Credit Manager

Credit Manager Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Credit Manager job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Credit Risk
  • Credit Analysis
  • Credit
  • Financial Analysis
  • Banking
  • Risk Management
  • Finance
  • Financial Risk
  • Portfolio Management
  • Commercial Lending
  • Loans
  • Business Relationship Management
  • Commercial Banking
  • Mortgage Lending
  • Credit Management
  • Financial Services
  • Retail Banking
  • Sarbanes-Oxley Act
  • Management
  • Accounts Receivable (AR)
  • Underwriting
  • Mortgage Underwriting
  • Credit Appraisals
  • Management Information Systems (MIS)
  • Corporate Finance
  • Accounting
  • Auditing
  •   Show full list

Resume Skills: Software & Tools

  • Microsoft Excel
  • Bloomberg Terminal
  • Moody's Analytics
  • SAP
  • QuickBooks
  • NetSuite
  • Oracle Financials
  • Quickbooks
  • Sage 50 Accounting
  • MS Excel
  • Moody's Risk Analyst
  • Hyperion
  • Access
  • SQL
  • Business Intelligence (BI)
  • Financial Modeling
  • Microsoft Office Suite
  • Salesforce

Resume Skills: Credit Analysis

  • Financial Statement Analysis
  • Credit Risk
  • Loan Origination
  • Underwriting
  • Credit Scoring
  • Collections Management
  • Risk Assessment
  • Commercial Credit
  • Consumer Credit
  • Loan Review
  • Risk Modelling
  • Risk Analysis
  • Loan Evaluation
  • Debt Recovery
  • Collection Strategies

Resume Skills: Regulations

  • Dodd-Frank
  • Basel III
  • Financial Risk Management
  • Fair Lending
  • Understanding of Fair Credit Reporting Act (FCRA)
  • Bankruptcy Code
  • Equal Credit Opportunity Act (ECOA)
  • Fair Credit Reporting Act (FCRA)
  • Unfair
  • Deceptive
  • or Abusive Acts or Practices (UDAAP)

Resume Skills: Regulation Compliance

  • Sarbanes-Oxley (SOX)
  • Basel III
  • Dodd-Frank Act
  • US GAAP
  • IFRS
  • Dodd-Frank
  • Fair Lending
  • Regulation Z
  • Regulation B
  • Regulation E

Resume Skills: Financial Analysis

  • Financial Modeling
  • Cash Flow Analysis
  • Risk Management
  • Portfolio Management
  • Capital Budgeting
  • Financial Forecasting

Resume Skills: Credit Analysis Tools

  • CAMS
  • Finacle
  • Moody's Risk Analyst
  • Bloomberg Terminal
  • FIS

Resume Skills: Languages

  • English
  • Spanish
  • Italian
  • French

Resume Skills: Industry specific tools

  • Bloomberg
  • ERP systems (Oracle Financials, SAP)
  • BlackLine
  • QuickBooks

Resume Skills: Software

  • Microsoft Excel (Advanced - including Pivot Tables, vlookups)
  • PowerPoint
  • Word

Resume Skills: Risk Assessment

  • Financial risk identification
  • Risk analysis and control
  • Risk management procedures

