Credit Analyst

Credit Analyst Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Credit Analyst job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Credit Analysis
  • Financial Analysis
  • Credit Risk
  • Banking
  • Risk Management
  • Loans
  • Credit
  • Finance
  • Data Analysis
  • Retail Banking
  • Financial Risk
  • Commercial Banking
  • Business Analysis
  • Microsoft Access
  • Portfolio Management
  • Accounting
  • Corporate Finance
  • Management
  • Customer Service
  • Underwriting
  • Commercial Lending
  • Financial Statement Analysis
  • Financial Modeling
  • Consumer Lending
  • Cash Flow Analysis
  • Small Business Lending
  • Mortgage Lending
  •   Show full list

Resume Skills: Risk Analysis

  • Quantitative Analysis
  • Financial Analysis
  • Portfolio Management
  • Risk Mitigation
  • Credit Evaluation
  • Underwriting
  • Financial Modeling
  • Credit Risk Assessment
  • ROI Analysis
  • Risk Assessment
  • Equity Research
  • Investment Strategies
  • Asset Allocation
  • Cost Analysis
  • Budget Development & Management
  • Financial Forecasting
  • Credit Risk Analysis
  • Forecasting
  • Cash Flow Analysis
  • Financial Modelling
  • Valuation
  • Financial Statement Analysis
  • Cash Flow Management
  • GAAP/IFRS
  • DCF Modelling
  • Sensitivity Analysis
  • Ratio Analysis
  • Scenario Analysis
  • Corporate Valuation
  • Trend Analysis
  • Horizontal Analysis
  • Vertical Analysis
  • Altman Z-Score
  • DuPont Analysis
  • Investment Valuation
  • Cash Flow Modelling
  • Asset Liability Management
  • Asset Valuation
  • Financial Risk Analysis
  • Risk Mitigation Strategies
  • COSO ERM
  • ISO 31000
  • Basel III standards
  • Value at Risk
  • Stress Testing

Resume Skills: Software & Other

  • Microsoft Office Suite (Advanced Excel)
  • Bloomberg Terminal
  • SAP
  • Oracle
  • Financial Modeling Software (Argus, Stata)
  • Oracle Financials
  • Microsoft Excel
  • Tableau
  • QuickBooks
  • Sage50
  • Microsoft Office (Excel, Word, PowerPoint)
  • NetSuite
  • Salesforce
  • MS Office Suite: (Excel, Word, PowerPoint, Outlook)
  • Moody's Analytics RiskAnalyst
  • MS Office
  • SQL
  • Financial Modeling
  • Data Analysis
  • Credit Portfolio Management

Resume Skills: Regulatory Knowledge

  • Dodd-Frank
  • BASEL III
  • Sarbanes-Oxley Act
  • Fair Credit Reporting Act (FCRA)
  • Anti Money Laundering (AML)
  • Knowledge of Basel III
  • IFRS 9
  • U.S. Generally Accepted Accounting Principles (GAAP)
  • FERPA
  • SOX Compliance
  • Dodd-Frank Act
  • Anti-Money Laundering (AML)
  • KYC Standards
  • CECL Model
  • Sarbanes-Oxley (SOX)
  • GAAP
  • FASB Standards
  • Credit Regulations
  • Risk Management Principles
  • EMIR
  • MiFID II
  • FRTB
  • Basel III
  • SOX
  • IFRS
  • Sarbanes-Oxley Act (SOX)
  • FASB Regulations
  • SEC Reporting Requirements
  • Basel III/IV
  • Dodd–Frank Wall Street Reform Act
  • Accounting Standards (IFRS, US GAAP)

Resume Skills: Software

  • MS Excel
  • MS PowerPoint
  • MS Word
  • ERP Systems
  • SPSS
  • Stata
  • Eviews

Resume Skills: Techniques

  • Quantitative Analysis
  • Qualitative Analysis
  • Credit Risk Analysis
  • Portfolio Analysis
  • Financial Analysis
  • Competitive Analysis
  • Forecasting
  • Business Valuation
  • Trend Analysis

Resume Skills: Regulations

  • Sarbanes-Oxley (SOX)
  • GAAP
  • IFRS
  • Financial Risk Management regulations
  • Dodd-Frank
  • Sarbanes-Oxley
  • Consumer Protection Laws
  • Fair Lending Regulations
  • Bank Privacy Laws

