle
  • Bloomberg Terminal
  • Calyx Software
  • FICS Loan Producer
  • Byte Software
  • ProLender
  • BytePro
  • Fannie Mae Desktop Underwriter
  • Lending QB
  • Byte
  • Lending Pad
  • Encompass LOS
  •  Match your resume to these skills

Resume Skills: Mortgage Banking

  • Mortgage Underwriting
  • Origination
  • Loan Packaging
  • Loan Servicing
  • Loan Processing
  • Appraisal Process
  • Risk Analysis
  • Portfolio Management
  • Credit Analysis
  • Financial Advising
  •  Match your resume to these skills

Resume Skills: Regulatory Knowledge

  • TILA
  • RESPA
  • HMDA
  • ECOA
  • TRID
  • SAFE Act
  • Knowledge of FHA
  • VA
  • USDA
  • and conventional loan products
  • Understanding of mortgage laws and regulations
  • FHA
  • HARP
  • Jumbo loans
  • Adjustable-Rate Mortgage (ARM)
  • Fixed-rate Mortgage
  •  Match your resume to these skills

Resume Skills: Financial Analysis

  • Risk Management
  • Credit Analysis
  • Financial Modelling
  • Portfolio Management
  • Investment Analysis
  • Regulatory Compliance
  • Financial Modeling
  • Risk Analysis
  • ROI Analysis
  • Cash Flow Forecasting
  • Budgeting
  • Loan Underwriting
  • Financial Analysis
  • Loan-to-Value (LTV) Calculations
  • Debt-to-Income (DTI) Ratios
  • Loan Origination
  • Capital Markets
  • Financial Structuring
  • MS Excel
  • QuickBooks
  • Sage 50
  • Tableau
  • Google Sheets
  •  Match your resume to these skills

Resume Skills: Regulations

  • TILA-RESPA
  • Fair Lending
  • HMDA
  • Equal Credit Opportunity Act
  • Truth in Lending Act
  • FHA/VA loans
  • Conventional loans
  • USDA loans
  • Compliance
  • Loan Origination
  • TRID
  • HOEPA
  • FHA
  • VA
  • USDA Loans
  •  Match your resume to these skills

