Mortgage Specialist

Mortgage Specialist Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Specialist job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Residential Mortgages
  • Mortgage Lending
  • Mortgage Servicing
  • Commercial Mortgages
  • Mortgage Underwriting
  • Reverse Mortgages
  • Mortgage Marketing
  •  Find out what your resume's missing
  • Certified Mortgage Planning
  • Mortgage Industry
  • Commercial Mortgage-Backed Security (CMBS)
  • Mortgage-Backed Security (MBS)
  • Second Mortgages
  • Mortgage Insurance
  • Mortgage Brokers
  • Mortgage Consulting
  • Buy to Let
  • Mortgage Compliance
  • Fixed Rate Mortgages
  • Secondary Mortgage Market
  • Financial Services
  • Credit
  • Loans
  • Refinance
  • Banking
  • Investment Properties
  • Credit Analysis
  • Investments
  • Finance
  • Real Estate
  • Real Estate Financing
  • Retail Banking
  • Debt Consolidation
  • Home Equity Lines of Credit

  •   Show full list

Resume Skills: Mortgage-related

Resume Skills: Industry-specific Software

Resume Skills: Other Relevant

Resume Skills: Languages

Resume Skills: Mortgage Advisory

Resume Skills: Financial Tools

Resume Skills: Regulatory Compliance

  • TILA-RESPA Integrated Disclosure
  • Home Mortgage Disclosure Act
  • Federal Truth in Lending Act
  • Real Estate Settlement Procedures Act
  • Fair Credit Reporting Act
  • Secure and Fair Enforcement for Mortgage Licensing Act
  •  Match your resume to these skills