Resume Skills: Risk Analysis Tools

  • Excel
  • Tableau
  • QuickBooks
  • SAP
  • Yardi
  • Quickbooks
  • MS Excel (Advanced, VBA)
  • MS Access
  • Merrill Lynch's Direct Access System (DAS)
  • Oracle Hyperion
  • FIS' Ambit Risk & Performance
  • SAS Risk Management
  • Moody's Analytics RiskAnalyst
  • Bloomberg Terminal
  • Moodys Risk Analyst
  • RISC

Resume Skills: Finance Tools

  • Excel
  • QuickBooks
  • Oracle Financials
  • SAP ERP

Resume Skills: Languages

  • English
  • Spanish (Fluent)
  • French
  • Spanish

Resume Skills: Banking Software

  • Oracle FLEXCUBE
  • Fiserv
  • Jack Henry Banking
  • CreditQuest

Resume Skills: Business Tools

  • MS Office Suite
  • Financial Modeling
  • Business Intelligence (Tableau, Power BI)
  • SAP ERP

Resume Skills: Technical

  • MS Office Suite
  • SQL
  • SAS
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Credit Analyst Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Credit Analyst Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Credit Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
JPMorgan Chase & Co. January 2021 - Present
Senior Credit Analyst
Led a team of junior analysts in performing detailed company and sector-specific risk analyses, directly contributing to a 12% reduction in loan default risk.
Conducted rigorous credit analysis on a portfolio of over $500M, assessing financial risks and helping the firm make well-informed lending decisions.
Reduced financial risk by developing a new risk assessment model that improved credit allocation by 18%.
Managed and maintained a diversified loan portfolio, enhancing portfolio quality and mitigating credit risk.
Empowered customer service by timely and accurate responses to credit inquiries, improving client satisfaction by 15%.
Bank of America May 2017 - December 2020
Credit Analyst
Efficiently monitored and analyzed financial data of clients, resulting in a 20% increase in successful loan approvals.
Participated in complex credit decisions, maintaining a default rate 10% lower than industry average.
Built strong relationships with commercial banking clients, facilitating increased revenue by 23%.
Implemented advanced data analysis techniques, boosting the accuracy of credit scoring by 13%.
Coached.com January 2014 - May 2017
Junior Credit Analyst
Facilitated the processing of over 500 credit applications per month, culminating in a successful loan issuance rate of 75%.
Contributed to a team project that streamlined the firm's credit evaluation process, reducing processing time by 30%.
Assisted with the detailed financial analysis of client portfolios, aiding in the mitigation of default risks.
EDUCATION
Resume Worded Institute May 2016
Master of Business Administration (MBA) - Finance
Concentration in Investment Management and Financial Analysis
Resume Worded University May 2014
Bachelor of Business Administration (BBA) - Accounting
Received Dean's List Honors for all 4 years
Minored in Economics
SKILLS
Software & Tools: SAP, Oracle Financials, Microsoft Excel (Advanced), Tableau, QuickBooks, Sage50
Financial Analysis Techniques: Credit Risk Analysis, Financial Statement Analysis, Investment Valuation, Cash Flow Modelling, Asset Liability Management, Financial Forecasting
Regulatory Compliance: FERPA, SOX Compliance, Dodd-Frank Act, Anti-Money Laundering (AML), KYC Standards, CECL Model
Languages: English (Native), Spanish (Conversational)
OTHER
Certifications: Chartered Financial Analyst (CFA) - Level II
Professional Development: Completed additional courses in Risk Management, Statistics, and Financial Modelling
Memberships: Member of the Association for Financial Professionals (AFP)
Volunteering: Financial educator for Non-Profit Organizations, teaching basic financial management skills to low-income individuals
Your Name
Portfolio Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded February 2020 - Present
Portfolio Manager
Orchestrated the management of a highly diversified credit portfolio worth $800M, minimizing credit risk and optimising returns.
Strengthened financial analysis techniques resulting in a 15% boost in portfolio profitability.
Used in-depth knowledge of commercial lending norms to advise clients, enhancing customer service levels.
Contributed to accounting processes, ensuring accuracy in the company's financial records.
Directed team development, resulting in a 20% improvement in productivity.
Morgan Stanley August 2017 - January 2020
Associate Portfolio Manager
Executed hedging strategies that reduced portfolio risk by 25%.
Provided expert advice on loans and credit to clients, improving client relationship and retention.
Developed financial models for forecasting, improving the predictability of portfolio performance by 30%.
Coached.com January 2014 - July 2017
Credit Analyst
Enhanced the credit analysis process, improving loan issuance rate by 15%.
Used robust data analysis techniques to interpret customer financial data.
Delivered comprehensive risk reports to aid decision-making processes.
EDUCATION
Resume Worded Academic Center September 2018
Chartered Financial Analyst (CFA) - Level II
