Mortgage Underwriter

Mortgage Underwriter Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Underwriter job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Underwriting
  • Mortgage Lending
  • Residential Mortgages
  • Credit
  • Credit Analysis
  • Loans
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • Underwriting
  • Banking
  • Loan Origination
  • U.S. VA Loans
  • U.S. FHA Financing
  • U.S. Department of Agriculture (USDA)
  • Credit Risk
  • Fannie Mae
  • Consumer Lending
  • Finance
  • Investment Properties
  • Financial Analysis
  • Commercial Mortgages
  • Real Estate Financing
  • Debt Consolidation
  • Investments
  • Risk Management
  • Retail Banking
  • Financial Services
  •   Show full list

Resume Skills: Credit Techniques

  • Credit Scoring
  • Risk Modelling
  • Risk Analysis
  • Loan Evaluation
  • Debt Recovery
  • Collection Strategies
  • Loan-to-Value Ratios
  • Mortgage Lending
  • Regulatory Compliance
  • Underwriting Guidelines

Resume Skills: Mortgage Software

  • MS Excel
  • SAP
  • Oracle Financials
  • Bloomberg Terminal
  • Moody's Risk Analyst
  • QuickBooks
  • Encompass
  • Calyx Point
  • LendingWise
  • Microsoft Excel
  • LoanIQ
  • LendingQB
  • Byte
  • MortgageBot

Resume Skills: Compliance & Regulations

  • Fair Credit Reporting Act (FCRA)
  • Equal Credit Opportunity Act (ECOA)
  • Unfair
  • Deceptive
  • or Abusive Acts or Practices (UDAAP)

Resume Skills: Underwriting Systems

  • Encompass360
  • Calyx Point
  • LoanSifter
  • Byte
  • Connexus

Resume Skills: Credit and Mortage Analysis

  • Fannie Mae/Freddie Mac Guidelines
  • Loan-to-Value (LTV) Ratios
  • Risk Assessment
  • Automated Underwriting Systems (AUS)

Resume Skills: Compliance

  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Lending Regulations
  • Dodd-Frank
  • Consumer Financial Protection Bureau (CFPB)

Resume Skills: Product Knowledge

  • Conventional Loans
  • FHA
  • VA
  • USDA loans
  • Adjustable Rate Mortgages (ARM)
  • Fixed Rate Mortgages

Resume Skills: Mortgage Proficiencies

  • Loan Underwriting
  • Risk Assessment
  • Credit Analysis
  • financial Modeling
  • Mortgage Origination
  • Mortgage Servicing

Resume Skills: Loan Origination

  • Processing
  • Underwriting
  • Closing
  • Post-Closing
  • FHA Loans

Resume Skills: Legal & Compliance

  • Consumer Lending Laws
  • Regulation Z
  • TILA
  • ECOA

Resume Skills: Financial Analysis

  • Credit Analysis
  • Risk Management
  • Credit Reports
  • Financial Statements
  • Cash Flow Statements
  • Financial Statement Analysis
  • Cash Flow Analysis
  • Ratio Analysis
  • Budgeting
  • Forecasting