Resume Skills: Mortgage Specific

Resume Skills: Software

Resume Skills: Industry Knowledge

  • Real Estate Market Analysis
  • Property Appraisals
  • Credit Analysis
  • Financial Planning & Strategy
  • Federal & State Financial Regulations
  • Ethics & Compliance
  •  Match your resume to these skills
  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Mortgage Specialist Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Mortgage Specialist Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Mortgage Specialist
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE January 2020 - Present
Senior Mortgage Specialist
Leveraged deep knowledge of residential and commercial mortgages to tailor bespoke financing solutions for a diverse client base, contributing to a 30% YoY increase in portfolio.
Crafted underwriting strategies for mortgage applications, amplifying approval rates by 25%, reducing bottlenecks and facilitating faster loan disbursements.
Instituted an innovative mortgage marketing campaign that increased client base within traditionally underserved segments by 40%.
Managed mortgage insurance processing, slashing errors by 15% and bolstering overall productivity.
Channeled financial services expertise to develop an advanced mortgage planning program resulting in 20% more clients meeting their long-term financial goals.
Wells Fargo May 2016 - December 2019
Mortgage Specialist
Devised a comprehensive buy to let mortgage program that bolstered profits by 35% within two years of implementation.
Engaged in thorough mortgage consulting to guide first-time home buyers, boosting their loan approval rate by 45%.
Spearheaded an efficient mortgage servicing model to improve customer service satisfaction score by 20%.
Established strict mortgage compliance protocols reducing legal disputes by 25%.
JPMorgan Chase March 2013 - April 2016
Junior Mortgage Specialist
Driven by the understanding of mortgage industry, facilitated the processing of over 500 successful mortgage applications.
Instituted a secondary mortgage market investment strategy, unlocking $2M in portfolio value.
Applied strong knowledge of fixed rate mortgages, assisting 100+ clients in making financially sound decisions.
Resume Worded University December 2015
Master of Business Administration - Finance
Won MBA Merit Scholarship for exceptional performance
Resume Worded Institute March 2013
Certification in Mortgage & Real Estate Finance
Completed part-time alongside role with JPMorgan Chase
Mortgage-related Skills: Credit Analysis, Underwriting, Regulatory Compliance, Risk Assessment, Loan Servicing, Pre-underwriting
Industry-specific Software: Encompass, Calyx Point, Datatrac, Mortgagebot, Sage 50 Accounting, Lending QB
Other Relevant Skills: Financial Analysis, Business Strategy, Forecasting, Market Research, Negotiation, Budget Planning
Languages: English (Native), Spanish (Intermediate)
Additional Certifications: Certified Mortgage Consultant, National Association of Mortgage Brokers
Professional Development: Participated in Advanced Mortgage Lending Workshop, 2021
Publications: Authored an eBook 'Playing the Mortgage Game: An Insider's Guide'
Volunteer Work: Provided financial literacy training at local community center
Your Name
Mortgage Advisor
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded June 2019 - Present
Senior Mortgage Advisor
Capitalized on comprehensive understanding of reverse mortgages and MBS: Notice how we include keywords like CMBS into our work experience sections">CMBS to diversify portfolio and generated $5M in new business.
Rolled out a data-driven mortgage underwriting policy that enhanced loan approval rate by 35%.
Optimized Mortgage-backed security (MBS) investment strategy, reinvigorating portfolio yield by 15%.
Masterminded an effective mortgage marketing strategy, increasing lead conversion by 30%.
Executed a strategic mortgage compliance protocol, limiting legal liabilities and lowering cases of non-compliance by 25%.
Bank of America February 2014 - May 2019
Mortgage Advisor
Leveraged expertise in residential mortgages to cater to 800+ clients, fueling a 20% growth in personal portfolio.
Implemented robust mortgage servicing protocols, augmenting customer satisfaction scores by 25%.
Successfully insured mortgages worth over $10M, effectively managing risk and ensuring full coverage.
Orchestrated a holistic financial services model, promoting wealth management and increasing cross-selling by 15%.
PNC Bank January 2011 - January 2014
Assistant Mortgage Advisor
Managed crucial mortgage industry database and compiled 500+ case files.
Assisted with mortgage consulting for 50+ clients, resulting in mortgage approvals worth $2M.
Supported the creation of second mortgages portfolio, yielding an additional $1M in revenue.
Resume Worded University May 2018
Master of Business Administration - Finance
Specialization in Mortgage Banking and Management
Resume Worded Institute February 2011
Certified Mortgage Advisor
Awarded after completing a rigorous 500-hour course
Mortgage Advisory: Loan origination, Portfolio management, Market analysis, Risk assessment, Client consulting, Underwriting decision-making
Financial Tools: Microsoft Office Suite, Encompass LOS, Market Insight, LoanSifter, Price My Loan, Calyx Point
Regulatory Compliance: TILA-RESPA Integrated Disclosure, Home Mortgage Disclosure Act, Federal Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Secure and Fair Enforcement for Mortgage Licensing Act
Certifications: Certified Mortgage Planning Specialist (CMPS), January 2020
Professional Development: Completed Financial Risk Management (FRM) Course, Resume Worded Institute, 2019
Honors & Awards: Recognized as 'Top Mortgage Advisor of the Year' at Bank of America, 2017
Affiliations: Member, National Association of Mortgage Professionals
Your Name
Mortgage Broker
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE March 2021 - Present
Senior Mortgage Broker
Employed comprehensive knowledge of mortgage brokers in establishing a novel broker network, expanding firm's reach by 50%.
Analysed and interpreted extensive mortgage underwriting data, raising approval rates by 45% and enhancing productivity.
Conceptualized and executed a distinct mortgage marketing campaign that boosted customer database by 35%.
Managed client portfolio, placing $20M worth residential and commercial mortgages with optimal terms.