Completed the certification while working full-time at Morgan Stanley
Resume Worded University May 2014
Master of Business Administration (MBA) - Finance
Specialization in Portfolio Management and Financial Planning
Awarded the ‘Best Student’ for exceptional academic performance
SKILLS
Financial Analysis: Portfolio Management, Risk Assessment, Financial Modeling, Equity Research, Investment Strategies, Asset Allocation
Software Proficiency: Bloomberg Terminal, MS Office Suite: (Excel, Word, PowerPoint, Outlook), QuickBooks, Tableau
Compliance & Regulations: Dodd-Frank, EMIR, MiFID II, FRTB, Basel III, SOX, IFRS, GAAP
Languages: English (Native), Spanish (Fluent), French (Basic)
OTHER
Certifications: Chartered Investment Banking Analyst - CIBA (2020), Certified Financial Planner - CFP® (2017)
Leadership & Volunteering: Volunteered as Financial Coach at Non-profit financial literacy organization (2018-present), Mentor at Resume Worded Mentorship Program (2017-present)
Projects: Developed an innovative portfolio risk modeling strategy presented at the 2019 Global Finance Conference
Awards: ‘Employee of the Year’ at Morgan Stanley (2018), ‘Financial Analyst Excellence’ Award at Coached.com (2015)
Your Name
Loan Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com January 2022 - Present
Senior Loan Analyst
Championed a credit risk management initiative that resulted in a 15% reduction in loan defaults by employing a hybrid data analysis model focusing on credit score patterns.
Administered a portfolio of over $100M in commercial loans ensuring adherence to both company and U.S. Federal Housing Authority regulations.
Advanced an innovative customer service approach that improved loan servicing efficiency by 25%.
Pioneered loan origination software that led to a 30% increase in residential mortgage applications.
Translated complex loan data into actionable financial reports contributing to the development of strategic business decisions.
Resume Worded May 2018 - December 2021
Loan Analyst
Managed and analyzed an asset portfolio of $75M in residential mortgages, improving portfolio performance by 20%.
Devised a refinance strategy that saved customers an average of $2K annually in mortgage repayments.
Improved credit analysis process, reducing loan approval time by 30%, contributing to increased customer satisfaction.
JP Morgan June 2016 - April 2018
Junior Loan Analyst
Assessed and validated loan applications, leading to a 10% rise in loan approval rates.
Assisted with ongoing portfolio management, decreasing the rate of loan defaults by 5%.
Contributed to business development efforts, resulting in a 15% growth in commercial lending business.
EDUCATION
Resume Worded Institute February 2022
Certified Credit and Risk Analyst (CCRA)
This certification focused on strengthening my credit risk analysis skills
Resume Worded University May 2016
Master of Business Administration - Finance
Specialization in Banking and Financial Services
Awards: Best All-Round Student
SKILLS
Financial Analysis Tools: Excel, Quickbooks, Wave, Loan Performer, SQL, SAP, Oracle Financials
Risk Analysis: Risk Management, Default Risk, Liquidity Risk, PD/LGD, VaR
Loan Systems: Encompass, Ellie Mae, LaserPro, Calyx Point, LMS (Loan Management System), Fannie Mae's DU
Regulatory Standards: FASB, US GAAP, BASEL III, Dodd-Frank Act, AML/KYC
OTHER
Certifications: Loan Market Association (LMA) Certification, Institute of Financial Analysts (IFA) Membership
Volunteering: Financial Advisor - Non-Profit Credit Union, Mentor - Professional Financial Analyst Association
Projects: Designed an Automated Loan Approval System to streamline processes
Awards: Employee of the Year - Resume Worded (2019), Excellence in Risk Management - JP Morgan (2017)
Your Name
Mortgage Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2022 - Present
Senior Mortgage Analyst
Instituted a mortgage servicing strategy, leading to a 20% decrease in overdue mortgage payments.
Orchestrated an overhaul of underwriting methodology which improved loan approval time by 35%.
Spearheaded a risk management initiative that decreased mortgage defaults by 15%.
Revamped the existing loan origination procedures, improving residential mortgage application rates by 30%.
Effectively communicated complex mortgage data for strategic planning, drastically enhancing business decisions.
Resume Worded August 2018 – February 2022
Mortgage Analyst
Won 'Employee of The Year' in 2019 and 2020 after boosting financial performance by 20%.
Streamlined the underwriting process, reducing errors by 25%, and improving overall efficiency.
Presented financial analysis reports resulting in an improved refinance strategy.
Bank of America June 2016 - July 2018
Junior Mortgage Analyst
Contributed to process improvement efforts, decreasing mortgage approval time by 15%.
Assisted in managing a mortgage portfolio of $60M, reducing credit risk by implementing stringent reviewing strategies.
Supported senior analysts in mortgage servicing, improving satisfaction rates by 20%.
EDUCATION
Resume Worded University May 2016
Master of Business Administration - Finance
