Consumer Loan Officer

Consumer Loan Officer Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Consumer Loan Officer job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Consumer Lending
  • Loans
  • Banking
  • Credit
  • Credit Analysis
  • Loan Origination
  • Mortgage Lending
  •  Find out what your resume's missing
  • Retail Banking
  • Finance
  • Refinance
  • Underwriting
  • Financial Analysis
  • Lines Of Credit
  • Credit Risk
  • Financial Services
  • Cross Selling
  • Loan Servicing
  • Home Equity Loans
  • Commercial Banking
  • Sales

  •   Show full list

Resume Skills: Financing Software

Resume Skills: Industry Knowledge

Resume Skills: Regulatory Compliance

Resume Skills: Software

Resume Skills: Loan Expertise

Resume Skills: Regulations

Resume Skills: Languages

Resume Skills: Financial

Resume Skills: Technical Tools

Resume Skills: Compliance & Regulations

  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Consumer Loan Officer Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Consumer Loan Officer Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Consumer Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Wells Fargo January 2020 - Present
Consumer Loan Officer
Steered the origination of consistent home equity loans, contributing to an annual growth rate of over 30% in this financial service
Significantly reduced turn-around time for credit analysis by 25% by implementing a new data-driven approach
Led the commercial banking team in expanding the banking portfolio by cross selling products, enhancing sales by over 35% annually
Successfully constructed 35% of the bank's lines of credit, exceeding the bank's yearly target
Implemented effective strategies to sustain the loan portfolio's performance, contributing to a consistent underwriting quality
Resume Worded June 2016 - December 2019
Senior Loan Advisor
Revamped loan servicing process to improve efficiency, saving finance department 15 hours per week
Directed a credit risk analysis test to reduce portfolio risk by 20% annually
Executed targeted sales strategies to boost refinance opportunities by 30% January 2013 - June 2016
Credit Analyst
Led an initiative in retail banking sector that improved customer satisfaction by 40%
Implemented financial analysis procedure that increased forecast accuracy by 28%
Resume Worded University December 2012
Master of Business Administration (MBA) - Finance
Graduated with High Honors
Resume Worded Academic Center May 2010
Bachelor of Science - Business Administration
Emphasis in Finance
Dean's List 2008 - 2010
Software: Microsoft Office Suite, QuickBooks, Loan Origination Software, CRM Systems, Document Management Systems
Loan Expertise: Consumer Loans, Installment Loans, Secured Loans, Loan Calculations, Interest Rate Structures, Loan Underwriting
Regulations: Federal Banking Regulations, Fair Lending Practices, Regulatory Compliance, Credit Union Regulations
Languages: English (Native), Spanish (Conversational)
Certifications: Certified Consumer Credit Compliance Professional (National Association of Federal Credit Unions)
Awards: Wells Fargo Spot Recognition Award (2021), Resume Worded Top Performer Award (2017, 2018, 2019)
Leadership & Volunteering: Mentor - Resume Worded Mentorship Program, Volunteer Financial Advisor - Local Community Center
Continuing Education: Course on Advanced Credit Risk Analysis (2020), Workshop on New Consumer Lending Regulations (2019)
Your Name
Credit Analysis Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Bank of America March 2018 - Present
Credit Analysis Officer
Pioneered a new financial analysis model improving business decision-making by 20%
Conducted comprehensive credit analysis and risk management leading to a 10% decrease in bad loans
Significantly improved financial services by integrating latest fintech innovations, boosting client satisfaction scores by 15%
Spearheaded initiatives to reduce credit risk leading to a 30% decrease in customer complaints
Proposed and implemented a new banking service, growing the customer base by 20%
Resume Worded June 2015 - March 2018
Loan Servicing Specialist
Revamped loan origination procedures, decreasing processing time by 20% per case
Oversaw an initiative that improved the mortgage lending process, reducing client grievances by 25% July 2012 - June 2015
Finance Associate
Enhanced finance department's reporting accuracy by 15% through implementation of advanced metrics
Resume Worded University March 2018
Master of Business Administration (MBA) - Specialized in Finance
Graduated with Honors with focus on Credit Risk Management
Resume Worded Academic Center June 2015
Certified Financial Analyst (CFA) - Level II
Completed certification while working part-time
Financial Skills: Credit Analysis, Risk Management, Financial Forecasting, Budgeting, Financial Modelling, Cost Analysis
Technical Tools: Excel (Advanced), SQL (Intermediate), SAS (Beginner), Python (Intermediate), Tableau (Advanced), SPSS (Intermediate)