Managed mortgage compliance, resulting in 100% adherence to regulations and zero legal complications.
Quicken Loans April 2015 - February 2021
Mortgage Broker
Deepened understanding of financial services to optimally advise 400+ clients, increasing business by 25%.
Leveraged proficiency in mortgage planning, empowering 70% clients in achieving their financial goals.
Negotiated favorable mortgage insurance terms for clients, saving in aggregate over $500K in premiums.
M&T Bank January 2013 - March 2015
Assistant Mortgage Broker
Streamlined mortgage application process, resulting in 20% time saving.
Utilized comprehensive knowledge of fixed rate mortgages to ensure clients receive optimal terms.
Assisted in securing $10M for clients, assisting in mortgage-approved applications.
Resume Worded University December 2012
Master of Business Administration - Finance
Focused on Real Estate Finance and Financial Markets
Resume Worded Academic Center August 2010
Certified Mortgage Broker
Completed rigorous training to become licensed mortgage broker
Part-time: Maintained full time employment during certification process
Mortgage Specific: Loan Origination, Loan Underwriting, Mortgage Laws & Regulations, Loan Servicing, FHA/VA Loans, Risk Assessment
Software: Microsoft Office Suite (Advanced), CRM Software (Advanced), Loan Origination Systems, Compliance Software, Automated Underwriting Systems, Financial Analysis Software
Industry Knowledge: Real Estate Market Analysis, Property Appraisals, Credit Analysis, Financial Planning & Strategy, Federal & State Financial Regulations, Ethics & Compliance
Languages: English (Native), Spanish (Conversational)
Certifications: Licensed Mortgage Broker (National), Licensed Mortgage Broker (Various States)
Professional Development: Annual attendance at National Association of Mortgage Brokers conference, Completed various continuing education courses related to finance and real estate
Volunteering: Habitat for Humanity (Local Committee Member and Volunteer)
Awards: Top Mortgage Broker Award at Quicken Loans (2018, 2019), Employee of the Year at M&T Bank (2014)
Your Name
Vice President Of Mortgage Lending
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded October 2018 - Present
Vice President Of Mortgage Lending
Managed and revamped mortgage lending department, boosting productivity by 45% and increasing loan volume by $10M
Introduced a data-driven strategy to optimize the loan process, reducing average loan processing time by 7 days
Led a team of 20+ mortgage professionals to achieve highest FHA loan origination in the company history, resulting in 15% increase in revenue
Spearheaded the empowerment of loan officers with advanced loan origination software leading to a 30% reduction in decision time
Implemented rigorous credit analysis procedures, significantly reducing delinquency rates by 20% June 2016 - September 2018
Senior Mortgage Loan Officer
Closed $5M+ in residential mortgages annually while maintaining a low default rate, exhibited exquisite knowledge in real estate financing
Interacted with 100+ clients weekly, educating them on different loan products including U.S. VA Loans, U.S. FHA Financing, resulting in a portfolio expansion of 25%
Collaborated with underwriting and processing teams to facilitate quicker decisions, reducing processing time by 4 days
Bank of America January 2012 - May 2016
Loan Officer
Successfully closed average of 15 loans per month totaling $4M in mortgage lending annually
Managed client relationships, regularly following up on residential real estate investment opportunities, increasing client base by 30%
Leveraged extensive understanding of U.S. Department of Agriculture (USDA) to successfully close 10+ loans quarterly
Resume Worded University October 2010
Master of Business Administration (MBA) - Financial Management
Specialization in Real Estate Investment & Asset Management
Resume Worded Institute March 2009
Certification in Mortgage Lending
Learned key aspects of regulatory compliance in mortgage lending industry
Financial Software: Encompass 360, Calyx Point, Ellie Mae, Database Systems, Mortgage Bot, PriceMyLoan
Regulations and Procedures: VA loans, USDA rural housing loans, FHA loans, Consumer lending regulations, Fair Lending rules, RESPA, TRID
Analysis and Planning: Risk Management, Loan Origination, Financial Analysis, Loan Servicing, Credit Analysis, Underwriting
Professional Software: Microsoft Office Suite (PowerPoint, Excel, Word, Access), SalesForce CRM, Zoom (Proficient)
Certifications: Certified Mortgage Banker (CMB) - Mortgage Bankers Association, Mortgage Certified Underwriter (MCU) - AllRegs Academy
Leadership & Volunteering: Board Member - Local Mortgage Brokers Association, Volunteer - Habitat for Humanity
Courses: Advanced Real Estate Finance - Massachusetts Institute of Technology (MIT)
Projects: Completion of a Financial Audit project on M&A Activities in Mortgage Lending
Your Name
Mortgage Operation Manager
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded March 2017 - Present
Mortgage Operation Manager
Managed day-to-day operations of mortgage lending department, overseeing a team of 15+ and increasing loan origination by 20% annually
Implemented solid credit analysis system to reduce default rates by 18%
Closely worked with the VP of Lending to introduce an effective risk management framework, reducing overall risk exposure by 35%
JP Morgan Chase August 2014 - February 2017
Senior Loan Consultant
Advised on 30+ mortgage, loan, and credit options daily, specializing in U.S. FHA Financing and U.S. VA Loans
Played a crucial role in enhancing client base, particularly in residential mortgages, resulting in an increase of portfolio by 25%
Conducted extensive Finance and Banking industry research and analysis aiding in surpassing sales goals by 18% Jan 2011 - July 2014
Mortgage Loan Trainee
Promoted to a senior role 6 months ahead of schedule due to exhibiting superior performance in loan origination
Successfully assisted in processing an average of 10 loans monthly totaling $2.5M annually
Proactively identified potential clients, leading to an expansion of customer base by 15%
Resume Worded University December 2016
Masters of Business Administration (MBA) - Finance
Concentration in Financial Management
Resume Worded Institute May 2010
Bachelor of Commerce - Finance
Minors in Real Estate and Economics
Awards: Dean's list 2009, 2010 (Top 10%)
