Credit Underwriter

Credit Underwriter Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Credit Underwriter job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Credit Analysis
  • Underwriting
  • Credit Risk
  • Loans
  • Credit
  • Banking
  • Financial Analysis
  •  Find out what your resume's missing
  • Finance
  • Commercial Banking
  • Commercial Lending
  • Portfolio Management
  • Risk Management
  • Mortgage Lending
  • Financial Risk
  • Loan Origination
  • Mortgage Underwriting
  • Consumer Lending
  • Financial Services
  • Small Business Lending
  • Retail Banking

  •   Show full list

Resume Skills: Loan Analysis Tools

Resume Skills: Finance & Lending

Resume Skills: Softwares

Resume Skills: Regulations

Resume Skills: Underwriting Systems

Resume Skills: Credit and Mortage Analysis

Resume Skills: Compliance

  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Lending Regulations
  • Dodd-Frank
  • Consumer Financial Protection Bureau (CFPB)
  •  Match your resume to these skills

Resume Skills: Product Knowledge

Resume Skills: Financial Analysis

Resume Skills: Software

Resume Skills: Regulatory Compliance

Resume Skills: Domain Knowledge

  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Credit Underwriter Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Credit Underwriter Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Credit Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded June 2020 - Present
Senior Credit Underwriter
Pioneered a risk management strategy that reduced loan defaults by 30%, improving the company's financial health.
Managed a portfolio of over $200 million in loans while mitigating risk, representing a 25% increase in portfolio size in two years.
Introduced analytics tool in credit risk assessment, reducing assessment time by 15%.
Supervised a team of junior underwriters, fostering a high-performance culture that propelled team productivity by 20%.
Implemented quarterly credit reviews that led to a 40% reduction in high-risk accounts. January 2017 - May 2020
Credit Underwriter
Managed entire underwriting process, handling over $100 million in commercial loans annually.
Reduced loan processing times by 10% by streamlining the underwriting workflow.
Participated in a project to overhaul the existing credit scoring model resulting in a 25% increase in loan approvals.
Chase Bank August 2014 - December 2016
Loan Coordinator
Coordinated with loan processors and underwriters, reducing approval times by 15%.
Maintained 95% accuracy in preparing and reviewing loan documents ensuring smooth underwriting process.
Assisted loan officers in managing a $75 million credit portfolio, ensuring optimal utilization and minimal defaults.
Resume Worded Institute June 2016
Master's in Business Administration (MBA) - Finance
Specialization in Risk Management
Resume Worded University May 2014
Bachelor of Commerce - Banking and Finance
Minors in Mathematics, Dean's List 2012-2014 (Top 10% of class)
Financial Analysis: Credit Analysis, Risk Analysis, Profitability Analysis, Financial Reporting
Software Skills: Microsoft Excel (Advanced), MS Project, SQL, Python
Regulatory Compliance: AML, KYC, Basel Regulations, Dodd-Frank Act
Domain Knowledge: Corporate Finance, Retail Banking, Commercial Banking
Certifications: Certified Credit Professional (CCP), 2014
Leadership & Volunteering: Served as Treasurer for local Rotary Club, 2017-2019
Professional Development: Attended annual American Bankers Association (ABA) Conference, 2015-2019
Projects: Led the implementation of a new credit risk model at, which improved risk prediction accuracy by 15%
Your Name
Mortgage Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded July 2021 - Present
Senior Mortgage Underwriter
Crafted a new fraud detection process leading to detection and prevention of over $2 million in potential theft.
Managed a high-value client portfolio containing over 500 clients, achieving a 98% customer satisfaction rating.
Introduced a digital mortgage application solution, shortening application-to-approval timeline by 20%.
Led a team of 5 underwriters in prompt and accurate decision-making, increasing team efficiency by 30%.
Held weekly training sessions with the underwriting team leading to a 15% decrease in application processing errors.
Chase Bank May 2018 - June 2021
Mortgage Underwriter
Handled $120 million in mortgage loans annually while maintaining strict adherence to regulatory compliance.
Streamlined mortgage underwriting process reducing loan processing time by 10%.
Implemented an improved risk analysis process, lowering default rates by 25%.
Bank of America January 2016 - April 2018
Loan Processor
Coordinated with underwriters and loan officers, reducing approval times by 15%.
Maintained 99% accuracy in preparing and reviewing mortgage documents ensuring smooth underwriting process.
Managed a portfolio of over 300 mortgage applications annually, maintaining high customer satisfaction.
Resume Worded University April 2018
Master of Business Administration (MBA) - Finance
Concentration in real estate finance
Resume Worded University June 2017
Certified Financial Risk Manager (FRM)
Participation involved part-time study while full-time at Bank of America
Underwriting Systems: Encompass360, Calyx Point, LoanSifter, Byte, Connexus
Credit and Mortage Analysis: Fannie Mae/Freddie Mac Guidelines, Loan-to-Value (LTV) Ratios, Risk Assessment, Automated Underwriting Systems (AUS)
Compliance: Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Lending Regulations, Dodd-Frank, Consumer Financial Protection Bureau (CFPB)
Product Knowledge: Conventional Loans, FHA, VA, USDA loans, Adjustable Rate Mortgages (ARM), Fixed Rate Mortgages
Certifications: Certified Mortgage Underwriter (CMU) from Mortgage Bankers Association
Awards: Employee of the Quarter, Chase Bank, Q4 2019, Q1 2021
Volunteering: Financial Literacy Workshop Facilitator, Local Community Center, 2019-Present
Professional Affiliations: Active member of the National Association of Mortgage Underwriters (NAMU), 2018-Present
Your Name
Commercial Lending Officer
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE May 2021 - Present
Senior Commercial Lending Officer
Expanded commercial lending portfolio by 25% by targeting untapped market segments.
Launched a cross-selling initiative which increased the acquisition of insurance products by 30%.
Navigated a credit portfolio of $200 million with zero incidence of non-performing loans.
Lead a team of 10 associates in the lending department, improving overall team productivity by 20%.
Instituted a financial analysis method that reduced unqualified applications by 40%, improving loan application efficiency.
Resume Worded February 2018 - April 2021
Commercial Lending Officer
Doubled the commercial loan portfolio from $50 million to $100 million in under 3 years.
Developed relationships with 50+ new small business clients contributing to retail banking revenue growth.
Streamlined loan approval process, improving customer turnaround time by 20%.
HSBC January 2015 - January 2018
Loan Analyst
Contributed to the analysis of $100 million worth of loans leading to 10% profit margin increase.
Assisted in managing a $70 million credit portfolio, minimizing default risks.
Played a key role in a digitalization project that reduced data processing time by 15%.
Resume Worded University December 2014
Master of Business Administration - Finance
Graduated as Finance Honors Student