Compliance & Regulations: Sarbanes-Oxley Act (SOX), Basel III, Dodd-Frank, Federal Reserve Regulations, SEC Regulations
Languages: English (Native), Spanish (Conversational), German (Basic)
Certifications: Bloomberg Market Concepts (BMC)
Leadership & Volunteering: Volunteer Financial Advisor, United Way (Helped low-income families with financial planning)
Projects: Developed a comprehensive credit risk model for a startup company as part of an MBA project
Your Name
Commercial Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Chase Bank May 2019 - Present
Commercial Loan Officer
Promoted cross selling initiatives to onboard 40% more clients for various banking services
Implemented an innovative loan servicing approach which has enhanced customer retention by 20%
Effectively arbitrated a challenging underwriting case saving the institution $2.5m in potential losses
Boosted loan origination by strategically targeting and acquiring over 50 businesses to avail the bank's commercial credit services
Revitalized the retail banking sector leading to a noteworthy 30% growth in business loan portfolio
Resume Worded November 2015 - May 2019
Credit Analyst
Led introduction of advanced risk management systems reducing credit risk by 17%
Collaborated with sales team to cross sell banking products, lifting profits by 35% June 2012 - November 2015
Banking Associate
Improved customer service delivery by implementing a customer feedback mechanism, resulting in a 20% increase in customer satisfaction
Resume Worded Institute March 2019
Chartered Financial Analyst (CFA) - Level III
Awarded title after rigorous examination process
Resume Worded University May 2012
MBA - Finance
Specialization in Commercial Lending and Credit Risk
Awards: Dean's List 2012 (Top 10% of class)
Financing Software: LoanPro, Margill, Quickbooks, TurboTax, MS Excel (Advanced)
Industry Knowledge: Commercial Lending, Credit Analysis, Underwriting, Financial Modeling, Risk Management, Business Valuation
Regulatory Compliance: Bank Secrecy Act (BSA), Dodd–Frank Wall Street Reform and Consumer Protection Act
Certifications: Certified Credit Professional (CCP) - (2021)
Professional Memberships: Member, Mortgage Bankers Association, since 2015
Language Skills: Spanish (Fluent), Mandarin (Intermediate)
Volunteering: Financial Literacy Coach, Resume Worded Foundation
Your Name
Commercial Lender
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded January 2020 - Present
Senior Commercial Lender
Closed over $7.5M in pivotal construction loans by developing strategic relationships with investors, significantly contributing to Company’s YOY growth.
Orchestrated pivot of loan origination procedures, improving efficiency by 34% leading to smoother credit approval process.
Leveraged strong market analysis and trend forecasting to grow loan portfolio by 20% in 2020 alone, outperforming team averages.
Streamlined underwriting guidelines decreasing approval time by 48% thus speeded up closing process.
Implemented 3 risk mitigation strategies that significantly reduced Company’s credit risk exposure.
J.P. Morgan Chase & Co. April 2015 - December 2019
Commercial Lender
Pioneered small business lending programs that saw a 40% rise in successful loan applications from the sector.
Optimized credit analysis processes to result in a 20% increase in approved commercial mortgages over 3 years.
Established beneficial partnerships with retail banking networks to diversify customer pool, increasing commercial customer base by 27%. January 2012 - March 2015
Junior Lender
Collaboratively spearheaded new marketing strategy that boosted consumer lending by 35% within first year.
Assisted in managing and expanding a portfolio of SMB loans totaling $15M.
Enabled smoother loan origination process by optimizing applicant pre-screening procedures.
Resume Worded Institute December 2011
Master of Business Administration (MBA) - Finance
Specialization in Corporate Finance and Investment Banking
Resume Worded University June 2008
Bachelor of Science - Business Administration
Honors: Cum Laude (Top 10% of class)
Minors in Economics and Statistics
Financial Analysis: Cash Flow Analysis, Risk Assessment, Credit Analysis, Financial Modeling
Regulatory Compliance: AML, KYC, Dodd-Frank, Basel III, Sarbanes-Oxley Act (SOX)
Software: Microsoft Office Suite, SAS, Oracle Financials, SQL, SAP, QuickBooks, Eviews
Lending Products: Asset-Based, Real Estate, Term Loans, Syndicated Loans, Lines of Credit
Certifications: Chartered Financial Analyst (CFA) Level II, Certified Risk Professional (CRP)
Leadership & Volunteering: Mentor at non-profit organization - 'Teach to Earn'
Professional Association: Member of American Bankers Association, Risk Management Association
Continual Learning and Development: Regularly attend financial industry conferences and seminars for professional growth and networking
Your Name