Specialization in Mortgage Banking
Resume Worded Academic Center May 2014
Bachelor of Science - Finance
Minor in Accounting
Graduated cum laude
SKILLS
Software: Microsoft Office Suite, Mortgage-iQ, Encompass, Visual Basic
Regulatory knowledge: FHA, Fannie Mae, Freddie Mac, USDA Rural Housing, VA Loans
Financial Analysis: Cash Flow Projections, Risk Assessment, Underwriting, Financial Modeling, Scenario Analysis, Loan Origination
OTHER
Certifications: Certified Mortgage Analyst (CMA - 2018), Six Sigma Green Belt Certification
Projects: Implementation of an automated system for credit trend analysis in Resume Worded reducing processing time by 30%
Awards: Employee of the Year - Resume Worded (2019)
Volunteering: Mentor - Resume Worded Youth Financial Literacy Program
Your Name
Credit Risk Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded April 2022 - Present
Senior Credit Risk Analyst
Led a credit risk mitigation project that lead to a 18% drop in credit defaults.
Handled a $100M commercial banking portfolio, ensuring compliance with regulatory standards.
Spearheaded analytical procedures that enhanced loan servicing quality by 32%.
Implemented a new risk management approach that optimized loan origination outcomes.
Turned complex credit data into insightful and practical financial reports.
Coached.com June 2018 - March 2022
Credit Risk Analyst
Contributed to a 15% improvement in portfolio performance by monitoring and mitigating credit risk.
Engineered a new underwriting process, decreasing the loan approval time by 30%
Developed a refinance strategy that led to annual savings for mortgage customers.
Citi Bank May 2016 - May 2018
Junior Credit Risk Analyst
Assisted in the assessment of loan applications, leading to a rise of 8% in loan approval.
Participated in credit risk evaluation reducing loan defaults by 5%
Supported the management of a $50M residential mortgage portfolio.
EDUCATION
Resume Worded University April 2016
Master's in Financial Risk Management
Focus on Portfolio Management and Corporate Finance
Resume Worded Institute May 2014
Bachelor of Science in Economics
Minors in Mathematics and Statistics
Dean's List 2012 (Top 10%)
SKILLS
Software & Applications: Excel (Advanced), Portfolio Risk Analyst, Tableau
Risk Analysis: Credit Risk Modeling, Risk Appetite Statement, Risk Reporting, Stress Testing
Regulatory Compliance: Basel III, Risk Management Frameworks, Dodd-Frank Act
Languages: English (Native), Spanish (Conversational)
OTHER
Certifications: Risk Management Professional (RMP) Certification (2018), Certified Fraud Examiner (CFE) (2019)
Leadership & Volunteering: President, Resume Worded Financial Association, mentored junior risk analysts
Projects: Co-authored research paper on 'Financial Risk Forecasting – Predictive Techniques and their Practical Application'
Your Name
Credit Associate
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2019 - Present
Senior Credit Analyst
Streamlined the underwriting process by 25% through a financial modeling that optimized efficiency
Established a credit risk parameter system that decreased bad debt by 15% annually
Advised 5 high-value clients on portfolio management, improving their investment return by 12%
Augmented credit analysis method leading to 18% reduction in loan default cases
Developed a novel accounts receivable strategy that sped up debt collection by 30%
Resume Worded January 2017 - February 2019
Credit Associate
Implemented a financial services protocol which improved customer satisfaction by 20%
Led a team of 5 in performing credit risk assessments that resulted in a 10% decrease in default rate
Designed a risk management system that improved loan recovery by 18%
Bank of America December 2014 - December 2016
Junior Credit Analyst
Digitized process tracking, increasing team efficiency by 15%
Played a key role in credit analysis helping the team reduce bad loans by 8%
EDUCATION
Resume Worded University January 2017
Master of Business Administration (MBA) - Finance
Specialization in Corporate Finance and Strategic Risk Management
Resume Worded Institute May 2014
Bachelor of Commerce - Financial Accounting
Coursework included deep study in Financial Statement Analysis & Reporting
Awards: Dean's List in all semesters (Top 10%)
SKILLS
Financial Analysis: Statement Analysis, Cash Flow Modeling, Forecasting, Budgeting, Cost Analysis
Software and Tools: MS Office (Expert), QuickBooks (Advanced), SAP (Intermediate), SQL (Basic)
Compliance & Regulations: SOX, GAAP, IFRS, BASEL III, Dodd-Frank Credit Requirements
Risk Management: Operational Risk, Market Risk, Credit Risk Management
OTHER
Certifications: Certified Credit Professional (CCP) - Credit Institute of Canada (2016)
Leadership & Volunteering: Mentorship Program - Young Professionals in Finance (2020 - Present), Treasurer - Resume Worded Community Food Drive (2018 - 2019)
Projects: Developed and optimized credit scoring model at Resume Worded that reduced bad debts by 15%
Professional Development: Participated in ‘Investment Strategies’ workshop at Financial Analysts Conference (2019)
Your Name
