Mortgage Underwriter

Mortgage Underwriter Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Underwriter job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Underwriting
  • Mortgage Lending
  • Residential Mortgages
  • Credit
  • Credit Analysis
  • Loans
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • Underwriting
  • Banking
  • Loan Origination
  • U.S. VA Loans
  • U.S. FHA Financing
  • U.S. Department of Agriculture (USDA)
  • Credit Risk
  • Fannie Mae
  • Consumer Lending
  • Finance
  • Investment Properties
  • Financial Analysis
  • Commercial Mortgages
  • Real Estate Financing
  • Debt Consolidation
  • Investments
  • Risk Management
  • Retail Banking
  • Financial Services
  •   Show full list

Resume Skills: Credit Techniques

  • Credit Scoring
  • Risk Modelling
  • Risk Analysis
  • Loan Evaluation
  • Debt Recovery
  • Collection Strategies
  • Loan-to-Value Ratios
  • Mortgage Lending
  • Regulatory Compliance
  • Underwriting Guidelines

Resume Skills: Mortgage Software

  • MS Excel
  • SAP
  • Oracle Financials
  • Bloomberg Terminal
  • Moody's Risk Analyst
  • QuickBooks
  • Encompass
  • Calyx Point
  • LendingWise
  • Microsoft Excel
  • LoanIQ
  • LendingQB
  • Byte
  • MortgageBot

Resume Skills: Compliance & Regulations

  • Fair Credit Reporting Act (FCRA)
  • Equal Credit Opportunity Act (ECOA)
  • Unfair
  • Deceptive
  • or Abusive Acts or Practices (UDAAP)

Resume Skills: Underwriting Systems

  • Encompass360
  • Calyx Point
  • LoanSifter
  • Byte
  • Connexus

Resume Skills: Credit and Mortage Analysis

  • Fannie Mae/Freddie Mac Guidelines
  • Loan-to-Value (LTV) Ratios
  • Risk Assessment
  • Automated Underwriting Systems (AUS)

Resume Skills: Compliance

  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Lending Regulations
  • Dodd-Frank
  • Consumer Financial Protection Bureau (CFPB)

Resume Skills: Product Knowledge

  • Conventional Loans
  • FHA
  • VA
  • USDA loans
  • Adjustable Rate Mortgages (ARM)
  • Fixed Rate Mortgages

Resume Skills: Mortgage Proficiencies

  • Loan Underwriting
  • Risk Assessment
  • Credit Analysis
  • financial Modeling
  • Mortgage Origination
  • Mortgage Servicing

Resume Skills: Loan Origination

  • Processing
  • Underwriting
  • Closing
  • Post-Closing
  • FHA Loans

Resume Skills: Legal & Compliance

  • Consumer Lending Laws
  • RESPA
  • Regulation Z
  • TILA
  • ECOA

Resume Skills: Financial Analysis

  • Credit Analysis
  • Risk Management
  • Credit Reports
  • Financial Statements
  • Cash Flow Statements
  • Financial Statement Analysis
  • Cash Flow Analysis
  • Ratio Analysis
  • Budgeting
  • Forecasting