Relationship Manager, Commercial Banking
City, Country  •  (123) 456-789  •  [email protected]  •
The Bank of New York Mellon February 2021 - Present
Senior Relationship Manager, Commercial Banking
Deepened existing client relationships, resulting in a 25% boost in YOY commercial lending revenues.
Enhanced portfolio management strategy reducing loan deferrals by 15% in the first year.
Spearheaded the rollout of a novel financial analysis technique that sped up loan approval process by 30%.
Maximized loan sales by executing targeted marketing of lines of credit, resulting in a 40% increase in new customer acquisition.
Developed efficient credit risk models that projected and mitigated potential losses up to $2M.
Goldman Sachs Group, Inc. June 2016 - January 2021
Relationship Manager, Commercial Banking
Innovated online loan origination process, enabling a 30% upsurge in app-raised loan volumes.
Orchestrated the development of an in-house credit analysis system, reducing commercial credit turnaround time by 25%.
Boosted credit card transactions across all commercial clients by 30%. April 2013 - May 2016
Strategy Analyst, Commercial Banking
Spearheaded novel customer segmentation strategy, resulting in more targeted cross-selling of banking products.
Introduced modern technologies to improve credit underwriting processes, reducing loan approval times by 20%.
Instrumental in driving a 35% revenue increase in the small business lending sector through strategic initiatives.
Resume Worded Institute June 2018
Executive Master of Business Administration (EMBA)
Dual focus on strategy & finance, and their intersection with technology and innovation
Resume Worded University May 2013
Bachelor of Commerce - Major in Finance
Graduated Magna Cum Laude
Recipient of Outstanding Strategic Thinking Award
Financial Skills: Investment Management, Corporate Finance, Risk Management, Financial Modeling, Consulting, Project Finance
Technical Skills: Salesforce CRM, Microsoft Office, SQL, SAP, Tableau, Oracle Financials
Commercial Banking: Portfolio Management, Credit Analysis, Loan Originations, Commercial Lending, Trade Financing, Financial Services
Certifications: Chartered Financial Analyst (CFA) - Level III, Certified Anti-Money Laundering Specialist (CAMS), Project Management Professional (PMP)
Leadership & Volunteering: Board Member, Local Chapter - Association for Corporate Growth
Trainings: Advanced strategy courses at (2019 -2021), Sales & Negotiation Workshops at Goldman Sachs (2016 - 2020)
Publications: Authored 'Changing Dynamics in Commercial Banking' in Banking & Finance Review (2017)
Your Name
Portfolio Manager, Commercial Lending
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded January 2019 - Present
Senior Portfolio Manager, Commercial Lending
Optimized portfolio management strategies catering to a diverse client base, increasing revenue by $4M within two years.
Devised a proactive risk-management framework that mitigated commercial lending losses by 15%.
Implemented innovative loan origination techniques, leading to a 25% increase in loan turnaround.
Lead a major digital transformation project that caused a direct 30% increase in customer commercial credit applications.
Managed a multi-million dollar portfolio of commercial real estate loans, realizing consistent 10% YOY growth.
Bank of America Corp April 2014 - December 2018
Portfolio Manager, Commercial Lending
Introduced a new model for assessing credit risk, improving loan performance by 10%.
Efficiently oversaw a portfolio of $50M in SMB loans, maintaining a less than 2% default rate.
Steered a 20% increase in consumer lending by launching a tailored marketing strategy.
Wells Fargo & Company. January 2011 - March 2014
Risk Analyst, Commercial Lending
Redesigned credit risk assessment model leading to a 20% more accurate prediction of loan defaults.
Assisted in managing lines of credit totaling over $60M.
Developed successful risk mitigation strategies reducing potential loan losses by 10%.
Resume Worded University January 2010
Master of Business Administration in Finance
Focused curriculum on financial management, investment strategies and market behaviors.
Resume Worded University May 2007
Bachelor of Science in Business Administration
Minor in Mathematics
Dean's List 2006
Strategic Finance: Risk Management, Custom Credit Products, Financial Analysis, Cross Selling Techniques, Credit Policies, Portfolio Management
Software: Microsoft Office Suite (Expert), SQL (Intermediate), Bloomberg Terminal, QuickBooks, FINPACK
Regulations: Banking Regulations, Commercial Lending Laws
Languages: English (Native), Spanish (Conversational)
Certifications: Certified Financial Planner(CFP), Risk Management Certification (RMC)
Volunteering: Volunteer Financial Advisor, Red Cross (2015-Present)
Awards: Employee of the Year, Bank of America Corp (2017)
Leadership: President, Finance Club, Resume Worded University (2006 - 2007)