Risk Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded February 2018 - Present
Senior Risk Analyst
Developed a fixed income risk model which boosted investment return by 17%
Led a team in executing corporate finance protocols that reduced financial risk by 20%
Instrumental in redefining the banking customer lifecycle leading to 30% increase in client retention
Bloomberg January 2015 - January 2018
Risk Analyst
Implemented financial analysis techniques to mitigate credit risk resulting in a 15% reduction of credit loss
Devised innovative accounting methods which improved financial transparency by 25%
Reduced the risk management process time by 30% through effective use of the Bloomberg Terminal
EDUCATION
Resume Worded Institute March 2019
Certified Financial Risk Manager (FRM) - Level II
Awarded 'Outstanding Candidate' distinction.
Resume Worded University December 2014
Master of Business Administration (MBA) - Finance
Concentration in Risk Analysis
Recipient of the 'Top Graduate Scholar' award.
SKILLS
Risk Analysis Tools: ACL GRC, Identify Risk, Affirm for Risk Management, ALINE, Wrike
Software & Programming: R, Python, MATLAB, SQL, SAS, Tableau
Financial Analysis: Corporate valuation, Capital budgeting, Cash Flow modelling, Financial modelling, NPV Analysis, Time Value of Money
Regulatory knowledge: GDPR, Dodd-Frank, Volcker Rule, Basel III, Financial Risk Management (FRM), Credit Risk, Liquidity Risk
OTHER
Certifications: Certified Risk Analyst, Institute of Risk Management (2020)
Awards: Distinguished Risk Analyst of the Year (2019, Bloomberg)
Professional Affiliations: Risk and Insurance Management Society (RIMS), Professional Risk Managers' International Association (PRMIA)
Volunteering: Financial Education Facilitator, Money Management International (2016 - Present)
Your Name
Financial Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com June 2017 - Present
Senior Financial Analyst
Introduced financial modeling methodologies which increased profitability predictions accuracy by 20%
Achieved 98% success rate in adherence to credit policy leading to reduced credit risks
Managed a commercial banking portfolio of $5M, optimizing its performance by 15%
JPMorgan Chase & Co. July 2014 - May 2017
Financial Analyst
Operationalized new financial analysis systems, thereby reducing financial errors by 18%
Achieved a 12% increase in loan recovery through strategic credit analysis
Delivered a 20% growth in accounts receivable turnover via a new debt collection system
EDUCATION
Resume Worded Institute June 2017
Certified Financial Analyst (CFA) - Level II
Attained a top 10% score on the exam for Level II
Resume Worded University May 2014
Master of Business Administration - Finance
Recipient of the Resume Worded Academic Excellence Award
Specialization in Corporate Finance
SKILLS
Financial Analysis: Forecasting, Budgeting, Profitability Analysis, Variance Analysis, Cost Analysis, Cash Flow
Financial Modeling: DCF, NPV, IRR, LBO, Financial Statements, Revenue Projections
Software & Tools: Excel (Advanced), SAP, Oracle Financials, Quickbooks, Tableau
Regulations & Standards: GAAP, IFRS, SOX, Basel III, Dodd-Frank
OTHER
Certifications: Certificate in Investment Banking - Resume Worded Institute
Leadership & Volunteering: Volunteer, Financial Literacy Program - Coached local community in managing personal finances
Projects: Developed a personal finance management system as an MBA Capstone Project
Professional Development: Attended annual finance conferences such as CFA Institute Conference and Financial Analysts Seminar
Your Name
Commercial Credit Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded June 2018 - Present
Senior Credit Analyst
Streamlined the review process of credit applications, improving efficiency by 20%
Implemented a risk analysis tool, reducing report preparation time by 35% and improving productivity
Participated in complex loan decision-making processes, advancing the company's portfolio growth by 15% annually
Mentored and trained a team of four junior level credit analysts, improving report precision
Collaborated with sales and operations to align credit policies, leading to a reduction in credit turnaround time by 25%
JP Morgan Chase January 2016 - May 2018
Credit Analyst
Automated credit model system that expedited loan underwriting by 30%
Analyzed credit data and financial statement to establish client's creditworthiness, mitigating the risk of bad debt by 20%
Participated in annual review process, improving accuracy and efficiency of loan portfolio management by 15%
Bank of America July 2014 - December 2015
Junior Credit Analyst
Monitored and reported on credit policy, eligible commercial letters of credit and lending regulations
Accurately calculated, verified, and recorded financial or statistical data
Processed financial statements and assisted in the preparation of proposals and loan applications
EDUCATION
Resume Worded University June 2014
Master of Business Administration - Finance
Focus on Advanced Credit Risk Assessment
Resume Worded Academic Center May 2013
Chartered Financial Analyst (CFA) - Level III
Consistently ranked in top 10% among peers