Resume Skills: Risk Analysis Tools

  • RiskCalc
  • CreditEdge
  • RiskAnalyst
  • CRF(Credit Risk Foundation)
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Credit Manager Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Credit Manager Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Credit Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com January 2019 - Present
Credit Manager
Orchestrated credit reviews of corporate accounts leading to the reduction in credit risk by 20%
Implemented strategic portfolio management, reducing bad-debt write-offs by 30% annually
Optimized financial risk assessments leading to a decrease in late payments by 25%
Managed a team of 6, improving credit analysis processes, leading to quicker loan approvals
Ensured company-wide compliance with Sarbanes-Oxley Act, fostering transparency and reliability in operations
Resume Worded March 2016 - December 2018
Assistant Credit Manager
Developed new credit policies resulting in a decrease in collection times by 15%
Streamlined loan approval process, increasing commercial lending efficiency by 20%
Facilitated training programs for newly hired analysts, improving quality of credit analysis
Wells Fargo Bank June 2011 - February 2016
Credit Officer
Regularly achieved over 95% accuracy in underwriting and financial analysis
Leveraged banking experiences to increase loan portfolio while maintaining low default rate
Helped establish strategic banking relationships, leading to rise in retail banking by 12%
EDUCATION
Resume Worded University June 2015
Master of Business Administration - Corporate Finance
Involved in Investment Club, participated in business case study competitions
Resume Worded Institute May 2011
Bachelor of Arts - Economics
Minors in Finance and Mathematics
Awards: Resume Worded Highest Academic Achievement Award, Dean's List 2008 - 2011 (Top 10%)
SKILLS
Industry specific tools: Bloomberg, ERP systems (Oracle Financials, SAP), BlackLine, QuickBooks
Software skills: Microsoft Excel (Advanced - including Pivot Tables, vlookups), PowerPoint, Word
Risk Assessment: Financial risk identification, Risk analysis and control, Risk management procedures
Languages: English (Native), Spanish (Conversational), Italian (Basic)
OTHER
Certifications: Certified Credit Professional (CCP), Certified in Risk and Information Systems Control (CRISC)
Leadership & Volunteering: Volunteered as a Financial Literacy Ambassador for Resume Worded Foundation, delivering workshops to underprivileged communities
Projects: Lead a team to implement a new credit assessment system at Wells Fargo, improving risk assessment by 30%
Courses: Completed Coursera Course: Risk Management in Financial Markets
Your Name
Senior Credit Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com December 2019 - Present
Senior Credit Manager
Led the integration of a robust credit monitoring system that reduced credit risk by 30%
Directed a cross-functional team of 10 in managing $500M credit portfolio
Redefined credit analysis mechanisms, achieving a 40% increase in operational efficiency
Devised new risk management methodologies, maintaining a low default-rate of under 2%
Preserved strict compliance with Sarbanes-Oxley Act, reinforcing integrity within the team
Resume Worded August 2016 - November 2019
Credit Manager
Implemented strategies that improved accounts receivable (AR) collections by 30%
Streamlined the underwriting process, fostering an upswing in business relationship management
Introduced innovations in financial services, resulting in mortgage lending growth of 15%
Bank of America September 2012 - July 2016
Commercial Credit Analyst
Perfectly executed credit risk evaluations, easing the approval process of commercial loans
Drastically improved Retail Banking with the creation of a novel credit analysis model
Established standards for credit management, enhancing efficiency by 20%
EDUCATION
Resume Worded Institute August 2014
Chartered Financial Analyst (CFA) - Level III
Completed final level of CFA program
Resume Worded University May 2012
Master of Business Administration (MBA) - Finance
Specialization in Financial Modeling
SKILLS
Financial Analysis: Financial Modeling, Cash Flow Analysis, Risk Management, Portfolio Management, Capital Budgeting, Financial Forecasting
Credit Analysis: Financial Statement Analysis, Credit Risk, Loan Origination, Underwriting, Credit Scoring, Collections Management
Software & Tools: Microsoft Excel (Proficient), Bloomberg Terminal (Proficient), Moody's Analytics (Intermediate), SAP (Intermediate), QuickBooks (Intermediate)
Regulations: Dodd-Frank, Basel III, Financial Risk Management, Fair Lending
OTHER
Certifications: Advanced Credit Skills Certification - Moody's Analytics (2016)
Awards: Credit Manager of the Year - Resume Worded (2018)
Volunteering: Financial Consultant - Banker's Without Borders (2017 - Present)
Professional Development: Attended annual International Banking & Finance Conference (2013 - 2019)
Your Name
Loan Administrator
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded October 2019 - Present
Senior Loan Administrator
Initiated a process refinement strategy for loan applications that resulted in a 20% efficiency increase, leading to quicker loan approvals and disbursements.
Drove the implementation of a new credit analysis model that improved default prediction accuracy by 15%, which significantly minimized credit risk.