Resume Skills: Technical

  • MS Excel
  • MS Office Suite
  • Adobe PDF
  • SQL
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Sample Mortgage Underwriter Resume: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Choose a template
Your Name
Mortgage Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •
JPMorgan Chase & Co. January 2020 - Present
Senior Mortgage Underwriter
Implemented a precise credit risk analysis system, effectively reducing loan default rate by 15%.
Accelerated mortgage underwriting process by 25% using automation tools, improving overall business efficiency.
Set a company record by managing a mortgage portfolio worth over $500 million.
Streamlined residential mortgage and refinance processes by innovating loan origination strategies, attracting more clients.
Conducted intensive Fannie Mae and FHA Financing trainings for the underwriting team, thereby increasing loan approvals by 20%.
Wells Fargo May 2016 - December 2019
Mortgage Underwriter
Improved accuracy of credit analysis by employing advanced predictive models, resulting in a decrease in faulty loans.
Developed and implemented consumer lending policies that comply with U.S. VA Loans and USDA regulations.
Managed high-value commercial mortgage approvals, contributing to a revenue increase of 30%.
Resume Worded June 2012 - April 2016
Credit Analyst
Analyzed potential clients’ financial history, leading to a 20% increase in secure loans.
Used extensive knowledge of investment properties to contribute to business development strategies.
Resume Worded University January 2018
Master's in Business Administration (MBA) - Financial Analysis
Specialization: Mortgage Underwriting Strategy
Resume Worded Institute July 2012
Certificate in Credit Risk Management
Focussed on effective credit risk assessment methodologies
Credit Underwriting: Risk Analysis, Loan-to-Value Ratios, Credit Scoring, Mortgage Lending, Regulatory Compliance, Underwriting Guidelines
Technical: MS Excel (Advanced), MS Office Suite, Adobe PDF, SQL (Intermediate)
Mortgage Software: Encompass, Calyx Point, LendingQB, Byte, MortgageBot
Financial Analysis: Financial Statement Analysis, Cash Flow Analysis, Ratio Analysis, Budgeting, Forecasting
Certifications: Certified Mortgage Underwriter (CMU) from the National Association of Mortgage Underwriters, Certified Residential Underwriter (CRU) from Mortgage Bankers Association
Volunteering: Credit Counsellor at the Urban Institute, providing guidance to individuals with credit difficulties, member of Chase Gives Back campaign
Continuous Learning: Completed online courses on Real Estate Financing, Mortgage Fraud Awareness and Prevention
Awards: Recipient of the Wells Fargo All-Star Award for showing outstanding performance in Mortgage Underwriting, 2018
Your Name
Credit Manager
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE February 2019 - Present
Credit Risk Manager
Introduced a comprehensive credit risk assessment model, correctly identifying potential defaulters and cutting losses by 10%.
Enhanced loan origination process, enabling the firm to increase mortgage lending by 35%.
Trained team in advanced credit analysis techniques, increasing collective skill level and productivity.
Bank of America June 2014 - January 2019
Senior Credit Analyst
Utilized knowledge of U.S. Federal Housing Authority (FHA) and U.S. VA Loans guidelines to improve loan approval rate.
Evaluated and reviewed complex financial statements, resulting in more efficient underwriting process.
Collaborated with a team to create investment strategies for finance sector.
Resume Worded April 2009 – May 2014
Loan Officer
Streamlined consumer lending and banking procedures, improving loan disbursement rates.
Monitored extensive portfolio of mortgages, leading to improved client servicing.
Resume Worded Institute June 2019
Certified Credit Professional (CCP)
Specialized in Commercial Credit
Resume Worded University May 2014
Master of Business Administration - Finance
Honors: Beta Gamma Sigma (Top 20% of class)
Credit Techniques: Credit Scoring, Risk Modelling, Risk Analysis, Loan Evaluation, Debt Recovery, Collection Strategies
Financial Software: MS Excel (Advanced), SAP, Oracle Financials, Bloomberg Terminal, Moody's Risk Analyst, QuickBooks
Compliance & Regulations: Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)
Certifications: Risk Management Certification - Global Association of Risk Professionals (GARP)
Leadership & Volunteering: Coach for ‘Financial Literacy for Youth’ program, Resume Worded Foundation
Projects: Developed an automated risk analysis tool that reduced processing time by 30%. The tool is now widely used within
Awards: ‘Credit Excellence Award’ by Bank of America for consistently surpassing targets (2017)
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE June 2019 - Present
Mortgage Loan Officer
Implemented strategic mortgage lending policies that increased company's loan portfolio by $200M.
Managed residential mortgages and refinances following U.S. FHA Financing guidelines, boosting client satisfaction.
Enhanced credit analysis methods, leading to a 10% reduction in risk.
Citibank January 2015 - May 2019
Junior Loan Officer
Initiated new procedures for effective consumer lending, resulting in an increase in successful loans by 15%.
Developed an accurate credit risk assessment system to identify potential loan defaulters, reducing losses.
Collaborated with teams to manage a diverse portfolio of commercial mortgages and investment properties.
Resume Worded June 2011 – December 2014
Credit Analyst
Devised finance strategies, leading to an increase in the company's profits by 20%.
Conducted comprehensive financial analysis for potential clients, improving the underwriting process.
Resume Worded University May 2014
Master of Business Administration (Finance)
Focus on Mortgage and Loan Processing Management
Resume Worded Academic Center May 2011
Bachelor of Business Administration in Finance
Minors in Accounting
Graduated Cum Laude (Top 10%)
Financial Software: LoanIQ, Calyx Point, Encompass, QuickBooks, Microsoft Excel (Advanced)
Loan Origination Skills: Processing, Underwriting, Closing, Post-Closing, FHA Loans
Legal & Compliance: Consumer Lending Laws, RESPA, Regulation Z, TILA, ECOA
Financial Analysis: Credit Analysis, Risk Management, Credit Reports, Financial Statements, Cash Flow Statements
Certifications: Licensed Mortgage Loan Originator (NMLS)
Professional Development: Attendee - Annual Mortgage Bankers Association Conference (2017-2019)
Languages: English (Native), Spanish (Conversational)
Awards & Honors: Citibank's 'Emerging Talent Trophy' for outstanding performance - 2018

Compare Your Resume To These Mortgage Underwriter Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

How do I add skills to a Mortgage Underwriter resume?

Review the job posting closely.

Go through the Mortgage Underwriter posting you're applying to, and identify hard skills the company is looking for. For example, skills like Mortgage Underwriting, Mortgage Lending and Residential Mortgages are possible skills. These are skills you should try to include on your resume.

Add industry skills like Refinance and Loans.

Add other common skills from your industry - such as Credit Analysis, U.S. Federal Housing Authority (FHA) and Credit - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Financial Analysis, Risk Management and Financial Services - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Emphasize your communication skills.

Communication is often an important component of the role of a Mortgage Underwriter, so when writing your resume, include examples of how you communicated with stakeholders, team members or customers, or produced content.

Use the exact job title.

Try to add the exact job title, Mortgage Underwriter, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Underwriter Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Underwriter job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Underwriter Skills and Keywords to Include On Your Resume

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Mortgage Underwriter Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Assistant Underwriter

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Resume Example
Clean Modern

Resume Example
Entry-Level (Free)

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Frequently Asked Questions

What skills should you put on a Mortgage Underwriter resume?

Some effective Mortgage Underwriter skills you can add to your resume include:

  • Mortgage Underwriting
  • Mortgage Lending
  • Residential Mortgages
  • Credit
  • Credit Analysis
  • Loans
  • Refinance
  • U.S. Federal Housing Authority (FHA)

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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