Resume Worded Institute May 2012
Bachelor of Business Administration - Banking and Finance
Specialization in loan analysis and commercial lending
Recipient of the Top Student Award for scoring highest in finance courses
Loan Analysis Tools: Moody's RiskAnalyst, FINPACK, AFS Level III, Baker Hill, CreditLens
Finance & Lending: Commercial Underwriting, Credit Analysis, Risk Management, Loss Mitigation Strategies, Portfolio Management
Softwares: MS Office Suite (Expert), QuickBooks (Advanced), SAP (Intermediate)
Regulations: Knowledge of banking regulations and laws, Anti money laundering (AML), Banks Secrecy Act (BSA), Commercial Real Estate lending guidelines
Certifications: Certified Credit Professional (CCP) - Canadian Institute of Banking (2020), Certified Financial Analyst (CFA) - Level I
Leadership & Volunteering: Volunteered with United Bank Foundation in their mission to alleviate poverty by providing business loans to the marginalized
Trainings: Financial Risk Management Training (2019), Commercial Lending Training (2018)
Projects: Implemented a new risk assessment model at which led to decrease in bad loans by 30%
Your Name
Consumer Loan Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded June 2019 - Present
Senior Loan Underwriter
Directed a team of 5 underwriters to manage and approve $100M+ volume of loans annually, maintaining a 98% minimum accuracy rate
Implemented risk management strategies that resulted in a 20% year-over-year reduction in financial risk
Strengthened interdepartmental relations with Sales and Support teams, enhancing lending process efficiency by 35%
JPMorgan Chase February 2016 - May 2019
Consumer Loan Underwriter
Approved and disbursed over $350k worth of residential mortgages monthly while ensuring adherence to U.S. Federal Housing Authority (FHA) regulations
Evaluated 20+ loan applications daily, compiling and analyzing credit and financial data
Increased loan origination by 15% through building relationships with branch representatives for referrals
Wells Fargo January 2014 - January 2016
Loan Processor
Launched an automated tracking system that improved loan documentation tracking efficiency by 50%
Assisted with processing over 500+ mortgage loan applications, contributing to the generation of $1.5M in monthly revenue
Resume Worded University May 2015
Masters of Science in Finance
Concentration in lending and underwriting procedures
Resume Worded Academic Center June 2013
Certified Consumer Credit Compliance Professional
Part-time certification during employment at Wells Fargo
Focused on regulations related to consumer credit
Software: CALYX, FICS Loan Producer, Sage 100 ERP, Microsoft Office Suite
Underwriting: Risk Analysis, Credit Analysis, Collateral Evaluation, Income Verification, Loan-to-Value Ratios, Debt-to-Income Ratios
Regulations: Fair Lending Laws, Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Dodd-Frank Act, Home Mortgage Disclosure Act (HMDA)
Languages: English (Native), Spanish (Conversational), French (Basic)
Certifications: Mortgage Bankers Association - Certified Mortgage Underwriter (CMU)
Awards: Employee of the Year, JPMorgan Chase (2018), Top Loan Processor, Wells Fargo (2015)
Volunteering: Financial Literacy Volunteer, Local Community Center (2016 - Present)
Professional Development: Attendee, Annual Loan Underwriters Conference (2015 - 2019)
Your Name
Credit Analyst
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE December 2017 - Present
Credit Analyst
Executed credit analysis for over 35 loan applications daily, reducing application processing time by 30%
Proposed and implemented 5+ innovative finance models to optimize profitability, resulting in a 15% growth in revenue
Led a team of 6 in managing a multimillion-dollar loan portfolio, mitigating potential losses by 12%
Citigroup May 2015 - November 2017
Associate Credit Analyst
Streamlined the loan underwriting process, improving team efficiency by 25%
Initiated a fraud detection system that reduced the occurrence of identity theft and loan fraud by 17%
Managed a portfolio of 100+ consumer loans, contributing to a 20% increase in customer satisfaction ratings due to efficient loan management
Resume Worded Institute December 2017
Chartered Financial Analyst (CFA) - Level II
This certification was attained while working full-time as a Credit Analyst
Resume Worded University April 2015
Bachelor of Science in Finance
Graduated Cum Laude (top 15% of class)
Focused elective coursework in credit analysis, risk management, and investment strategies
Financial Analysis Software: Moody's Analytics RiskAnalyst, Microsoft Excel, Tableau
Financial Ratios & Models: Ratio Analysis, Trend Analysis, Horizontal Analysis, Vertical Analysis, Altman Z-Score, DuPont Analysis
Risk Analysis: Asset Valuation, Financial Risk Analysis, Credit Risk Assessment, Risk Mitigation Strategies
Regulatory Compliance: Knowledge of Basel III, Dodd-Frank, IFRS 9, U.S. Generally Accepted Accounting Principles (GAAP)
Certifications: Certified in Risk and Information Systems Control (CRISC), Financial Risk Management (FRM) Certificate
Leadership & Volunteering: Mentor at Credit Analyst Development Program, Financial Literacy Volunteer at local high schools
Professional Development: Attends annual finance conferences, including Fintech Festival 2021 and American Finance Association (AFA) Meetings
Projects: Initiated a Walk in the Shoes Program at aiming to increase cross-departmental understanding and collaboration
Your Name
Mortgage Loan Processor
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded May 2018 - Present
Mortgage Loan Processor
Coordinated the verification and processing of 40+ mortgage loans weekly, maintaining strict compliance with state and federal regulations
Initiated and implemented process automation, leading to a 20% decrease in paperwork and a 15% increase in processing speed
Actively cultivated relationships with third parties, improving vendor relations and streamlining third-party verification processes
Bank of America February 2015 - April 2018
Loan Servicing Specialist
Maintained 100% accuracy in processing loan payments and adjustments for over 150 clients weekly
Recommended improvements to loan servicing process, reducing servicing errors by 30%
Managed a diversified loan portfolio, resulting in a substantial reduction in overdue payments by 20%
Resume Worded University May 2017
Master of Business Administration - Finance
Concentration: Mortgage Banking
Resume Worded Academic Center February 2015
Certified Mortgage Banker (CMB)
Part-time certification course
Specialization: Residential Mortgage Processing and Underwriting
Mortgage Banking: Encompass, Fannie Mae’s Desktop Underwriter, LoanSifter, FraudGuard, Ellie Mae
General Computing: Microsoft Suite (Word, Excel, PowerPoint, Outlook), CRM Software, SAP, QuickBooks, SPSS
Compliance & Regulations: Federal Housing Administration (FHA), Veterans Administration (VA), Fair Lending, Real Estate Settlement Procedures Act (RESPA)
Financial: Risk Management, Valuation, Financial Analysis, Budgeting, Forecasting, Financial Reporting, Investment Management
Certifications: Mortgage Loan Originator License - National Multistate Licensing System (2015)
Volunteering: Financial Advisor - Local Nonprofit Organization (2017-Present)
Achievements: Top Performer in Bank of America - Increased loan application processing efficiency by 20% (2017)
Professional Memberships: National Association of Mortgage Professionals (2015-Present)