Supervised the loan servicing team that managed a portfolio of 1,000+ residential mortgages, ensuring adherence to regulatory guidelines.
Developed a comprehensive training program for junior team members on commercial banking processes, raising the teams performance metrics by 30%.
Streamlined the loan documentation process using automation, resulting in a 25% reduction in paperwork and a 2-days time savings per loan.
JP Morgan Chase & Co. May 2016 - October 2019
Loan Processor
Pioneered a new loan origination approach that improved conversion rates by 10%, effectively driving revenue growth.
Implemented a portfolio management strategy which guaranteed optimal balance between risk-bearing and risk-averse assets.
Improved loan servicing systems that led to a 12% increase in customer satisfaction ratings.
Bank of America January 2013 - April 2016
Loan Officer Assistant
Assisted in revamping credit analysis methods, resulting in a 5% decline in loan defaults.
Supported the commercial lending team in growing the small business lending portfolio by 20%.
Assisted in managing lines of credit, leading to a 7% increase in overall profitability.
EDUCATION
Resume Worded University May 2012
Master of Business Administration - Finance
Recipient of Resume Worded Excellence Scholarship (Top 5% students)
Resume Worded Academic Center May 2009
Bachelor of Science in Business Administration
Concentration: Finance
Honor: Graduated Summa Cum Laude
SKILLS
Financial Analysis Tools: MS Excel, Crystal Ball, Zoho Books, QuickBooks, Predictive Analytics
Other Relevant Software: MS Office Suite, Smartsheet, Slack, Skilled in loan origination software (Encompass360)
Regulations Knowledge: Consumer Financial Protection Bureau (CFPB), The Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)
Languages: English (Native), Spanish (Conversational), French (Basic)
OTHER
Certifications: Certified Mortgage Loan Officer (CMLO) – Mortgage Bankers Association (MBA), 2016
Volunteering: Financial Counselor – New York Cares, 2019-present
Courses: Essentials of Corporate Finance – Coursera, 2017
Honors & Awards: Employee of the Year – JP Morgan Chase & Co., 2018
Your Name
Commercial Loan Administrator
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com February 2020 - Present
Commercial Loan Administrator
Led a team that served over 200 small business lending customers, enhancing the company's commercial banking foothold.
Innovated credit analysis systems to reduce processing time by 17% without compromising underwriting quality.
Deployed modern portfolio management techniques to manage an $800,000 small business lending portfolio, reducing credit risk by 10%.
Enhanced loan servicing procedures, raising the efficiency of handling loan documents by 22%.
Introduced a new commercial lending product that saw a 15% rise in uptake, bolstering revenue by $400,000 annually.
Wells Fargo August 2016 - January 2020
Senior Loan Officer
Devised and executed a loan origination strategy that led to a 12% increase in loan issuance.
Played a key role in loan servicing team that managed $5 million in residential mortgages.
Boosted consumer lending by enhancing the company's credit analysis process, reducing defaults by 13%.
U.S. Bank January 2014 - August 2016
Loan Processor
Streamlined loan documentation process to reduce processing time by 15%.
Facilitated efficient risk management by improving loan analysis methodologies.
Contributed to the growth of the company's retail banking segment by enhancing customer service levels.
EDUCATION
Resume Worded University July 2016
Master of Business Administration (MBA) - Finance
Focus on Commercial Lending and Risk Management
Resume Worded Academic Center May 2013
Bachelor of Business Administration (BBA) - Finance
Concentration in Banking and Financial Support Services
Awarded: Resume Worded Scholar (Top 10%)
SKILLS
Banking Software: Encompass, Calyx Point, Loan Origination Software (LOS), Mortgage Builder, Ellie Mae
Finance Skills: Commercial Lending, Loan Servicing, Financial Risk Assessment, Credit Analysis, Regulatory Compliance, Underwriting
Technical Tools: Microsoft Office Suite (Excel, Word, PowerPoint), CRM software (Salesforce), Tableau, Accounting Software (Quickbooks)
Languages: English (Native), Spanish (Conversational)
OTHER
Certifications: Certified Commercial Loan Officer - American Bankers Association, Loan Market Association – Syndicated Loans Certificate (SLC)
Leadership & Volunteering: Volunteer - National Association of Certified Credit Counselors, Board Member - Local Credit Union League Committee
Professional Development: Completed courses in Loan Operations Management, Advanced Credit Analysis, Bankruptcy, Foreclosures and Repossessions
Your Name
Mortgage Loan Administrator
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded March 2018 - Present
Mortgage Loan Administrator
Spearheaded the processing of over 500 residential mortgages, contributing significantly to the firm's mortgage lending sector.
Led a team of 15 in the loan servicing and administration department that managed a portfolio worth $10 million.
Boosted the efficiency of loan documentation process by 35% through automation, leading to faster loan origination.
Enhanced credit risk evaluation process, resulting in a 50% decline in default rates.
