Loan Officer

Loan Officer Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Loan Officer job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Lending
  • Loans
  • Loan Origination
  • Refinance
  • Credit
  • Residential Mortgages
  • U.S. Federal Housing Authority (FHA)
  • Investment Properties
  • U.S. VA Loans
  • Banking
  • Credit Analysis
  • Real Estate
  • U.S. FHA Financing
  • Finance
  • U.S. Department of Agriculture (USDA)
  • Foreclosures
  • Residential Real Estate
  • Consumer Lending
  • Construction Loans
  •   Show full list

Resume Skills: Software

  • Encompass
  • Calyx Point
  • Microsoft Dynamics
  • CRM
  • ERP systems
  • Fannie Mae and Freddie Mac software
  • Ellie Mae
  • Calyx Software
  • Lending Tree
  • Byte Software
  • FICS Loan Producer
  • Fannie Mae Desktop Originator
  • LendingQB
  • Mortgage Builder
  • Bankway
  • BytePro
  • E3 loan management
  • Encompass360
  • LoanIQ
  • QuickBooks
  • Microsoft Excel
  • H2O
  • microsoft Dynamics GP
  • Quickbooks
  • Experian
  • MS Office Suite
  • CRM Software
  • Loan Origination Software
  • Email and Calendaring Software
  • MS Excel
  • CRM Softwares
  • SQL

Resume Skills: Loan Processing

  • Experian
  • Equifax
  • TransUnion
  • FICO Score analysis
  • Loan package preparation
  • Underwriting
  • Processing
  • Closing
  • Post-Closing
  • FHA Loans

Resume Skills: Legal Knowledge

  • Federal Loan Laws
  • Loan Agreement review
  • Fair Credit Reporting Act (FCRA)
  • Equal Credit Opportunity Act
  • Consumer Lending Laws
  • Regulation Z
  • TILA
  • ECOA

Resume Skills: Financial

  • Risk Assessment
  • Loan-to-Value ratios
  • Debt-to-Income ratios
  • Credit reports analysis
  • Risk Management
  • Credit Analysis
  • Financial Modelling
  • Portfolio Management
  • Investment Analysis
  • Regulatory Compliance
  • Credit Reports
  • Financial Statements
  • Cash Flow Statements
  • Asset Management
  • Financial Analysis
  • Investment Strategies
  • Financial Reporting

Resume Skills: Regulatory Compliance

  • Truth In Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Credit Reporting Act (FCRA)
  • Home Mortgage Disclosure Act (HMDA)
  • TILA
  • ECOA
  • Fair Lending
  • FDIC
  • TRID
  • Dodd-Frank
  • HMDA
  • Dodd-Frank Act
  • Truth in Lending Act (TILA)
  • Equal Credit Opportunity Act (ECOA)
  • SARs/AML

Resume Skills: Industry Knowledge

  • Residential Mortgages
  • Commercial Mortgages
  • Mortgage Lending
  • Mortgage Underwriting
  • Mortgage Servicing
  • Government Loans
  • Loan Underwriting
  • Credit Scoring
  • Consumer Financing
  • Home Equity Loans
  • Commercial Lending

Resume Skills: Loan Types

  • FHA
  • VA
  • USDA
  • Conventional
  • Jumbo Mortgages

Resume Skills: Technical

  • Microsoft Office Suite
  • CRM software (Salesforce, Zoho)
  • Data Analysis (Excel - Advanced, Tableau)

Resume Skills: Risk Assessment

  • Financial Analysis
  • Cash-Flow Analysis
  • Credit Analysis
  • Loan-To-Value Ratios
  • Credit Risk
  • Operational Risk
  • Interest Rate Risk
  • Market Risk
  • Loan-to-value Ratios

Resume Skills: Other

  • Customer Services
  • Sales
  • Microsoft Office Suite
  • CRM
  • Bilingual (English and Spanish)

Resume Skills: Loan Management

  • Loan Origination
  • Loan Servicing
  • Loan Underwriting
  • Mortgage Lending
  • Commercial Lending
  • Credit Unions

Resume Skills: Business Communication

  • Client Relationship Management
  • Business Development
  • Portfolio Management
  • Financial Consulting
  • Compliance & Risk Audit