Mortgage Softwares: Encompass, Calyx Point, Mercury Network, FICS Loan Producer, Black knight, Ellie Mae
Finance Techniques: Risk Assessment, Financial Analysis, Cost Management, Budgeting, Investment Strategies, Cash Flow Management
Regulatory Compliance: TILA, RESPA, HMDA, ECOA, Dodd Frank, Customer Due Diligence
Other Skills: MS Office Suite, Customer Relationship Management (CRM), Database Management, Contract Negotiation
Certifications: Certified Mortgage Banker (CMB), Certified Public Accountant (CPA)
Leadership & Volunteering: Served as Treasurer for local charity, Organized Financial Literacy Drive for Youth
Projects: Led project for upgrading Mortgage CRM system, reducing response times by 30%
Your Name
Director of Mortgage Operations
City, Country  •  (123) 456-789  •  [email protected]  •
JP Morgan Chase January 2019 - Present
Director of Mortgage Operations
Increased efficiency of the mortgage lending process by implementing strategic initiatives, resulting in a 30% decrease in loan approval time
Oversaw the approval of $50M+ in residential and commercial mortgages annually
Formulated investment strategies for real estate financing, enhancing departmental ROI by 20%
Resume Worded June 2015 - December 2018
Mortgage Operation Manager
Directed the management of a portfolio totaling over $100M, improving portfolio growth by 30%
Implemented a robust credit analysis strategy, reducing delinquency rates by 17%
Revamped existing loan procedures, resulting in a 20% increase in loan origination efficiency January 2010 - May 2015
Senior Loan Officer
Managed a loan portfolio of over $20M, leading to a 25% boost in client base
Served a diverse clientele with residential mortgages, refinance, and U.S. VA Loans
Maintained a low default rate while closing an average of $4M in residential real estate annually
Resume Worded Institute June 2014
Master of Business Administration (MBA) - Finance
Awards: Resume Worded Fellow of Financial Excellence
Resume Worded University May 2010
Bachelor of Business Administration (BBA) - Finance
Specialization in Mortgage Financing
Dean's List 2009 (Top 10%)
Mortgage Software: Encompass, LendingWise, Byte, Mortgage Builder, Calyx Point
Regulation Compliance: Cognos, Fair Lending, HMDA, RESPA, Truth in Lending Act
Risk Analysis: Crystal Ball, @RISK, Oracle Risk Analysis
Project Management: MS Project, JIRA, Asana, Trello, Confluence
Certifications: Certified Mortgage Banker (CMB), Six Sigma Lean Professional (SSLP)
Awards & Recognition: J.P. Morgan Chase 'Star Performer Award' - 2021, 'Manager of the Year' at Resume Worded - 2018
Professional Development: Attended 'Leadership and Development Conference for Mortgage Professionals' - 2020
Volunteering: Habitat for Humanity (Mortgage Specialist Volunteer)
Your Name
Mortgage Advisor
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE December 2018 - Present
Senior Mortgage Advisor
Increased mortgage lending productivity by 40% by strategically employing an innovative combination of U.S. Federal Housing Authority (FHA) and conventional financing options.
Significantly boosted residential mortgage portfolio by 80% between 2019 and 2021, highlighting keen understanding of real estate and finance nuances.
Increased team efficiency by 25% by implementing a robust mortgage loan origination system that streamlined the mortgage process.
Successfully relied on my credit analysis skills to responsibly reduce loan foreclosures by a significant 60% over the two-year period.
Leveraged U.S. FHA Financing and U.S. VA Loans strategies in managing the origination and closing of over $150 million in loan volumes annually.
Wells Fargo August 2015 - November 2018
Mortgage Advisor
Improved number of successful reverse mortgage deals by 35% by delivering personalized advice to clients and guiding them through a complex financial decision-making process.
Lowered the property foreclosure rate by 45% handling cases with utmost precision based on a comprehensive residential real estate analysis.
Augmented conversion rate by 30% by creating compelling financial services packages tailored to clients' unique requirements and conditions.
J.P. Morgan Chase January 2013 - July 2015
Junior Mortgage Advisor
Streamlined mortgage application process and took part in the loan origination of over $50 million investment properties.
No foreclosure on loans I originated due to my stringent credit checks and analysis procedures.
Recognized for the ability to handle complex U.S. Department of Agriculture (USDA) loans which led to a promotion in less than two years.
Resume Worded University December 2012
Master of Business Administration - Finance
Awards: Alpha Sigma Honor Society (top 5% of class)
Resume Worded Academic Center August 2009
Certified Mortgage Planning Specialist (CMPS)
Part-time; completed alongside work commitments
Mortgage Products: FHA, VA, Jumbo loans, Adjustable-rate Mortgages, Fixed-rate Mortgages, Interest only Mortgages
Software and Tools: Encompass LOS, SwiftNote, Ellie Mae, PointCentral, Microsoft Office Suite
Regulations & Guidance: TILA-RESPA Integrated Disclosure rule, Dodd-Frank Wall Street Reform Act, Equal Credit Opportunity Act, Fair Housing Act
Other: Loan origination, Underwriting principles, Loan syndication, Credit risk analysis
Certifications: Certified Residential Underwriter (CRU)
Professional Affiliations: Member, National Association of Mortgage Advisors
Volunteering: Volunteer, Habitat for Humanity - Assisted in constructing homes for families in need
Conferences & Workshops: Attended annual Mortgage Banking Association (MBA)'s convention and expo for 5 consecutive years
Your Name
Mortgage Consultant
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded July 2017 - Present
Senior Mortgage Consultant
Pioneered the use of advanced credit analysis and risk management tools, resulting in a 35% decrease in mortgage default cases.
Utilized creative loan origination approaches, including U.S. VA Loans and Reverse Mortgages, to grow residential mortgage portfolio by $45 million.
Increased client retention by 50% via personalized finance consulting and creating customized mortgage programs tailored to individual clients' financial goals and situation.
Maintained a high level of industry knowledge, resulting in optimum use of Real Estate Owned (REO) properties and a growth of Real Estate Financing by $20 million.
Managed a team of junior consultants, emphasizing training and development, resulting in increased team efficiency by 40%.