Implemented new strategies in portfolio management to better balance risk-bearing and risk-averse assets, resulting in the firm's enhanced financial health.
PNC Financial Services June 2014 - February 2018
Loan Officer
Achieved an increase in loan approval rates by 10% by refining credit analysis process.
Drove a 20% increase in small business lending through effective portfolio management.
Instrumental in improving lines of credit handling, resulting in 7% profit hike.
Fifth Third Bank October 2011 - June 2014
Loan Processor
Enhanced processing efficiency by 15% via implementation of paperless loan documentation.
Facilitated 10% growth in retail banking customer base through improved loan servicing practices.
Contributed to risk management efforts, reducing loan default rate by 5%.
EDUCATION
Resume Worded University January 2007
Master of Business Administration - Finance
Graduated Summa Cum Laude (Top 5% of the class)
Resume Worded Institute February 2011
Certification: Mortgage Loan Originator (MLO)
This was a part-time certification concurrent with my role at Fifth Third Bank
SKILLS
Software: Loan Origination System (LOS), Microsoft Suite (Excel, PowerPoint, Word), Financial Modeling, Ellucian, SAP
Techniques: Credit Analysis, Risk Management, Loan Servicing, Underwriting, Regulations Compliance, Default Management
OTHER
Certifications: Licensed to do business in all 50 states
Awards: 2016 PNC Financial Services 'Top Performer' Award for outstanding achievement in loan processing efficiency
Volunteering: Mentor, Handson Bank (providing career guidance and mentorship to aspiring finance professionals)
Professional Affiliations: Member, National Association of Mortgage Underwriters
Your Name
Vice President Of Credit
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded January 2019 - Present
Vice President Of Credit
Revamped the company's credit risk framework, witnessing a 30% decrease in bad loans in the first year.
Spearheaded a team of 20 for developing and implementing risk strategies, optimizing the portfolio by 15%.
Introduced a data-driven approach to credit analysis, improving efficiency by 25% in loan processes.
Coached.com June 2015 - December 2018
Senior Credit Analyst
Facilitated a 15% reduction in financial risk by leading the team in stringent underwriting policies.
Boosted the financial analysis model, resulting in an improved loan origination process by 22%.
Enhanced small business lending portfolio through strategic partnerships, securing a 10% growth in the financial year.
Chase February 2011 - May 2015
Credit Analyst
Maintained commercial lending portfolio and reduced non-performing assets by 12%.
Carried out in-depth financial modeling and reduced process turnaround time by 20%.
EDUCATION
Resume Worded Institute December 2018
Certified Risk Professional (CRP)
Completed intensive risk management coursework particularly specializing in credit risk.
Resume Worded University May 2010
Master of Business Administration - Finance
Specialized in financial risk management and banking, going on to take advanced coursework in credit risk evaluation methodologies.
SKILLS
Risk Evaluation: Risk Aggregation, Contingency Planning, Risk Assessment, Risk Identification, Quantitative Risk Assessment, Risk Control
Finance Software: Bloomberg Terminal, SAP, MS Office Suite (Excel, Word, PowerPoint), Oracle Financial, Tableau, QuickBooks
Regulations and Standards: Sarbanes-Oxley Act (SOX), Dodd-Frank, BASEL III, Credit Scoring, Fair Credit Reporting Act, Credit Risk Analysis
Finance Concepts: Corporate Finance, Financial Modeling, Financial Statements, Investment Valuation, Portfolio Management, Credit Derivatives
OTHER
Certifications: Chartered Financial Analyst (CFA) - Level II (2014), Certified Credit Professional (CCP) - Level III (2013)
Projects: Developed a Credit Rating Model for mid-sized corporations, currently used by Resume Worded for internal credit assessments.
Leadership & Volunteering: Mentor at Underprivileged Youth Finance Initiative, Guide at Personal Finance for Women Group
Awards: Recognized with the ‘Precision Award’ by Resume Worded for exceptional understanding and application of credit procedures
Your Name
Director Of Credit
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2018 - Present
Director Of Credit
Pioneered team-based work on credit risk analysis, decreasing customer defaults by 17%.
Executed proactive measures in portfolio management, leading to a 10% rise in profitability.
Overhauled underwriting practices, seeing a surge of 12% on loan origination.
J.P. Morgan August 2013 - February 2018
Senior Credit Manager
Demonstrated superior financial analysis skills and cut down losses by 15%.
Masterminded a team responsible for reducing the credit risk faced by the company by 10%.
Exemplified superior underwriting skills in the mortgage lending department, leading to a 25% decrease in default payments.
Resume Worded September 2008 - July 2013
Credit Manager
Managed commercial banking portfolio, delivering a consistent performance exceeding growth target by 4% annually.
Most notably, identified and mitigated financial risk, reducing it by 10% within a fiscal year.
EDUCATION
Resume Worded Academic Center 2011
Master of Business Administration - Finance
Graduated Summa Cum Laude, Top 10% of the Class
Resume Worded University 2006
Bachelor of Business Administration - Accounting
Recipient of Excellence in Accounting Award