Resume Skills: Languages

  • English
  • Spanish
  • French

Resume Skills: Data Analysis & Reporting

  • MS Office (Excel, PowerPoint, Word)
  • Google Suite
  • SPSS
  • Tableau
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Sample Loan Officer Resume: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Choose a template
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded November 2020 - Present
Senior Loan Officer
Streamlined loan origination processes, improving processing time by 30% and securing 50+ new clients
Enforced U.S. FHA financing regulations, suppressing foreclosure rates by 10% through rigorous credit analysis
Spearheaded investment property loan initiatives resulting in a portfolio growth of $20M
Developed novel finance strategies ensuring $10M additional funding for residential real estate projects
Introduced state-of-the-art credit assessment methods, reducing default rates by 15% in the 2021 fiscal year
Wells Fargo June 2017 - November 2020
Loan Officer
Exceptionally handled a loan portfolio of $100M contributing to the upsurge in company's annual revenue by 15%
Coordinated implementation of consumer lending policies which boosted loan approvals by 40%
Constructed sound banking relationships with 30+ new clients, recouping a 20% drop in customer attrition from previous year January 2015 - May 2017
Assistant Loan Officer
Significantly improved efficiency by 20% in handling U.S. Department of Agriculture (USDA) loans
Enhanced residential mortgage product knowledge leading to 35% increase in successful applications
Streamlined application processing of construction loans contributing to a 10% spike in loan approval
Resume Worded University June 2017
Master of Business Administration (MBA) - Finance
Focused on Advanced Financial Analysis and Risk Management
Resume Worded Institute May 2015
Bachelor of Business Administration (BBA) - Financial Services
Courses: Financial Accounting, Business Statistics, Economic Theory
Awards: Dean's List 2014 (Top 10%), Resume Worded Academic Excellence Scholar
Loan Processing: Experian, Equifax, TransUnion, FICO Score analysis, Loan package preparation, Underwriting
Software & Tools: Encompass, Calyx Point, Microsoft Dynamics, CRM, ERP systems
Legal Knowledge: Federal Loan Laws, Loan Agreement review, RESPA, Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act
Certifications: Certified Mortgage Banker (CMB), American Bankers Association
Professional Development: Regular attendee, National Association of Mortgage Brokers Annual Conference
Awards & Achievements: Employee of the Year, Wells Fargo, 2018; Top Performing Loan Officer, Resume Worded, 2021
Volunteer & Community Engagement: Financial Literacy Volunteer, United Way
Your Name
Mortgage Loan Originator
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE April 2019 - Present
Senior Mortgage Loan Originator
Successfully originated and closed 200+ residential mortgages totaling upwards of $50M in volume
Secured a 20% increment in the acquisition of new customers through innovative marketing strategies and exceptional customer service
Implemented efficient loan origination software increasing productivity by 25%
Dramatically decreased loan processing documentation error rates by 30% improving operational efficiency
Enhanced team capabilities in U.S. VA loans processing contributing to an impressive 40% increment in loan approvals
JPMorgan Chase & Co. September 2015 - March 2019
Mortgage Loan Officer
Instrumental in processing loans totaling $30M earning the 'Employee of The Year' recognition in 2018
Managed a customer portfolio of 200+ clients, achieving a customer satisfaction rate of 90%
Developed comprehensive credit analysis procedures enhancing loan application success by 15%
Resume Worded February 2013 - August 2015
Loan Processor
Amplified loan processing efficiency by 20% through automation of loan documentation processes
Generated a weekly report of loan portfolio performance that aided in a significant reduction in NPL ratio
Excellently managed document filing system ensuring 0% loss of crucial loan files during the tenure
Resume Worded University April 2019
Master of Business Administration - Finance
Focused on Finance, Accounting, and Real Estate Mortgaging
Resume Worded Institute March 2015
Licensed Mortgage Loan Originator Certificate
Earning the license while working as Loan Processor, allowing for transition to Mortgage Loan Officer role
Mortgage Specific Software: Encompass, Fannie Mae and Freddie Mac software, Ellie Mae, Calyx Software, Lending Tree
Financial Analysis: Risk Assessment, Loan-to-Value ratios, Debt-to-Income ratios, Credit reports analysis
Regulatory Understanding: Truth In Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Home Mortgage Disclosure Act (HMDA)
Certifications: Certified Residential Underwriter (CRU), Certified Mortgage Lender (CML)
Projects: Led a team to launch and implement a new borrower application portal increasing the application flow by 25%
Leadership & Volunteering: Mentor, Loan Officer Training Academy, wherein assisted newly hired Loan officers learn the intricacies of the job and industry standards
Your Name
Mortgage Banker
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded January 2021 - Present
Senior Mortgage Banker
Directed a dynamic team of loan officers resulting in an overall productivity increase of 30%
Played an instrumental role in the development of banking strategies, commended for producing a notable 15% growth in the bank's mortgage portfolio
Instigated strict adherence to U.S. FHA Financing guidelines, resulting in 0% non-compliance during 2021 audits
Led the bank's first investment properties mortgage initiative, raising $15M in the first quarter
Revived stagnant refinance department improving performance by an outstanding 50% within a year
Bank of America June 2017 - December 2020
Mortgage Banker
Progressively nurtured client relationships to solidify a mortgage portfolio of $75M
Implemented a new credit analysis methodology, aiding in a 10% increase in loan approval rate
Executed risk mitigation strategies decreasing portfolio's risk score by 15% March 2015 - May 2017
Loan Officer Associate
Facilitated smooth operation of loan application processes, reducing processing time by 10%
Managed documentation linking residential mortgages, thereby preventing documentation losses causing savings of about $5,000 per quarter
Played an integral part in the team winning 'Best Team Performance Award' for 2016 due to excellent customer service and loan origination excellency
Resume Worded University December 2019
Master of Business Administration - Finance
Focus on Mortgage Banking, Lending and Financial Analytics
Resume Worded Institute April 2015
Certification in Mortgage Lending
Completed studies while working Full-Time at
Mortgage Knowledge: Residential Mortgages, Commercial Mortgages, Mortgage Lending, Mortgage Underwriting, Mortgage Servicing, Government Loans
Software: MS Office Suite (Expert), CRM Software (Proficient), Loan Origination Software (Advanced), Email and Calendaring Software (Advanced)
Financial Skills: Asset Management, Financial Analysis, Risk Management, Credit Analysis, Investment Strategies, Financial Reporting
Certifications: Certified Mortgage Banker - Mortgage Bankers Association (2021)
Leadership & Volunteering: HUD Certified Housing Counselor, Volunteered at Habitat for Humanity
Awards: Awarded ‘Top Mortgage Banker’ – Bank of America (2018 & 2019)
Professional Development: Attended annual Mortgage Bankers Association Conferences (2017-2021)