Resume Skills: Technical

  • MS Excel
  • MS Office Suite
  • Adobe PDF
  • SQL
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Mortgage Underwriter Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Mortgage Underwriter Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Mortgage Processor
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com January 2022 - Present
Senior Mortgage Processor
Directed the implementation of a new loan origination system, resulting in a 25% increase in loan processing efficiency.
Reduced application errors by 30% through streamlining of the credit analysis process.
Managed a pipeline of 70+ residential mortgages weekly, maintaining the compliance with various U.S. Federal Housing Authority (FHA) and U.S. Department of Agriculture (USDA) regulations.
Leveraged deep knowledge of investment properties and refinancing strategies, providing valued counsel to clients that increased client retention by 25%.
Trained and mentored team of 5 junior loan processors, promoting adherence to company and industry standards.
Resume Worded June 2019 - December 2021
Mortgage Processor
Managed loan processing for an average of 50 loans per week, maintaining strict adherence to federal and company regulations.
Spearheaded an internal initiative to improve knowledge of government loans, resulting in 15% efficiency increase in loan processing time.
Cultivated relationships with lenders, underwriters and customers to streamline the loan approval process, thereby improving customer satisfaction by 20%.
Wells Fargo April 2016 - May 2019
Mortgage Processing Assistant
Accurately processed mortgage loan data, thereby reducing processing errors by 35%.
Regularly communicated with customers to acquire necessary loan information, leading to increased customer satisfaction scores by 15%.
Assisted in the underwriting process, effectively minimizing risk and potential loan defaults.
EDUCATION
Resume Worded Institute May 2019
Certification in Mortgage Processing
Part-time certification during the tenure at Wells Fargo
Resume Worded University April 2016
Bachelor's Degree in Finance
Award: Dean's List 2015 (Top 10%)
Minor in Real Estate Studies
SKILLS
Finance Tools & Software: Encompass360, Byte Pro, LendingWise, Adobe Acrobat Pro, LoanSphere, Google Suite
Regulatory Compliance: Dodd-Frank, Federal Truth in Lending (Regulation Z), RESPA laws, Bank Secrecy Act, SAFE Act
OTHER
Certifications: Encompass Certified Administrator (ECA), BytePro Certified
Projects: Initiated a Risk Mitigation project, reduced potential processing errors by 15%
Leadership & Volunteering: Mentor, Career Coaching for Mortgage Professionals program, Resume Worded Institute
Your Name
Loan Processor
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded February 2022 - Present
Senior Loan Processor
Pioneered a process improvement initiative lifting the efficiency of residential loan processing by 20%.
Drastically reduced processing time for U.S. VA Loans by designing and implementing an automated system, reducing time spent by each file by 3 hours.
Effectively led a team of 10 processors, promoting adherence to stringent banking and company standards.
Enhanced customer experience by implementing a streamlined communication approach, increasing client satisfaction by 30%.
Processed an average of 60+ loans weekly, upholding punctuality and meticulousness even with high-volume demands.
Coached.com January 2020 - January 2022
Loan Processor
Expedited the loan origination process by automating mundane tasks, reducing processing time by 40%.
Demonstrated mastery of U.S. FHA Financing and Real Estate regulations, regularly updating the team on compliance changes.
Retained 95% of client base by maintaining open and transparent communication with customers about the loan process.
Bank of America July 2017 - December 2019
Loan Processing Assistant
Reduced applicant drop off by 25% by helping to streamline the application process.
Boosted team's knowledge on mortgage underwriting guidelines, ensuring 100% compliance with regulations.
Assisted in handling a high volume loan pipeline, maintaining precise attention to detail and punctuality despite demanding workload.
EDUCATION
Resume Worded University December 2016
Master of Business Administration - Finance
Emphasis on Finance, with coursework in Real Estate Investments and Financial Forecasting
Resume Worded Institute June 2015
Bachelor of Science - Business Administration
Concentration in Finance
Awards: Dean's List 2013 - 2015 (Top 10%)
SKILLS
Loan Processing Software: Encompass, Calyx Point, LoanSifter, LendingQB, Byte, Mortech
Banking Systems: FIS, Fiserv, Jack Henry, Oracle Flexcube
Financial Concepts: Mortgage Underwriting, Risk Assessment, Compliance, Loan Closings, Credit Analysis
Software Proficiency: Microsoft Office Suite, Google Workspace, Adobe Acrobat Professional
OTHER
Certifications: Certified Mortgage Processor (NAMP), Advanced Certified Loan Packaging Specialist (NACLB)
Leadership & Volunteering: Financial Literacy Volunteer, United Way (Helping low-income families understand finance)
Professional Development: Member, National Association of Mortgage Processors, Regular participant in finance industry events and webinars
Your Name
Underwriting Assistant
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com March 2021 - Present
Senior Underwriting Assistant
Oversaw underwriting for 20+ daily loan applications, driving timely and accurate loan processing.
Implemented technology-based solutions to reliably speed up the underwriting process by 30%.
Mentored and trained a team of 3 underwriting assistants, promoting a high standard of operational efficiency.
Recalibrated underwriting risk models, reducing potential loan defaults by 20%.
Established an effective workflow to handle a significant influx of refinancing applications, expediting the processing time by 25%.
Resume Worded August 2018 - February 2021
Underwriting Assistant
Assisted in mortgage underwriting, ensuring stringent adherence to U.S. Department of Urban Development and federal finance guidelines.
Developed and implemented a reliable and efficient system to track loan files, resulting in 15% increase in productivity.
Improved credit analysis methods, leading to a 40% reduction in processing errors.
Quicken Loans January 2016 - July 2018
Mortgage Processing Assistant
Aided in processing an average of 50 loan applications weekly, ensuring accuracy and timeliness.
Helped reduce processing time by effectively communicating with all parties involved, pushing customer satisfaction up by 10%.
Played a crucial role in managing loan files, maintaining strict adherence to both company guidelines and industry regulations.
EDUCATION
Resume Worded Institute December 2020
Certification in Insurance & Underwriting
Studied Insurance Law, Risk Management and Principles of Underwriting
Resume Worded University June 2015
Bachelor of Science in Finance
Focused on courses such as Mortgage Banking, Investments, Corporate Finance, and Financial Modeling
Awards: Dean's List 2014 (Top 10%)
SKILLS
Software and Tools: Microsoft Office Suite, LOS Systems, SQL, Adobe Pro, LendingQB, Encompass (Advanced)