Bank of America January 2015 - June 2017
Mortgage Consultant
Leveraged U.S. FHA Financing and conventional loans to triple the investment properties loan portfolio within two years.
Reduced mortgage-related customer support issues by 60% by delivering comprehensive pre and post-mortgage finance consultation.
Granted a regional best performer award for consecutively bringing a 30% quarterly increase in mortgage lending business.
U.S. Bank August 2012 - December 2014
Loan Officer
Managed loan applications of around $30 million residential mortgages effectively leading to a quick promotion.
Helped company save over $2M in potential bad loans by effective credit analysis and risk prediction.
Part of a team, credited with reducing loan processing time by 25% using strategic procedures and effective collaboration.
Resume Worded University Dec 2019
Master of Business Administration - Finance
Concentration in mortgage banking and real estate finance
Resume Worded Academic Center July 2012
Certified Mortgage Banker (CMB)
Completed certification while working full-time at U.S. Bank
Lending Software: Encompass, Mortgagebot, Calyx Point, Ellie Mae
Regulatory Compliance: Consumer Financial Protection Bureau (CFPB), Dodd-Frank, Home Mortgage Disclosure Act (HMDA), Mortgage Disclosure Improvement Act (MDIA) Regulations Z and X, Real Estate Settlement Procedures Act (RESPA)
Other Skills: Credit Analysis, Risk Assessment, Financial Statement Analysis, Property Appraisal, Pricing and negotiable skills, Banking Processes
Certifications: Safe Mortgage Loan Originator (NMLS License #87562)
Volunteering: HUD-certified housing counselor, JC Rebuilding Foundation (pro-bono housing and debt counseling, 2012 - Present)
Professional Associations: Mortgage Bankers Association, American Bankers Association
Awards: Top Producer, Bank of America (2016 & 2017), and Resume Worded (2018 - Present)
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE January 2020 - Present
Senior Loan Officer
Led a team that brokered $75 million in a combination of U.S. Federal Housing Authority (FHA), U.S. VA Loans, and conventional residential mortgages.
Tripled loan origination numbers within the first two quarters by integrating effective banking strategies and mortgage lending procedures.
Sharpened credit analysis skills, resulting in a marked 40% decrease in mortgage delinquencies and foreclosures since 2021.
Boosted the number of successful loan applications by 55% via effective segmentation and targeting of the investment properties' segment.
Implemented strategic customer relationship management tactics, increasing repeat mortgages by 35%.
Citigroup June 2017 - December 2019
Loan Officer
Recognized for my diligent approach with a rapid promotion and responsibility for $50 million in residential real estate financing.
Contributed significantly to a team that reduced customer complaints by 45% using innovative financial services.
Successful in adopting the use of Real Estate Owned (REO) properties, leading to a $10 million boost in the mortgage lending business.
Capital One April 2014 - May 2017
Junior Loan Officer
Managed loans portfolio worth $20 million, including U.S. Department of Agriculture (USDA), residential, and investment properties.
Reduced the processing time of loan application by 30% by leveraging finance tools with the guidance of senior officers.
Recognized for my contribution in a team that brought a 25% hike in the mortgage business by tapping into untouched markets.
Resume Worded Institute June 2017
Certified Mortgage Banker (CMB)
Vigorously pursued whilst working full-time at Citigroup
Resume Worded University April 2014
MBA in Finance
Specialization in Real Estate, Award: Dean's List: Top 5%
Finance Software: Encompass, Calyx Software, H2O, microsoft Dynamics GP, Quickbooks, Experian
Regulatory Compliance: Dodd-Frank Act, Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), SARs/AML
Data Analysis & Reporting: MS Office (Excel, PowerPoint, Word), Google Suite, SPSS, Tableau
Risk Assessment: Credit Risk, Operational Risk, Interest Rate Risk, Market Risk, Loan-to-value Ratios
Certifications: Certified Financial Consultant (CFC) - 2018
Leadership & Volunteering: Financial Education for Low-income Families (Mentor, 2016-present)
Professional Membership: Member, National Association of Mortgage Brokers (since 2014)
Skills Development: Communication & Sales Training by Dale Carnegie - 2016
Your Name
Mortgage Consultant
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded January 2019 - Present
Senior Mortgage Consultant
Spearheaded the refinancing campaigns which increased client base by 30% within a year.
Executed U.S. VA Loans initiatives that garnered $15M in revenue and expanded loan origination by 35%.
Optimized financial services workflows using data analysis, resulting in 40% increase in operational efficiency.
Initiated training programs on real estate and banking regulations, reducing compliance violations by 20%.
Developed a client retention strategy that improved long term relations by 50% over 2 years.
Wells Fargo October 2015 - December 2018
Mortgage Consultant
Managed residential mortgage portfolio worth $25M, outperforming regional quota by 130%.
Fostered partnerships across USC that resulted in 25% growth in U.S. Department of Agriculture (USDA) Loans.
Implemented sales strategies in Credit Analysis, increasing customer satisfaction by 45%.
Advised clients on investment properties, driving a 30% increase in high-value transactions. August 2013 - September 2015
Junior Mortgage Consultant
Leveraged insights from credit assessments to realize a decrease in foreclosures by 20%.
Managed short sales negotiations, reducing real estate owned (REO) inventory by $3M.
Conducted comprehensive financial data analysis, contributing to a 15% increase in residential real estate loans.
Resume Worded University December 2018
Master of Business Administration - Finance
Concentration: Mortgage Banking and Management
Resume Worded Institute August 2013
Bachelor of Science - Finance
Minors: Accounting and Real Estate
Awards: Dean's List 2011-2013 (Top 10%), Resume Worded Scholarship
Mortgage Software: Fannie Mae Desktop Underwriter, Freddie Mac Loan Prospector, Ellie Mae Encompass, Optimal Blue, Calyx Point
Regulatory Compliance: TILA-RESPA Integrated Disclosure rule, Fair Lending Laws, FHA/VA loans regulations, Home Mortgage Disclosure Act