Compare Your Resume To These Loan Officer Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

How do I add skills to a Loan Officer resume?

Review the job posting closely.

Go through the Loan Officer posting you're applying to, and identify hard skills the company is looking for. For example, skills like Refinance, Loan Origination and U.S. Federal Housing Authority (FHA) are possible skills. These are skills you should try to include on your resume.

Add industry skills like Residential Mortgages and Credit.

Add other common skills from your industry - such as Loans, Mortgage Lending and Investment Properties - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Credit Analysis, Finance and Foreclosures - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Emphasize accomplishments that involved a team.

Teamwork is a common competency hiring managers look for, particularly for Loan Officer roles, so include at least 1-2 examples of accomplishments that involved leading a team, or collaborating with others to complete a project.

Emphasize your administrative skills.

Recruiters look for administrative skills on your Loan Officer, so highlight your experience with key administrative functions, like organizing workshops or communicating with customers and employees.

Use the exact job title.

Try to add the exact job title, Loan Officer, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Loan Officer Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Loan Officer job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Loan Officer Skills and Keywords to Include On Your Resume

Resume Skills and Keywords from Related Jobs

We also found variations and further specializations to your job title. Browse through the related job titles to find additional keywords that you can include into your resume.

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Loan Officer Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Mortgage Loan Processor

Resume Example
Senior Loan Processor

Resume Example
Entry-Level Loan Processor

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Loan Officer resume?

Here are some of the most popular skills we see on Loan Officer resumes:

  • Mortgage Lending
  • Loans
  • Loan Origination
  • Refinance
  • Credit
  • Residential Mortgages
  • U.S. Federal Housing Authority (FHA)
  • Investment Properties

How do resume skills compare between a Real Estate Loan Officer and a Consumer Loan Officer?

Popular skills we often see on resumes for Real Estate Loan Officer positions include:

  • Mortgage Lending
  • Loans
  • Real Estate
  • Loan Origination
  • Credit Analysis
  • Diversity Recruitment
  • Commercial Mortgages
  • Credit

In comparison, skills we see on Consumer Loan Officer resumes include:

  • Finance
  • Underwriting
  • Financial Analysis
  • Lines Of Credit
  • Credit Risk
  • Financial Services
  • Cross Selling
  • Commercial Banking

What are good resume skills to include for different Loan Officer roles and job titles?

Depending on the specific role you apply to, you may need to emphasize different skill sets. Here are a few examples:

  • Real Estate Loan Officer: Mortgage Lending, Loans, Real Estate, Loan Origination and Credit Analysis
  • Loan Officer Assistant: Residential Mortgages, Refinance, U.S. Federal Housing Authority (FHA), Credit and U.S. VA Loans
  • Mortgage Loan Officer: Investment Properties, Banking, U.S. FHA Financing, Mortgage Industry and U.S. Department of Agriculture (USDA)
  • Commercial Loan Officer: Commercial Lending, Commercial Banking, Small Business Lending, Financial Analysis and Commercial Mortgages
  • Consumer Loan Officer: Consumer Lending, Retail Banking, Finance, Underwriting and Lines Of Credit

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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