SKILLS
Risk Assessment: Risk Analysis, Cash Flow Analysis, Financial Risk Management, Balance Sheet Analysis, Financial Forecasting, RiskMetrics
Software and Tools: Microsoft Office Suite, Excel (Advanced, VBA), SQL, Visual Basic, Financial Modeling Software(SPSS, Modano), CRM software (Salesforce)
Regulations and Standards: GDPR, SOX, BASEL III, Anti-Money Laundering Policies, Dodd-Frank Act, Fair Credit Reporting Act
Quantitative Skills: Macroeconomic Analysis, Statistical Modeling, Price Optimization, Pricing Strategy, Econometrics, Financial Econometrics
OTHER
Certifications: Certified Credit Professional (CCP), Corporate Credit Certification (CCC)
Contributions: Authored 'Understanding Credit Risk' - an industry primer on risk management strategies and techniques
Memberships: Member of the Risk Management Association and the Global Association of Risk Professionals
Volunteerism: Volunteer Finance Tutor at local community center
Your Name
Loan Credit Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2016 - Present
Senior Loan Credit Analyst
Developed a risk assessment model that resulted in a 10% reduction in corporate bad debts
Evaluated financial risk and explored investment opportunities, increasing revenue by $3M in three years
Led capacity planning initiatives, improving operational efficiency by 18%
Managed a team of three junior analysts to maintain loan quality, reducing payment defaults by 12%
Spearheaded the upgrade of loan management software, enhancing team's productivity by 25%
CitiBank January 2013 - February 2016
Loan Credit Analyst
Introduced risk-based pricing model, reducing profit leakage by 20%
Complied with all company and regulatory guidelines related to fair lending and credit policy
Managed portfolio risk, reducing delinquencies by 15% with preemptive strategies
Wells Fargo June 2011 - December 2012
Junior Loan Credit Analyst
Coordinated risk assessment system in accordance with regulatory guidelines
Contributed to the credit decision process by summarizing and evaluating financial data and credit reports
Developed statistical analysis models for prediction of payment defaulters
EDUCATION
Resume Worded University January 2013
Master of Business Administration (Finance)
Specialization in Risk Management and Financial Modeling
Resume Worded Institute May 2011
Bachelor of Economics
Dual Minors in Accounting and Business Administration
Relevant coursework: Corporate Finance, Microeconomics, Financial Markets, Investment Analysis
SKILLS
Financial Analysis: Credit Risk Assessment, Financial Data Interpretation, Financial Forecasting, Pro-forma Analysis
Technical Skills: SAP, SQL, Microsoft Office Suite, MATLAB, QuickBooks
Industry Regulations: Knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC), USA Patriot Act
Languages: English (Native), Spanish (Fluent), French (Conversational)
OTHER
Certifications: Certified Risk Analyst (2018), Certified Management Accountant (2016)
Volunteering & Leadership: Treasurer, Local Non-Profit Organization (2017-Present), Mentor - Resume Worded Financial Literacy Program
Professional Development: Attended 'Economic Forecasting' Workshop, 2019, 'Risk in Financial Institutions' Seminar, 2020
Awards: 'Risk Analyst of the Year' - Coached.com, 2018; 'Employee of the Year' - Citibank, 2015
Your Name
Credit Risk Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded April 2019 - Present
Senior Credit Risk Analyst
Created a framework for portfolio stress-testing, improving the accuracy of potential losses modeling by 10%
Took charge of developing the credit scoring system, decreasing overdue payments by 14%
Monitored industry trends to anticipate changes in credit risk and adapt strategies accordingly
Led a team of five junior analysts in risk management exercises, prompting a company-wide reduction of operational risk by 7%
Applied advanced analytics to monitor risk exposures, improving decision-making for lending money and extending credits
Capital One July 2016 - March 2019
Credit Risk Analyst
Initiated measures to upgrade credit risk management software, contributing to staff's increased productivity by 22%
Created risk management benchmarks, fostering stability and protection of company assets
Implemented a customer-focused approach to manage credit risk, reducing customer complaints by 17%
American Express May 2014 - June 2016
Junior Credit Risk Analyst
Adhered to all federal laws and best practices in relation to credit risk mitigation
Collaborated with teams to update automated credit monitoring systems
Enhanced report accuracy by performing in-depth research on customer's financial positions
EDUCATION
Resume Worded Institute April 2017
Professional Certification in Financial Risk Management (FRM)
Covered rigorous curriculum mastering in quantitative finance, risk management, and portfolio strategies.
Resume Worded University May 2014
Master of Business Administration (MBA) - Finance
Emphasis in Financial Modeling and Forecasting
Award: Resume Worded Scholar (Top 5%)
SKILLS
Risk Management Software: RiskWatch, AxiomSL, Predict360, Resolver, Quantifi