Resume Skills: Industry Knowledge

Resume Skills: Financial Tools

Resume Skills: Techniques

Resume Skills: Languages

Resume Skills: Programs

Resume Skills: Regulations & Compliance

Resume Skills: Other

Resume Skills: Software & Tools

Resume Skills: Legislative Compliance

Resume Skills: Digital

Resume Skills: Analytical

  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Mortgage Loan Officer Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Mortgage Loan Officer Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Mortgage Lender
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded January 2021 - Present
Senior Mortgage Lender
Secured $80M in residential mortgages within two years by leveraging my market knowledge of residential real estate to gain a competitive edge over rivals.
Counselled clients on mortgage options, leading to a 30% increase in successful loan approvals and a recognition as the top seller.
Influenced the underwriting decision-making process by introducing credit analysis as a critical tool, lowering default rates by 10%.
Managed a team of loan officers, overseeing daily operations, workflow and sales goals, resulting in a 25% increase in team efficiency.
Streamlined loan origination procedures, enhancing process efficiency by 35% and subsequently improving customer satisfaction.
Wells Fargo May 2018 - December 2020
Mortgage Lender
Spearheaded the approval of $50M in residential and investment properties loans, improving the bank's mortgage portfolio by 20%.
Orchestrated the process of refinancing loans, leading to annual savings of $2M for clients.
Implemented U.S. Federal Housing Authority (FHA) regulations in loan servicing, resulting in full compliance and a 10% reduction in penalties.
Educated clients on diverse loan options, including U.S. VA Loans and Construction Loans, boosting customer understanding by 40%.
Coached.com January 2015 - April 2018
Loan Officer
Established and maintained relationships with realtors and bank partners, increasing referral rate by 30%.
Expanded diverse loan portfolio including U.S. Department of Agriculture (USDA) loans, resulting in a 20% portfolio growth.
Assisted clients in understanding the foreclosure and short sales processes, leading to an 10% increase in client satisfaction during challenging times.
EDUCATION
Resume Worded University January 2014
Master of Business Administration (MBA) - Finance
Focused on Financial Modeling, Strategic Planning and Decision Making
Resume Worded Academic Center June 2007
Bachelor of Science - Finance
Minor in Business Administration
Graduated Magna Cum Laude
SKILLS
Financial Analysis: Financial Forecasting, Financial Modelling, Cost Reduction Analysis, Risk Assessment
Mortgage Specific Software: Encompass, Calyx Point, Byte Pro, Surefire CRM
Office Software: Microsoft Excel (Advanced), Microsoft PowerPoint, Microsoft Word
Compliance Knowledge: Financial Regulations, Loan Origination, Fair Housing Regulations, Equal Credit Opportunity
OTHER
Certifications: Certified Mortgage Advisor (CMA), Financial Modeling Certification, Fair Lending Certification
Projects: Led the development and implementation of AI-powered risk assessment system to streamline loan approval process, enhancing efficiency by 25%
Awards: Excellence in Mortgage Lending - Wells Fargo (2019), Star Performer - Coached.com (2017)
Volunteering: Mentor - Future Financiers Program, Volunteer - Local Community Credit Union
Your Name
Mortgage Consultant
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded February 2022 - Present
Senior Mortgage Consultant
Drove $90M loan origination focusing on residential mortgages, enhancing capital influx by 25%.
Structured and presented investment property loan proposals to clients, leading to a 15% increase in successful loan signing.
Introduced U.S. FHA Financing strategies into loan acquisition process, boosting approval rate by 22%.
Utilized in-depth understanding of banking and credit system in structuring loan proposals, resulting in a 20% decrease in loan defaults.
Streamlined loan processes using new tech solutions, improving time-to-quote by 30% and increasing client satisfaction.
Bank of America November 2018 - January 2022
Mortgage Consultant
Secured and managed $60M in loans focusing on refinance and residential mortgages, contributing to a 15% annual growth in mortgage portfolio.
Made use of extensive understanding of U.S. VA loans and construction loans to provide diverse options to clients, enhancing overall loan portfolio.
Advised clients on credit analysis, enhancing clients' comprehension of loan acquisition process, and improving loan approval ratio by 10%.
Coached.com June 2015 - October 2018
Loan Originator
Strengthened relationship with customers with informed advice on credit and investment opportunities, boosting customer retention by 15%.
Guided clients on foreclosure and short sale opportunities, supporting their decision-making during financially strenuous times.
Efficiently processed consumer lending products, ensuring smooth loan delivery and providing top-tier customer service.
EDUCATION
Resume Worded Institute May 2015
Master in Business Administration - Finance Specialty
Graduated with Honors (Top 10%)
Resume Worded University May 2013
Bachelor of Science in Business Administration - Accounting
Minored in Economics
Awarded Resume Worded Academic Achievement Scholarship
SKILLS
Mortgage-specific skills: Conventional Loans, FHA/VA Loans, Home Equity Loans, Loan Origination, Mortgage Underwriting, Mortgage Pricing
Financial Analysis Tools: Microsoft Excel, SQL Database Management, SPSS, Quickbooks, Financial Modeling, Financial Forecasting
Softwares: CRM Software(Encompass360, SalesForce), Compliance Software(LexisNexis), MS Office Suite, Adobe Acrobat Pro
Regulatory Knowledge: Consumer Financial Protection Bureau (CFPB) Regulations, Federal Housing Administration (FHA) Lending Guidelines, State and Federal Loan Laws
OTHER
Certifications: Licensed Mortgage Loan Originator (NMLS #1234567), Certified Financial Planner (CFP)
Conferences & Courses: Annual Mortgage Bankers Association Conference (2017-2022), Financial Analysis Course, Wharton School of Business
Volunteering: Resume Worded Community Outreach Program, Financial Literacy Coach for Non-Profit 'Money Management International'
Awards: Top Performer Award, Bank of America (2019, 2021)
Your Name
Home Loan Advisor
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded March 2020 - Present
Senior Home Loan Advisor
Succeeded in driving $75M in home loans, contributing to a significant 30% increase in the company’s revenue.
Worked closely with clients to determine optimal mortgage lending solutions, fostering a 35% rise in successful home purchase.
Integrated cutting-edge credit analysis tools into lending process, leading to an efficiency increase of 25%.
Catered to clients seeking to invest in different property types by introducing them to U.S. VA loans and U.S. Department of Agriculture (USDA) loans, resulting in a 20% portfolio diversification.
Led a team of lenders, fostering a highly motivated work environment and increasing team efficiency by 30%.
JPMorgan Chase June 2016 - February 2020
Home Loan Advisor
Acquired $45M in home loans within two years by displaying outstanding product knowledge and customer relationship skills.