How do I add skills to a Consumer Loan Officer resume?

Review the job posting closely.

Go through the Consumer Loan Officer posting you're applying to, and identify hard skills the company is looking for. For example, skills like Credit Analysis, Consumer Lending and Credit are possible skills. These are skills you should try to include on your resume.

Add industry skills like Banking and Retail Banking.

Add other common skills from your industry - such as Loan Origination, Loans and Mortgage Lending - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Loan Servicing, Finance and Underwriting - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Emphasize accomplishments that involved a team.

Teamwork is a common competency hiring managers look for, particularly for Consumer Loan Officer roles, so include at least 1-2 examples of accomplishments that involved leading a team, or collaborating with others to complete a project.

Emphasize your administrative skills.

Recruiters look for administrative skills on your Consumer Loan Officer, so highlight your experience with key administrative functions, like organizing workshops or communicating with customers and employees.

Use the exact job title.

Try to add the exact job title, Consumer Loan Officer, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Consumer Loan Officer Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Consumer Loan Officer job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Consumer Loan Officer Skills and Keywords to Include On Your Resume

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Consumer Loan Officer Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Mortgage Loan Processor

Resume Example
Senior Loan Processor

Resume Example
Entry-Level Loan Processor

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Browse Skills from Similar Jobs

Frequently Asked Questions

What skills do hiring managers want to see on a Consumer Loan Officer resume?

The most common skills and keywords we found on Consumer Loan Officer resumes and job postings were Consumer Lending, Loans, Banking, Credit, Credit Analysis, Loan Origination, Mortgage Lending and Retail Banking.

Skills like Underwriting, Loan Servicing, Commercial Banking, Cross Selling and Finance also appeared on related job postings.

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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