Statistical Software & Programming: MATLAB, Python (numpy, pandas), R, SPSS
Financial Analysis Software: Oracle Financials, SAP, Zoho Books, QuickBooks
Management Frameworks: COSO Enterprise Risk Management, ISO 31000
OTHER
Awards: Risk Management Association Award for Excellence in Credit Risk (2021)
Projects: Developed credit risk modeling software reducing risk exposure by 15%.
Continuing Education: Attended 'Credit Risk Management' seminar by Stanford University (2018).
Volunteering: Acted as a mentor for young finance professionals at Rise Up nonprofit organization
Your Name
Corporate Credit Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com July 2019 - Present
Senior Corporate Credit Analyst
Effectively restructured credit policies, reducing the company's financial risk by 16%
Upscaled team operations by integrating new financial forecasting technologies for credit analysis, increasing productivity by 20%
Managed a project to design a predictive model for corporate defaults, improving prediction accuracy by 12%
Grandfathered a team of five associates in due diligence procedures, speeding up analysis turn-around by 30%
Developed a risk-monitoring model that reduced bad debts by $1.5M within one fiscal year
Goldman Sachs January 2016 - June 2019
Corporate Credit Analyst
Assisted in the maintenance of credit exposures, complying with the company's risk tolerance
Created a unique corporate credit scoring model, instrumental in lowering default frequency by 8%
Managed bankruptcy predictions and risk ratings, decreasing annual financial losses by 15%
Morgan Stanley November 2013 - December 2015
Junior Corporate Credit Analyst
Provided support to team in assessing creditworthiness of prospective clients
Conducted comprehensive financial research for risk assessment and credit terms
Recommended credit extensions based on data-driven analysis
EDUCATION
Resume Worded Institute July 2019
Certified Risk Manager (CRM)
Acquired valuable risk management skills and strategies relevant to credit analysis
Resume Worded University May 2013
Master's in Finance and Investments
Specialization in Capital Markets and Financial Instruments
GPA: 3.8/4.0, Recipient of the Academic Excellence Award
SKILLS
Financial Analysis: Credit Analysis, Risk Analysis, Compliance, Financial Reporting, Financial Modelling, Investment Portfolio Management
Software: Advanced Excel, Bloomberg, Hyperion, QuickBooks, FactSet, SAP
Certifications: Certified Risk Manager (CRM), Chartered Financial Analyst (CFA) - Level II
Industry Knowledge: Banking and Financial Services Industry, Investment Strategies, Economic Indicators, Corporate Finance, Regulatory Compliance
OTHER
Awards: Goldman Sachs Performance Excellence Award - 2018, Morgan Stanley Rising Star Recognition - 2014
Professional Affiliations: Member of the Financial Analysts Federation (FAF) and Global Association of Risk Professionals (GARP)
Volunteering: Volunteer, Financial Literacy Program for Underprivileged Youth - 2017-present
Professional Development: Regularly attend industry conferences, workshops and webinars
Your Name
Credit Portfolio Analyst
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded January 2018 - Present
Senior Credit Portfolio Analyst
Designed credit portfolio strategies, contributing to a 25% reduction in credit costs
Supervised a team of four analysts, enhancing portfolio management efficiency by 20%
Implemented a modern risk system, reducing fraud rate by 12%
Managed substandard credit exposure, reducing credit write-offs by 30%
Improved credit risk models, increasing forecast accuracy by 15%
Bank of Montreal March 2014 - December 2017
Credit Portfolio Analyst
Designed tailored credit solutions, building up the credit portfolio by 20%
Maintained a strong understanding of risk management and regulatory guidelines
Created and implemented credit risk metrics to monitor portfolio performance
Toronto-Dominion Bank September 2012 - February 2014
Junior Credit Portfolio Analyst
Assisted in maintaining credit portfolios, conforming to risk tolerance
Effectively gathered and processed complex financial data to produce clear, comprehensive reports
Participated in developing strategies and programs for credit line recommendations
EDUCATION
SKILLS
Financial Analysis: Credit Risk, Portfolio Analysis, Risk Management, Statistics, Credit Scoring, Risk Modelling
Tools: MS Office (Advanced), R (Intermediate), SAS (Basic), SQL (Basic), Bloomberg Terminal
Techniques: Stress Testing, Financial Forecasting, Cash Flow Analysis, Econometric Modelling
Regulations: Familiar with regulatory standards (Basel, IFRS 9, Dodd-Frank Act)
OTHER
Certifications: Certified Financial Analyst (CFA) - Level I (2013), Risk Management Certification (RMC) - Level II (2016)
Projects: Developed and implemented risk measurement models resulting in 18% increase in efficiency for Bank of Montreal
Membership & Engagement: European Financial Association (Member), Participated in annual Global Risk Management Symposium (2019, 2020)
Leadership & Volunteering: Big Brothers Big Sisters (Volunteer Mentor, 2018-Present), Resume Worded Financials Toastmasters Club (President, 2015-2017)