Streamlined processing of mortgage applications by implementing digital tools, decreasing approval times by 20%.
Advised clients on available loan options, significantly reducing the rate of loan default by 10%.
Coached.com January 2013 - May 2016
Loan Servicing Specialist
Contributed to the development of an improved loan application process, boosting application processing speed by 15%.
Maintained a clear, comprehensive database of client loan information, significantly enhancing efficiency.
EDUCATION
Resume Worded Institute May 2013
Master of Business Administration - Finance
Specific focus on Real Estate and Mortgage Finance
Resume Worded University May 2011
Bachelor of Business Administration - Finance
Courses: Real Estate Investment, Corporate Finance, Financial Modelling
Awards: Graduated Magna Cum Laude
SKILLS
Software: Microsoft Office Suite, Adobe Acrobat Pro, Google Workspace, Salesforce, Calyx Point, Ellie Mae Encompass
Techniques: Mortgage Underwriting, Credit Analysis, Risk Assessment, Loan Origination, Cost-Benefit Analysis, Financial Modelling
Compliance: Understanding of RESPA, TILA, HMDA, Fair Lending, TRID Compliance
OTHER
Certifications: Certified Mortgage Banker (CMB), National Mortgage Licensing System (NMLS) Licensee
Awards: JPMorgan Chase 'Top Performer' Award (2018, 2019), Resume Worded 'Leadership in Service' Award (2021)
Volunteering: Habitat for Humanity - Volunteered in building homes for underprivileged families (2013-present)
Professional Development: Attended annual Mortgage Bankers Association Conference (2017-present)
Your Name
Mortgage Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded January 2017 - Present
Senior Mortgage Loan Officer
Boosted loan origination numbers by 40%, incorporating in-depth analysis of credit and residential mortgage products, and strategically advising clients on the best options.
Spearheaded the development and implementation of strategies, leading to a 30% increase in U.S. VA Loans and FHA Financing.
Directed a team in debt ratio calculations, property evaluation and title checks, leading to a 25% quicker turnaround.
Recognized as top performer, maintaining highest customer satisfaction rate (98%) in the team.
Successfully maintained a 0% default rate by employing cutting-edge loan approval tools and clear client education strategies.
Coached.com May 2015 – December 2016
Mortgage Loan Consultant
Achieved 95% loan closure success rate, handling loan origination, underwriting and closure duties for residential mortgages.
Excelled at evaluating creditworthiness, incomes and financial stamina of applicants, thereby reducing poor loans by 50%.
Steered business development initiatives, reaching out to real estate agents and builders to assist in marketing the company's loan products.
JP Morgan Chase March 2013 – April 2015
Mortgage Loan Underwriter
Reduced foreclosure incidents by 30% through cautious underwriting and comprehensive applicant checks.
Significantly improved loan approval turnaround by streamlining workflows and adopting innovative credit analysis tools.
Worked collaboratively with housing agents, loan officers and borrowers, boosting efficiency by 20%.
Bank of America January 2011 – February 2013
Loan Processor
Developed a reputation for meticulous loan documentation, resulting in a 15% decrease in delays.
Mitigated loan processing errors by 30% by creating a robust verbal and written communication channel between loan officers, loan applicants and third-party entities.
EDUCATION
Resume Worded University December 2012
Master of Business Administration (MBA) - Finance
Focused coursework on Real Estate Finance and Investments
Resume Worded University May 2010
Bachelor of Science - Accounting
Minors in Statistics
Awards: Resume Worded Academic Excellence Award (Top 5% of class)
SKILLS
Mortgage & Financial Analysis: Loan Underwriting, Risk Management, Financial Analysis, Loan-to-Value (LTV) Calculations, Debt-to-Income (DTI) Ratios, Loan Origination
Software & Applications: MS Excel (Advanced), MS Office, Calyx Point, Encompass, Moody’s RiskAnalyst, Oracle, Bloomberg Terminal
Regulations & Compliance: Truth in Lending Act (TILA), Fair Lending Practices, FHA Loans, VA Loans, Conventional Loans, Real Estate Settlement Procedures Act (RESPA)
OTHER
Certifications: Certified Mortgage Banker (CMB) - Mortgage Bankers Association, SAFE Mortgage Loan Originator Test - Nationwide Mortgage Licensing System (NMLS)
Leadership & Volunteering: Financial Literacy Volunteer - National Financial Educators Council, Board Member - Local Neighborhood Association
Continued Education: Seminars on Fair Lending Practices, Mortgage Fraud for the Loan Originator
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded March 2019 - Present
Senior Loan Officer
Secured a top-5 ranking in loan closures for three consecutive quarters, closing over $10M in residential mortgages.
Expanded client pipeline by 35% by utilizing deep knowledge of finance and investment properties.
Decreased time to close by 15% through efficient management of loan pipeline.
Boosted client base by 25%, demonstrating strong expertise on diverse loan products including FHA, VA Loans and USDA.
Prevented losses by meticulously checking loan legalities and repayment abilities, resulting in a 15% reduction in bad debts.
Coached.com August 2016 – February 2019
Loan Consultant
Piloted loan originating strategies that led to a 30% increase in successful loan applications.
Cultivated professional relationships with a network of real estate agents, resulting in a consistent increase in referrals.
Successfully underwritten 150+ residential loan applications, leveraging expertise in credit analysis.
Goldman Sach March 2014 - July 2016
Credit Analyst
Provider expert advice on credit enhancements leading to a 50% decrease in default cases.
Recognized for contributing to the team's portfolio diversification, maintaining a balanced mix of high-risk and low-risk loans.
Barclays May 2012 - February 2014
Mortgage Assistant
Enabled a 20% increase in loan applications by streamlining information gathering.
Recognized as ‘Employee of the Year’ for delivering efficient customer service and meeting strict deadline targets.
EDUCATION
Resume Worded Institute February 2019
Certified Mortgage Banker (CMB)
Completed certification concurrently while employed full-time at Resume Worded.
Resume Worded University May 2016
Master of Business Administration - Finance
Specialization in Financial Markets and Investment Strategy
SKILLS
Financial Analysis: Risk Management, Credit Analysis, Financial Modelling, Portfolio Management, Investment Analysis, Regulatory Compliance
Software Proficiency: MS Excel (Advanced), Loan Origination Software, CRM Softwares, QuickBooks, MS Office Suite, SQL (proficient)
Industry Knowledge: Mortgage Lending, Loan Underwriting, Credit Scoring, Consumer Financing, Home Equity Loans, Commercial Lending
OTHER
Certifications: Licensed Mortgage Loan Originator - NMLS (2015), Chartered Financial Consultant - The American College of Financial Services(2014)
Leadership & Volunteering: Volunteer Financial Advisor - Financial Planning Association (2013-present), Mortgage Bankers Association (Committee Member)
Projects: Developed a pricing model for a $500K investment opportunity leading to a 20% increase in profitability in the first quarter - Coached.com (2018)