Certifications: Certified Mortgage Banker (CMB) Accreditation, Certified Residential Underwriter (CRU)
Volunteering: Habitat for Humanity (Project Coordinator), United Way (Fundraising Team Member)
Professional Affiliations: Member of the Mortgage Bankers Association, Member of the National Association of Mortgage Underwriters
Your Name
Loan Consultant
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded March 2020 - Present
Senior Loan Consultant
Implemented a comprehensive financial services portfolio resulting in an increase of overall loans by 60%.
Led a team on a U.S. Federal Housing Authority (FHA) project which grew FHA Financing by 35% in a span of 18 months.
Conducted detailed income protection analysis, reducing non-performing loans by 50%
Developed client-centric strategies which led to a 60% increase in customer retention.
Navigated clients through complex loan processes, successfully closing 98% of loan applications.
Citibank April 2017 - February 2020
Loans Officer
Effectively worked with high-end clientele to originate investment properties loans exceeding $50M.
Scaled the residential mortgages department that saw a 55% increase in loan attribution.
Managed risk assessment and loan underwriting processes, reducing defaults by 25%.
Lead initiatives that increased credit analysis by 30% within the first year. January 2015 - March 2017
Junior Loans Officer
Successfully processed and closed loans generating $20M in new business.
Reduced foreclosure rates by 30% by re-engineering loan origination processes.
Improved customer satisfaction by 40% by implementing an advisory-based approach.
Resume Worded Institute February 2019
Certified Loan Consultant (CLC)
Intensive course focused on advanced credit assessment and loan consultancy strategies.
Resume Worded University May 2014
Bachelor of Commerce (Finance major)
Completed coursework in corporate finance, international finance, risk and insurance.
Awards: Dean's List 2014 (Top 10%)
Financial Management Tools: QuickBooks, Finacle, LoanPro, TurnKey Lender, Argus Enterprise
Loan and Credit Analysis: Bloomberg Terminal, Moody's Analytics, IBM SPSS, Stata
Regulations & Compliance: Knowledge about TILA, FCRA, ECOA, and Usury laws
Languages: English (Native), Spanish (Conversational)
Certifications: Certified Mortgage Consultant (CMC) from National Association of Mortgage Brokers
Leadership & Volunteering: Mentor, Big Brothers Big Sisters (2018-Present)
Professional Memberships: Active member of the National Association of Mortgage Brokers (NAMB)
Your Name
Home Loan Consultant
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded June 2018 - Present
Senior Home Loan Consultant
Overhauled loan origination processes, leading to an increase in home loans by 50%.
Introduced U.S. VA Loans to the services portfolio, cumulating in 40% growth in VA loans origination.
Pioneered customer-centric models, resulting in 95% customer retention rate.
Facilitated weekly training sessions on residential real estate, bolstering the team's understanding and performance by 60%.
Negotiated and managed real estate deals worth $30M.
JPMorgan Chase & Co. September 2014 - May 2018
Home Loan Officer
Led a team to manage a $80M residential mortgage portfolio, consistently exceeding projections.
Established Loan Origination processes, cutting down processing time by 20%.
Drove strong mortgage lending strategies, achieving a 40% portfolio increase over three years. April 2012 - August 2014
Real Estate Analyst
Provided data-driven solutions to streamline short sales, reducing REO properties by 30%.
Generated data models for credit analysis, reducing mortgage defaults by 20%.
Active in risk assessment committee that limited foreclosures by 25%.
Resume Worded Academic Center June 2014
Master of Business Administration - Finance
Specialized in Mortgage Loan Services
Resume Worded University May 2010
Bachelor of Science in Financial Management
Minor in Real Estate Planning
Awards: Resume Worded Excellence Award in Finance (Top 5%)
Banking Tools: Encompass, Calyx Point, LendingWise, Byte Pro, ProLoan, Loan HD, Fannie Mae DO, Freddie Mac LP
Market Analysis: Risk Management, Capital Markets, Income Calculation, Credit Analysis, Property Evaluation, Loan-to-Value Calculation
Legal & Compliance: Fair Lending Laws, Home Mortgage Disclosure Act, Truth in Lending Act, Real Estate Settlement Procedures Act
Languages: English (Native), Spanish (Conversational)
Certifications: Certified Mortgage Banker (CMB) Accreditation, Certified Master Mortgage Underwriter (CMMU)
Continuing Education: NMLS-Approved Pre-Licensure Education (PE), Ongoing SAFE Act-compliant courses and Mortgage Continuing Education
Leadership & Volunteering: Volunteer Financial Advisor at Local Housing Authority, Volunteer Income Tax Assistant (VITA) for IRS
Projects: Spoke at 'Future of Home Financing' webinar, Organized 'Mortgages 101' workshop for first-time homeowners
Your Name
Mortgage Closer
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded February 2019 - Present
Mortgage Closer
Streamlined and simplified loan closing process resulting in a 40% improvement in productivity and expedited loan assignments for 500+ clients.
Implemented a comprehensive tracking system for residential mortgages and refinanced loans which resulted in a 35% reduction in paperwork and increased efficiency.
Heavily specialized in U.S. Federal Housing Authority (FHA) and U.S. Departement of Agriculture (USDA) loans, providing dealers and customers with consistent, accurate and timely service.
Maintained a 99% accuracy rate over 2 years which enhanced customer compliance and minimized credit losses.
Enforced Encompass mortgage management solution for better loan origination and tracking, leading to a 30% increase in loan processing speed.
J. P. Morgan July 2016 - January 2019
Associate Loan Officer
Successfully closed $20M+ in consumer lending, exceeding the company target by 15% in 2018.
Leveraged credit analysis skills to improve loan approval rate by 15%, thereby driving significant revenue growth for the business.
Introduced and implemented a new credit policy that reduced bad debts by 20%.
Wells Fargo March 2014 - June 2016
Loan Processor
Successfully processed and closed 25% more loans than the department average.
Managed scheduling and coordination of loan closings adhering to strict deadlines and regulatory mandates.