How do I add skills to a Credit Underwriter resume?

Review the job posting closely.

Go through the Credit Underwriter posting you're applying to, and identify hard skills the company is looking for. For example, skills like Underwriting, Banking and Credit Analysis are possible skills. These are skills you should try to include on your resume.

Add industry skills like Credit and Finance.

Add other common skills from your industry - such as Financial Analysis, Loans and Credit Risk - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Small Business Lending, Portfolio Management and Mortgage Underwriting - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Emphasize your communication skills.

Communication is often an important component of the role of a Credit Underwriter, so when writing your resume, include examples of how you communicated with stakeholders, team members or customers, or produced content.

Use the exact job title.

Try to add the exact job title, Credit Underwriter, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Credit Underwriter Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Credit Underwriter job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Credit Underwriter Skills and Keywords to Include On Your Resume

Get your Resume Instantly Checked, For Free

Upload your resume and we'll spot the issues in it before an actual Credit Underwriter recruiter sees it. For free.

Credit Underwriter Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Assistant Underwriter

Resume Example
Commercial Credit Analyst

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Resume Example
Clean Modern

Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you add to a Credit Underwriter resume?

Some effective Credit Underwriter skills you can add to your resume include:

  • Credit Analysis
  • Underwriting
  • Credit Risk
  • Loans
  • Credit
  • Banking
  • Financial Analysis
  • Finance

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

© 2024 Resume Worded. All rights reserved.

Get expert insights from hiring managers