Completed additional coursework in Risk Management and International Finance
SKILLS
Finance Software: Oracle Financial, SAP, QuickBooks, Microsoft Dynamics, NetSuite
Risk Analysis: SAS Risk Management, Riskalyze, Moody's Analytics, CreditMetrics, Crystal Ball
Data Analysis: SQL, Python, Tableau, Microsoft Excel (Advanced), SAS, SPSS
Regulatory Knowledge: SOX, Basel III, Dodd-Frank Act, Financial Risk Management (FRM), Credit Scoring
OTHER
Certifications: Certified Risk Analyst (CRA), Certificate in Quantitative Finance (CQF)
Leadership & Volunteering: Financial Literacy Volunteer at Local Non-profit, Youth Soccer Coach
Professional Development: Attended the 2020 Annual Risk Management Conference, Participant in the J.P. Morgan Leadership Training Program
Awards: Employee of the Year - Coached.com (2019), Leadership Excellence Award - J.P. Morgan (2017)
Your Name
Head Of Credit
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
J.P. Morgan February 2017 - Present
Head Of Credit
Revitalized credit analysis tools and techniques, resulting in a 23% increase in process efficiency.
Led the development of a risk management strategy, contributing to a 25% growth in the commercial lending sector.
Developed outstanding communication channels with retail banking teams, leading to improved consumer lending by 15%.
Resume Worded December 2012 - January 2017
Credit Risk Manager
Improved credit risk scoring models to streamline loan origination process, saving 20 hours per week.
Piloted a cross-functional team in analyzing and reporting potential financial risk, securing a 12% reduction in fiscal losses.
Orchestrated a loan portfolio review process targeting commercial mortgages, which contributed to a 15% increase in loan turnaround.
Coached.com June 2008 - November 2012
Senior Credit Analyst
Managed a portfolio of small business lending, sustaining a growth rate of 8%.
Carried out stringent credit analysis, facilitating a 5% reduction in default rates.
EDUCATION
Resume Worded University May 2010
Master of Business Administration - Finance
Specialization in Risk Management
Resume Worded Academic Center December 2007
Chartered Financial Analyst (CFA) - Level II
Award: Resume Worded Innovation Fellow (only awarded to top-performing candidate)
SKILLS
Finance & Risk Assessment: Credit Analysis, Risk Management, Financial Forecasting, Budget Management, Asset valuations, Bankruptcy predictions
Software: Excel (Advanced), SPSS (Proficient), Tableau (Proficient), Oracle Financial Services Analytical Applications (OFSA), SAS Risk Management Software (Proficient)
Regulations: SARBANES-OXLEY Act (SOX), Financial Crimes Enforcement Network (FinCEN), Fair and Accurate Credit Transactions Act (FACTA), Dodd-Frank Act
OTHER
Certifications: Certified Risk & Compliance Management Professional (CRCMP), Certified Professional in Anti-Money Laundering (CPAML)
Leadership & Volunteering: Financial Literacy Project (Guest Speaker, spearheaded the project in partnership with local schools)
Projects: Led project 'Optimizing Credit Parameters' at J.P. Morgan, achieved 15% improved accuracy in credit risk predictions over a quarter
Awards: J.P. Morgan ‘Leadership Excellence’ Award (2019), Resume Worded ‘Risk Manager of the Year’ Award (2016)
Your Name
Credit Supervisor
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
American Express January 2018 - Present
Credit Supervisor
Revamped the company's credit risk assessment process, decreasing loan defaults by 25%
Led a team of account reconciliation specialists, streamlining the process and enhancing efficiency by 40%
Successfully leveraged SAP products to manage financial analysis, improving forecasting accuracy by 15%
JP Morgan Chase June 2015 - December 2017
Senior Credit Analyst
Increased credit portfolio by $35M by identifying and mitigating credit risks
Spearheaded the implementation of account management system, improving collection cycle by 20%
Initiated a financial reporting model that improved cash flow forecasting by 30%
Resume Worded March 2013 - May 2015
Credit Analyst
Improved loan portfolio quality, reducing uncollectible accounts receivable by 10%
Managed financial services operations, achieving a 15% increase in customer satisfaction
EDUCATION
Resume Worded Academic Center December 2017
Master's in Business Administration (MBA) - Finance
Electives included Financial Modeling & Strategies, and Risk Management
Resume Worded University May 2013
Bachelor of Science - Accounting
Concentration in Financial Analysis
Graduated Magna Cum Laude
SKILLS
Financial Analysis: Financial Forecasting, Risk Management, Cost Reduction, Revenue Enhancement, Financial Reporting
Software: SAP, Oracle, Quickbooks, Excel (Advanced)
Compliance & Regulations: Sarbanes-Oxley (SOX), Dodd-Frank, Basel III
Languages: English (Native), Spanish (Conversational)
OTHER
Certifications: Certified Credit Professional (CCP) - Level III, Chartered Financial Analyst (CFA) - Level I
Leadership & Volunteering: Financial literacy mentor at Youth Finance in Schools Project, Committee Chair at Resume Worded's annual charity event
Projects: Developed a robust financial model for a local non-profit, leading to 30% increase in funding efficiency
Your Name
Credit Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2017 - Present
Credit Manager
Reduced credit losses by 20% through implementation of new risk management strategies