How do I add skills to a Credit Analyst resume?

1
Review the job posting closely.

Go through the Credit Analyst posting you're applying to, and identify hard skills the company is looking for. For example, skills like Banking, Risk Management and Credit Analysis are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like Loans and Finance.

Add other common skills from your industry - such as Credit, Credit Risk and Financial Analysis - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Portfolio Management, Mortgage Lending and Underwriting - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Emphasize your ability to solve problems.

Recruiters want to know that you're the kind of person that can solve new and challenging problems. In your Credit Analyst resume, highlight projects that involved problems that were technically complex or mattered to the company.

5
Show evidence of your analytical skills.

Analytical skills involve your ability to break down a problem and come up with effective solutions. On Credit Analyst resumes, hiring managers want to see evidence of how you analyzed quantitative or qualitative data.

6
Use the exact job title.

Try to add the exact job title, Credit Analyst, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Credit Analyst Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Credit Analyst job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Credit Analyst Skills and Keywords to Include On Your Resume

Resume Skills and Keywords from Related Jobs

We also found variations and further specializations to your job title. Browse through the related job titles to find additional keywords that you can include into your resume.

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Credit Analyst Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Commercial Credit Analyst


Resume Example
Professional


Resume Example
Highlights (Free)


Resume Example
Modern Two-Column


Resume Example
Clean Modern


Resume Example
Entry-Level (Free)


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Credit Analyst resume?

Some effective Credit Analyst skills you can add to your resume include:

  • Credit Analysis
  • Financial Analysis
  • Credit Risk
  • Banking
  • Risk Management
  • Loans
  • Credit
  • Finance

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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