Risk Evaluation: Risk Assessment, Credit Analysis, Financial Analysis, Loan Review, Financial Statements Analysis
Mortgage Proficiency: Mortgage Underwriting, Mortgage Processing, Title Review, CFPB Compliance, RESPA knowledge
Languages: English (Native), Spanish (Conversational)
OTHER
Awards and Honors: Employee of the Month at Resume Worded, Coached.com Top Performer Award
Professional Development: Continuing Education: Advanced Mortgage Processing and Underwriting, 2021
Volunteering: Financial Literacy Volunteer, Local Community Center, 2019 - Present
Your Name
Mortgage Underwriter
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
JPMorgan Chase & Co. January 2020 - Present
Senior Mortgage Underwriter
Implemented a precise credit risk analysis system, effectively reducing loan default rate by 15%.
Accelerated mortgage underwriting process by 25% using automation tools, improving overall business efficiency.
Set a company record by managing a mortgage portfolio worth over $500 million.
Streamlined residential mortgage and refinance processes by innovating loan origination strategies, attracting more clients.
Conducted intensive Fannie Mae and FHA Financing trainings for the underwriting team, thereby increasing loan approvals by 20%.
Wells Fargo May 2016 - December 2019
Mortgage Underwriter
Improved accuracy of credit analysis by employing advanced predictive models, resulting in a decrease in faulty loans.
Developed and implemented consumer lending policies that comply with U.S. VA Loans and USDA regulations.
Managed high-value commercial mortgage approvals, contributing to a revenue increase of 30%.
Resume Worded June 2012 - April 2016
Credit Analyst
Analyzed potential clients’ financial history, leading to a 20% increase in secure loans.
Used extensive knowledge of investment properties to contribute to business development strategies.
EDUCATION
Resume Worded University January 2018
Master's in Business Administration (MBA) - Financial Analysis
Specialization: Mortgage Underwriting Strategy
Resume Worded Institute July 2012
Certificate in Credit Risk Management
Focussed on effective credit risk assessment methodologies
SKILLS
Credit Underwriting: Risk Analysis, Loan-to-Value Ratios, Credit Scoring, Mortgage Lending, Regulatory Compliance, Underwriting Guidelines
Technical: MS Excel (Advanced), MS Office Suite, Adobe PDF, SQL (Intermediate)
Mortgage Software: Encompass, Calyx Point, LendingQB, Byte, MortgageBot
Financial Analysis: Financial Statement Analysis, Cash Flow Analysis, Ratio Analysis, Budgeting, Forecasting
OTHER
Certifications: Certified Mortgage Underwriter (CMU) from the National Association of Mortgage Underwriters, Certified Residential Underwriter (CRU) from Mortgage Bankers Association
Volunteering: Credit Counsellor at the Urban Institute, providing guidance to individuals with credit difficulties, member of Chase Gives Back campaign
Continuous Learning: Completed online courses on Real Estate Financing, Mortgage Fraud Awareness and Prevention
Awards: Recipient of the Wells Fargo All-Star Award for showing outstanding performance in Mortgage Underwriting, 2018
Your Name
Credit Manager
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com February 2019 - Present
Credit Risk Manager
Introduced a comprehensive credit risk assessment model, correctly identifying potential defaulters and cutting losses by 10%.
Enhanced loan origination process, enabling the firm to increase mortgage lending by 35%.
Trained team in advanced credit analysis techniques, increasing collective skill level and productivity.
Bank of America June 2014 - January 2019
Senior Credit Analyst
Utilized knowledge of U.S. Federal Housing Authority (FHA) and U.S. VA Loans guidelines to improve loan approval rate.
Evaluated and reviewed complex financial statements, resulting in more efficient underwriting process.
Collaborated with a team to create investment strategies for finance sector.
Resume Worded April 2009 – May 2014
Loan Officer
Streamlined consumer lending and banking procedures, improving loan disbursement rates.
Monitored extensive portfolio of mortgages, leading to improved client servicing.
EDUCATION
Resume Worded Institute June 2019
Certified Credit Professional (CCP)
Specialized in Commercial Credit
Resume Worded University May 2014
Master of Business Administration - Finance
Honors: Beta Gamma Sigma (Top 20% of class)
SKILLS
Credit Techniques: Credit Scoring, Risk Modelling, Risk Analysis, Loan Evaluation, Debt Recovery, Collection Strategies
Financial Software: MS Excel (Advanced), SAP, Oracle Financials, Bloomberg Terminal, Moody's Risk Analyst, QuickBooks
Compliance & Regulations: Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)
OTHER
Certifications: Risk Management Certification - Global Association of Risk Professionals (GARP)
Leadership & Volunteering: Coach for ‘Financial Literacy for Youth’ program, Resume Worded Foundation
Projects: Developed an automated risk analysis tool that reduced processing time by 30%. The tool is now widely used within Coached.com.
Awards: ‘Credit Excellence Award’ by Bank of America for consistently surpassing targets (2017)
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Coached.com June 2019 - Present
Mortgage Loan Officer
Implemented strategic mortgage lending policies that increased company's loan portfolio by $200M.
Managed residential mortgages and refinances following U.S. FHA Financing guidelines, boosting client satisfaction.
Enhanced credit analysis methods, leading to a 10% reduction in risk.
Citibank January 2015 - May 2019
Junior Loan Officer
Initiated new procedures for effective consumer lending, resulting in an increase in successful loans by 15%.
Developed an accurate credit risk assessment system to identify potential loan defaulters, reducing losses.
Collaborated with teams to manage a diverse portfolio of commercial mortgages and investment properties.
Resume Worded June 2011 – December 2014
Credit Analyst
Devised finance strategies, leading to an increase in the company's profits by 20%.
Conducted comprehensive financial analysis for potential clients, improving the underwriting process.
EDUCATION
Resume Worded University May 2014
Master of Business Administration (Finance)
Focus on Mortgage and Loan Processing Management
Resume Worded Academic Center May 2011
Bachelor of Business Administration in Finance
Minors in Accounting
Graduated Cum Laude (Top 10%)
SKILLS
Financial Software: LoanIQ, Calyx Point, Encompass, QuickBooks, Microsoft Excel (Advanced)
Loan Origination Skills: Processing, Underwriting, Closing, Post-Closing, FHA Loans
Legal & Compliance: Consumer Lending Laws, RESPA, Regulation Z, TILA, ECOA
Financial Analysis: Credit Analysis, Risk Management, Credit Reports, Financial Statements, Cash Flow Statements
OTHER
Certifications: Licensed Mortgage Loan Originator (NMLS)
Professional Development: Attendee - Annual Mortgage Bankers Association Conference (2017-2019)
Languages: English (Native), Spanish (Conversational)
Awards & Honors: Citibank's 'Emerging Talent Trophy' for outstanding performance - 2018