Streamlined invoicing process, reducing paperwork errors by 30%
Developed and initiated a more efficient system for account reconciliation, leading to a reduction in lost revenue by 15%
Bank of America September 2014 - February 2017
Credit Supervisor
Directed a team of credit analysts, increasing efficiency in financial analysis by 20%
Enhanced account management strategies, increasing customer retention by 10%
Conducted banking operations with an emphasis on loans, achieving an 18% annual growth in our portfolio
Resume Worded June 2011 - August 2014
Senior Credit Analyst
Increased credit portfolio quality, leading to a 10% reduction in uncollectible accounts receivable
Managed banking operations, increasing customer satisfaction by 12%
Implemented a new financial reporting system, accelerating cash flow by 15%
EDUCATION
Resume Worded Institute March 2017
Certified Credit Professional (CCP)
Coursework emphasized on Credit Risk Management
Resume Worded University May 2011
Master of Business Administration - Finance
Thesis: 'The Impact of Corporate Credit Rating on Stock Prices'
Recipient of Academic Excellence Scholarship
SKILLS
Risk Analysis Tools: RiskCalc, CreditEdge, RiskAnalyst, CRF(Credit Risk Foundation)
Financial Software: SAP, Oracle Financials, QuickBooks, MS Excel, Hyperion
Regulations: Understanding of Fair Credit Reporting Act (FCRA), Bankruptcy Code, Equal Credit Opportunity Act (ECOA)
Languages: English (Native), Spanish (Conversational), French (Basic)
OTHER
Certifications: Chartered Financial Analyst (CFA) - Level II (2016)
Leadership & Volunteering: Treasurer at Local Nonprofit Organization (2015-Present)
Projects: Initiated and led a project to reduce credit losses by 15% at Bank of America
Your Name
Credit Control Supervisor
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Wells Fargo April 2019 - Present
Credit Control Supervisor
Harnessed credit risk evaluation techniques, reducing annual losses by 20%
Implemented financial analysis methodologies, increasing forecasting accuracy by 15%
Streamlined loan approval processes, reducing processing time by 30%
Coached.com July 2015 - March 2019
Credit Supervisor
Introduced accounting methods to streamline processes, improving efficiency by 25%
Led a financial services team, achieving reduction in customer complaints by 10%
Improved credit risk assessment, mitigating losses by 20%
Resume Worded May 2012 - June 2015
Credit Analyst
Managed loan portfolio, reducing uncollectible accounts receivable by 8%
Improved cash flow forecasting, escalating business operation efficiency by 12%
EDUCATION
Resume Worded Institute April 2018
Certified Credit Risk Manager (CCRM)
Intensive focus on Credit Risk Modeling and Credit Market Analysis
Resume Worded University May 2012
Master of Business Administration - Finance
Specialization in Credit Policies and Risk Analysis
Recipient of the Dean's Financial Excellence Award
SKILLS
Financial Software: Bloomberg Terminal, SAP, Oracle, QuickBooks, Microsoft Office Suite
Risk Analysis Tools: CreditMetrics, CreditRisk+, Moody's RiskCalc, Portfolio RISK-IQ, RiskNet
Compliance & Regulations: Sarbanes-Oxley (SOX), Anti-Money Laundering (AML), BASEL III, Credit Compliance
Languages: English (Native), Spanish (Fluent)
OTHER
Certifications: Certificate in Advanced Credit Analysis - Resume Worded Institute (2017), Six Sigma Green Belt Certified
Leadership & Volunteering: Mentor & Coach, Resume Worded Youth Initiative (2016-Present), Treasurer, Credit Control Society (2014-2016)
Awards: Achiever of the Year Award - Coached.com (2018), High Performer Award - Resume Worded (2014)
Your Name
Director Of Credit
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded July 2017 - Present
Director Of Credit
Introduced innovative credit analysis techniques, boosting portfolio management effectiveness by 25%
Implemented a unique credit risk forecasting model, reducing financial risks by 30% and increasing company savings
Led a team of 15, fostering professional development and streamlining workflows to increase efficiency by 35%
Orchestrated the restructuring of credit policies to conform to evolving capital markets, enhancing company financial status
Applied financial modeling to improve credit management, resulting in a decrease of bad debts by 40%
Coached.com March 2014 - June 2017
Senior Credit Analyst
Optimized portfolio management strategies resulting in a credit portfolio growth of 35%
Enhanced credit analysis methodology, significantly reducing default rates by 20%
Provided comprehensive reports on market trends enhancing investment banking strategies
Spearheaded a team of 10 analysts, increasing team efficiency by 25%
JP Morgan Chase January 2012 - February 2014
Credit Analyst
Identified credit risks and proposed mitigation strategies, reducing credit losses by 15%
Conducted financial analysis on loan applicants, maintaining underwriting standards
Collaborated effectively in a team to manage various loans and bonds portfolio
EDUCATION
Resume Worded Institute June 2011
Master of Business Administration - Finance
Specialized coursework in Credit Risk Analysis
Resume Worded University May 2008
Bachelor of Science - Finance
Cum Laude honoree
Minor in Business Law
SKILLS
Credit Analysis: Risk Assessment, Financial Statement Interpretation, Corporate Financing, Cash Flow Analysis, Credit Scoring Models, Evaluation of Collateral Value