Navigated through complex financial scenarios to offer the most desired loan terms.
Resume Worded Institute January 2019
Certified Mortgage Banker (CMB) - Residential
Successfully completed course requirements while working at Resume Worded
Resume Worded University December 2013
Bachelor's Degree - Business Administration (Finance)
Minor in Economics
Dean's List 2013 (Top 5%)
Software: Loan Origination Software (LOS), AMB (Accounting for Mortgage Bankers), Encompass360, LendingQB
Compliance: TILA-RESPA Integrated Disclosure rule (TRID), Home Mortgage Disclosure Act (HMDA), Fair Lending Laws
Banking: Mortgage Underwriting, Loan Servicing, Risk Analysis, Collateral Valuation, Funding Loans
Technical: MS Office Suite, SQL, Data Analysis, Reporting, Spreadsheet Management
Certifications: National Mortgage Licensing System (NMLS)
Awards: Top Mortgage Closer Award, Resume Worded (2020-2021)
Professional Membership: Member, Mortgage Bankers Association
Volunteering: Financial Literacy Advocate, Local Community (2017 - Present)
Your Name
Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •
EXPERIENCE August 2018 - Present
Loan Officer
Closed an average of 50+ loans each month since the start of the year, contributing to the team's 30% surge in loan disbursements.
Engineered a sophisticated risk assessment model resulting in a 15% decrease in the firm's default rate.
Assisted with the development and implementation of loan process automation leading to a 20% reduction in turnaround time.
Initiated and led a cross-organizational project to streamline lending processes which resulted in a 10% efficiency increase and $1M+ operational savings.
Selected for prestigious leadership training program due to exceptional performance and commitment.
Bank of America March 2015 - July 2018
Loan Coordinator
Optimized documentation, verification, and credit analysis processes, resulting in a 20% increase in week-over-week loan processing efficiency.
Successfully managed a portfolio of over $500K in consumer mortgages, maintaining a default rate below 5%.
Improved risk assessment accuracy by 15%, thereby reducing loan defaults.
Citigroup January 2013 - February 2015
Loan Assistant
Assisted in the processing of over 2000 loan applications, monitoring from inception to completion, while maintaining 100% compliance with company standards.
Managed loan modifications and workouts to minimize defaults and prevent foreclosures.
Increased operational efficiency by organizing and digitizing over three years of loan records.
Resume Worded University December 2017
Master of Business Administration (MBA) - Finance Concentration
Specialized coursework in Loan Administration and Risk Management
Recipient of University's Excellence in Finance Award, 2017
Resume Worded Institute March 2013
Certified Mortgage Banker (CMB) - Residential Loan
Successful completion of Executive Management, Legal & Regulatory Compliance, and Residential Underwriting modules
Loan Management: Loan Origination, Loan Servicing, Loan Underwriting, Mortgage Lending, Commercial Lending, Credit Unions
Business Communication: Client Relationship Management, Business Development, Portfolio Management, Financial Consulting, Compliance & Risk Audit
Financial Software: Ellie Mae, Calyx Point, Bankway, BytePro, E3 loan management, Encompass360
Languages: English (Native), Spanish (Conversational), French (Basic)
Certifications: Certified Financial Marketing Professional (CFMP), Certified Trust and Financial Advisor (CTFA)
Leadership & Volunteering: Local Community Children's Fund (Honorary Member and Fundraising Organizer)
Professional Development: Frequent attendee of Annual Mortgage Lending Conferences and Workshops
Projects: Launched 'Financial Awareness' YouTube Channel discussing mortgage terms, grants, and policies
Your Name
Loan Processor
City, Country  •  (123) 456-789  •  [email protected]  •
Resume Worded June 2019 - Present
Senior Loan Processor
Managed and supervised a dynamic team of 10 loan processors resulting in a 20% increase in team productivity.
Implemented a new risk management framework that resulted in a 10% reduction in loan defaults.
Championed the introduction of technology-driven solutions to significantly reduce manual workload, saving over 60 hours each week for the team.
Spearheaded application of sophisticated data tools to expedite KYC processes, shortening application processing time by an average of three days per application.
Enhanced the loan closing process leading to a 15% improvement in customer satisfaction scores.
J. P. Morgan September 2016 - May 2019
Loan Processor
Managed portfolio of 200+ loans worth over $1M, maintaining optimal performance with the industry's best practice standard.
Introduced rigorous auditing procedures that resulted in a 25% reduction in procedural errors.
Negotiated favorable loan terms and fees on behalf of the clients, resulting in the retention and satisfaction of 95% of clients.
Wells Fargo December 2014 - August 2016
Loan Processor Trainee
Efficiently handled loan processing tasks such as credit scoring, appraisal coordination, and obtaining necessary documents.
Maintained a 100% accuracy rate by stringently verifying all the facts on loan applications before sending them for further processing.
Reduced file handling by 20% by using a multi-lateral filing system.
Resume Worded University August 2014
Master of Business Administration (MBA) - Finance
Concentration in Mortgage Lending and Real Estate Finance
Member of the Financial Management Association
Resume Worded Institute December 2015
Certified Mortgage Loan Processor (NAMP-CMLP)
Completed education program and exam while continuing full-time roles
Case Studies in Mortgage Process Management
Loan Software: Encompass, Calyx Point, LendingWise, Lending QB, Byte Pro, FICS Loan Producer
Regulations knowledge: TILA, ECOA, FCRA, FDCPA, GLB, RESPA, TRID
Accounting & Documentation Software: Quickbooks, Microsoft Office (Excel, Word, PowerPoint), Google Suite
Additional skills: Risk Management, Financial Analysis, Credit Evaluation, Loan-to-Value Ratios
Certifications: Federal NMLS Licensing (2016-Present)
Professional Development: Completed a Comprehensive Loan Processing Workshop by NAMP (2015)
Volunteering: Provided Financial literacy and Homeownership education at local community center (2018)
Projects: Streamlined loan processing steps which increased efficiency by 18% at JP Morgan.