How do I add skills to a Mortgage Underwriter resume?

1
Review the job posting closely.

Go through the Mortgage Underwriter posting you're applying to, and identify hard skills the company is looking for. For example, skills like Mortgage Underwriting, Mortgage Lending and Residential Mortgages are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like Refinance and Loans.

Add other common skills from your industry - such as Credit Analysis, U.S. Federal Housing Authority (FHA) and Credit - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Financial Analysis, Risk Management and Financial Services - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Emphasize your communication skills.

Communication is often an important component of the role of a Mortgage Underwriter, so when writing your resume, include examples of how you communicated with stakeholders, team members or customers, or produced content.

5
Use the exact job title.

Try to add the exact job title, Mortgage Underwriter, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Underwriter Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Underwriter job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Underwriter Skills and Keywords to Include On Your Resume

Get your Resume Instantly Checked, For Free

Upload your resume and we'll spot the issues in it before an actual Mortgage Underwriter recruiter sees it. For free.

Mortgage Underwriter Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Assistant Underwriter


Resume Example
Professional


Resume Example
Highlights (Free)


Resume Example
Modern Two-Column


Resume Example
Clean Modern


Resume Example
Entry-Level (Free)


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Mortgage Underwriter resume?

Some effective Mortgage Underwriter skills you can add to your resume include:

  • Mortgage Underwriting
  • Mortgage Lending
  • Residential Mortgages
  • Credit
  • Credit Analysis
  • Loans
  • Refinance
  • U.S. Federal Housing Authority (FHA)

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

© 2024 Resume Worded. All rights reserved.