Finance Software: Experian Decision Analytics, Moody's Analytics software, Microsoft Excel (Advanced), Oracle Financial Services, Credit Risk Management Tools
Regulatory Compliance: GAAP, IFRS, Basel III, Dodd-Frank, Sarbanes-Oxley Act, Credit Reporting laws and regulations (FCRA and FACTA)
OTHER
Certifications: Certified Credit Professional by National Association of Credit Management (2016), SAP Certified Application Associate - Financial Accounting (2017)
Leadership & Volunteering: Financial Literacy Advocate, Junior Achievement (2015-Present), Volunteer Income Tax Assistant, IRS (2013-2017)
Professional Associations: Member, National Association of Credit Management (2014-Present), Member, The Risk Management Association (2012-Present)
Your Name
Credit Risk Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded May 2018 - Present
Credit Risk Manager
Managed a portfolio of over $500M in real estate loans, maximizing yield and reducing credit risk by 15%
Promoted a culture of continuous improvement to elevate financial services in line with strategic objectives
Executed rigorous stress testing on derivatives portfolio, which substantially reduced unexpected losses
Innovated risk management strategies to monitor and manage fixed income risks, increasing yield by 15%
Devised risk management policies that improved the company's financial risk rating by 10%
Coached.com February 2015 - April 2018
Senior Credit Risk Analyst
Applied advanced financial modeling to forecast potential losses, reducing company risk exposure by 20%
Coordinated with cross-functional teams to communicate credit risk findings and implement solution strategies
Instrumental in enhancing the efficiency of capital markets with proficient risk management
Wells Fargo October 2012 - January 2015
Credit Risk Analyst
Identified, evaluated, and managed credit risks associated with bonds and loans portfolio
Monitored financial market trends to make informed credit decisions, reducing defaults by 10%
Assisted in generating monthly credit risk reports, providing comprehensive insights to management
EDUCATION
Resume Worded Institute June 2012
Master of Business Administration (MBA) - Finance
Specialized in Risk Management
Resume Worded University May 2010
Bachelor's Degree in Economics
Minors in Mathematics and Statistics
Dean's List 2009 (Top 10%)
SKILLS
Software: Excel, Access, SQL, SAS, Matlab, Stata
Technical Analysis: Credit Risk Evaluation, Risk-adjusted Return on Capital (RAROC), Option Pricing, Regression Analysis
Regulations: BASEL III, Dodd-Frank, Financial Accounting Standards Board (FASB), International Financial Reporting Standards (IFRS)
Languages: English (Native), Spanish (Fluent)
OTHER
Certifications: Financial Risk Manager (FRM) Certification
Leadership & Volunteering: Mentor at Underprivileged Youth Finance Initiative
Awards: Risk Manager of the Year - Resume Worded (2020)
Projects: Developed a comprehensive risk assessment model for a local NGO
Your Name
Head of Credit
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded March 2019 - Present
Head of Credit
Pioneered an integrated credit management system, enhancing productivity by 40% and reducing operational costs by 25%
Implemented robust financial analysis techniques, improving loan underwriting process
Centralized data management, resulting in improved accuracy and efficiency of credit analysis by 30%
Directed risk management operations, forecasts, and strategies to align with business goals
Supervised and mentored a team of 10 credit analysts, improving team efficiency by 20%
Coached.com June 2016 - February 2019
Credit Manager
Efficiently managed a portfolio of $200M while ensuring compliance with lending policies
Implemented new credit policies, resulting in improved risk management and decreased delinquency rate by 15%
Coordinated credit analysis team leading to 20% increased productivity
Goldman Sachs April 2013 - May 2016
Senior Credit Analyst
Conducted in-depth financial analysis to assess creditworthiness, contributing to 20% reduction in portfolio defaults
Played a crucial role in managing a diverse portfolio of loans and fixed income instruments
Developed monthly reports on credit trends, supporting strategic decisions by senior management
EDUCATION
Resume Worded Academic Center January 2015
Executive Master Business Administration - Finance
Concentration on Credit Risk Management
Resume Worded University May 2013
Bachelor of Commerce - Finance
Elected President of Resume Worded University Finance Club
Recipient of Resume Worded Scholar Award for academic excellence
SKILLS
Software: Excel (Advanced), Tableau, SAP, QuickBooks, Oracle Financials
Credit Analysis: Risk Assessment, Financial Analysis, Cash Flow Analysis, Financial Ratios, Trend Analysis, Credit Approval Processes
Regulatory Knowledge: Basel III, KYC Requirements, Anti-Money Laundering, Dodd-Frank, Sarbanes-Oxley Act
Other Skills: Complex Problem Solving, Decision Making, Strategy Execution, Team Leadership
OTHER
Certifications: Certified Risk Analyst - CRA (2018), Certified Financial Analyst - CFA Level III (2017)
Leadership & Volunteering: Committee Member, Association of Credit Management Professionals (2017-present)
Continuing Education: Attended Continuing Education Sessions on Cryptocurrency, Blockchain and Impact on Credit Risk (2021)
Awards: Awarded Best Credit Manager by Coached.com in 2018