How do I add skills to a Mortgage Specialist resume?

Review the job posting closely.

Go through the Mortgage Specialist posting you're applying to, and identify hard skills the company is looking for. For example, skills like Commercial Mortgages, Mortgage Underwriting and Residential Mortgages are possible skills. These are skills you should try to include on your resume.

Add industry skills like Reverse Mortgages and Mortgage Marketing.

Add other common skills from your industry - such as Mortgage Lending, Certified Mortgage Planning and Mortgage Servicing - into your resume if they're relevant.

Add skills into your work experience.

Incorporate skills - like Mortgage-Backed Security (MBS), Financial Services and Real Estate - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

Show how you have strong attention to detail.

A good Mortgage Specialist has strong attention to detail, so try to include examples of where you handled complex projects or processes.

Use the exact job title.

Try to add the exact job title, Mortgage Specialist, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Specialist Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Specialist job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Specialist Skills and Keywords to Include On Your Resume

Resume Skills and Keywords from Related Jobs

We also found variations and further specializations to your job title. Browse through the related job titles to find additional keywords that you can include into your resume.

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Mortgage Specialist Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example

Resume Example
Highlights (Free)

Resume Example
Modern Two-Column

Resume Example
Clean Modern

Resume Example
Entry-Level (Free)

Resume Example

Browse Skills from Similar Jobs

Frequently Asked Questions

What skills do hiring managers want to see on a Mortgage Specialist resume?

Some effective Mortgage Specialist skills you can add to your resume include:

  • Residential Mortgages
  • Mortgage Lending
  • Mortgage Servicing
  • Commercial Mortgages
  • Mortgage Underwriting
  • Reverse Mortgages
  • Mortgage Marketing
  • Certified Mortgage Planning

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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