How do I add skills to a Mortgage Loan Officer resume?

1
Review the job posting closely.

Go through the Mortgage Loan Officer posting you're applying to, and identify hard skills the company is looking for. For example, skills like Loan Origination, Residential Mortgages and U.S. VA Loans are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like U.S. Federal Housing Authority (FHA) and Refinance.

Add other common skills from your industry - such as Loans, Mortgage Lending and Credit - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Credit Analysis, Mortgage Industry and Finance - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Emphasize accomplishments that involved a team.

Teamwork is a common competency hiring managers look for, particularly for Mortgage Loan Officer roles, so include at least 1-2 examples of accomplishments that involved leading a team, or collaborating with others to complete a project.

5
Emphasize your administrative skills.

Recruiters look for administrative skills on your Mortgage Loan Officer, so highlight your experience with key administrative functions, like organizing workshops or communicating with customers and employees.

6
Use the exact job title.

Try to add the exact job title, Mortgage Loan Officer, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Loan Officer Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Loan Officer job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Loan Officer Skills and Keywords to Include On Your Resume

Get your Resume Instantly Checked, For Free

Upload your resume and we'll spot the issues in it before an actual Mortgage Loan Officer recruiter sees it. For free.

Mortgage Loan Officer Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Mortgage Loan Processor


Resume Example
Senior Loan Processor


Resume Example
Entry-Level Loan Processor


Resume Example
Professional


Resume Example
Highlights (Free)


Resume Example
Modern Two-Column


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Mortgage Loan Officer resume?

Here are some of the most popular skills we see on Mortgage Loan Officer resumes:

  • Mortgage Lending
  • Loans
  • Residential Mortgages
  • Loan Origination
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • U.S. VA Loans
  • Credit

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

© 2024 Resume Worded. All rights reserved.

Get expert insights from hiring managers
×