How do I add skills to a Credit Manager resume?

1
Review the job posting closely.

Go through the Credit Manager posting you're applying to, and identify hard skills the company is looking for. For example, skills like Financial Analysis, Credit Analysis and Financial Risk are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like Credit Risk and Finance.

Add other common skills from your industry - such as Risk Management, Credit and Banking - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Credit Management, Auditing and Portfolio Management - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Show examples of where you trained people.

On Credit Manager resumes, you should give specific accomplishments that involve you training others, whether that's in your team or other stakeholders.

5
Highlight leadership and management skills.

Hiring managers often want to see evidence of leadership and management on a Credit Manager resume, so try to include any examples of where you led a project or managed other people.

6
Use the exact job title.

Try to add the exact job title, Credit Manager, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Credit Manager Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Credit Manager job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Credit Manager Skills and Keywords to Include On Your Resume

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Credit Manager Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Commercial Credit Analyst


Resume Example
Professional


Resume Example
Highlights (Free)


Resume Example
Modern Two-Column


Resume Example
Clean Modern


Resume Example
Entry-Level (Free)


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you add to a Credit Manager resume?

Some effective Credit Manager skills you can add to your resume include:

  • Credit Risk
  • Credit Analysis
  • Credit
  • Financial Analysis
  • Banking
  • Risk Management
  • Finance
  • Financial Risk

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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