Mortgage Loan Originator

Mortgage Loan Originator Resume Keywords and Skills (Hard Skills)

Here are the keywords and skills that appear most frequently on recent Mortgage Loan Originator job postings. In other words, these are the most sought after skills by recruiters and hiring managers. Go to Sample Templates ↓ below to see how to include them on your resume.

Remember that every job is different. Instead of including all keywords on your resume, identify those that are most relevant to the job you're applying to. Use the free Targeted Resume tool to help with this.

Choose a category
  • Mortgage Lending
  • Residential Mortgages
  • Loans
  • Loan Origination
  • Refinance
  • U.S. Federal Housing Authority (FHA)
  • U.S. VA Loans
  •  Find out what your resume's missing
  • Investment Properties
  • Credit
  • U.S. FHA Financing
  • Real Estate
  • Credit Analysis
  • Banking
  • U.S. Department of Agriculture (USDA)
  • Residential Real Estate
  • Finance
  • Mortgage Industry
  • Foreclosures
  • Conventional Financing

  •   Show full list

Resume Skills: Mortgage Software

  • Encompass
  • Fannie Mae and Freddie Mac software
  • Ellie Mae
  • Calyx Software
  • Lending Tree
  • Calyx Point
  • Byte
  • LendingQB
  • Mortgagebot
  • BytePro
  • Fannie Mae Desktop Underwriter
  • Mortgage Automated System
  • Fannie Maes Desktop Underwriter
  • LoanBeam
  • LoanSphere
  • Byte Pro
  • Point
  • Calyx
  • EasyLender
  •  Match your resume to these skills

Resume Skills: Financial Analysis

  • Risk Assessment
  • Loan-to-Value ratios
  • Debt-to-Income ratios
  • Credit reports analysis
  • Risk Analysis
  • Loan-to-Value Analysis
  • Credit Analysis
  • Financial Forecasting
  • Cash Flow Analysis
  • Risk Management
  • Capital Markets
  • Financial Structuring
  • Excel
  • SAP
  • QuickBooks
  • Tally ERP
  • Bloomberg Terminal
  •  Match your resume to these skills

Resume Skills: Regulatory Understanding

  • Truth In Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Credit Reporting Act (FCRA)
  • Home Mortgage Disclosure Act (HMDA)
  •  Match your resume to these skills

Resume Skills: Regulatory Compliance

Resume Skills: Industry Knowledge

Resume Skills: Regulations & Standards

Resume Skills: Other

Resume Skills: Financial Analysis & Risk Assessment Tools

Resume Skills: Regulatory Knowledge

Resume Skills: General Financial & Analytical Tools

Resume Skills: CRM & Sales Tools

Resume Skills: Compliance Knowledge

  Does your resume contain all the right skills? Paste in your resume in the AI Resume Scan ↓ section below and get an instant score.

Compare Your Resume To These Mortgage Loan Originator Skills (ATS Scan)

Paste your resume below and our AI will identify which keywords are missing from your resume from the list above (and what you need to include). Including the right keywords will help you get past Applicant Tracking Systems (i.e. resume screeners) which may scan your resume for keywords to see if you're a match for the job.

Sample Mortgage Loan Originator Resume Examples: How To Include These Skills

Add keywords directly into your resume's work experiences, education or Skills section, like we've shown in the examples below. Use the examples below as inspiration.

Select a free resume example
Your Name
Mortgage Loan Originator
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded June 2019 - Present
Senior Mortgage Loan Originator
Integrated advanced mortgage lending strategies to achieve an impressive annual volume of $50M in originated loans
Mentored a dynamic team of junior loan officers, resulting in a 35% increase in productivity across the department
Spearheaded initiatives to streamline underwriting processes, reducing loan approval time by 20%
Leveraged credit analysis skills to minimize risk, resulting in a 15% decrease in loan delinquencies
Optimized usage of U.S. FHA Financing and U.S. VA Loans, aiding over 200 military veterans secure home loans annually
Bank of America January 2016 - May 2019
Mortgage Loan Originator
Led a team in breaking regional records by funding $35M worth of residential mortgage loans in the year 2018 alone
Championed a customer retention strategy that increased referral business by 25%
Implemented an efficient credit evaluation system, which reduced loan processing time by 30%
Achieved a 20% increase in loan origination by capitalizing on investment property deals and conventional financing
Coached.com August 2012 - December 2015
Loan Officer
Enhanced loan lead acquisition by 15% through the deployment of innovative marketing strategies
Utilized knowledge of residential real estate market to assist clients in purchasing, refinancing, or building a home
Contributed to team effort that reduced foreclosure rate by 10% in the first year itself
EDUCATION
Resume Worded Institute May 2019
Certified Mortgage Banker (CMB)
Specialization in Residential Mortgage Banking
Resume Worded University December 2015
Master of Business Administration - Finance
Courses: Financial Management, Investment Analysis, Risk Management & Insurance
SKILLS
Mortgage Software: Encompass, Calyx Point, Byte, LendingQB, Mortgagebot
Financial Analysis: Risk Analysis, Loan-to-Value Analysis, Credit Analysis, Financial Forecasting, Cash Flow Analysis
Regulatory Compliance: Federal Housing Administration (FHA) Loans, Veteran Affairs (VA) Loans, Fair Lending Laws, RESPA Regulations
Industry Knowledge: Home Equity Lines of Credit (HELOC), Commercial Lending, Residential Mortgages, Fixed Rate Mortgages, Adjustable-Rate Mortgages
OTHER
Certifications: NMLS Licensed Mortgage Originator
Professional Development: Mortgage Bankers Association Annual Conference (Attendee - 2017, 2018, 2019)
Leadership: Served as a Mentor for new Loan Officers at Resume Worded
Projects: Implemented a new risk analysis software at Bank of America, improving loan approval process by 20%
Your Name
Residential Mortgage Specialist
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded April 2018 - Present
Senior Residential Mortgage Specialist
Oversaw mortgage pipeline to ensure timely processing, resulting in a 25% improvement in loan closing deadlines
Navigated residential mortgage lending policies to originate over $40M in loans annually
Increased bottom-line profitability by managing risk and mitigating credit issues, decreasing loan defaults by 18%
Promoted the use of U.S. Department of Agriculture (USDA) loans, aiding over 100 rural families in purchasing homes
Led initiatives to drive customer satisfaction, achieving 95% positive feedback from clients
Wells Fargo December 2014 - March 2018
Loan Consultant
Developed a comprehensive understanding of loan products which contributed to a 30% increase in closed loans
Managed credit analysis for potential borrowers, increasing operational efficiency by 20%
Implemented innovative sales techniques, resulting in a 25% growth in new loan acquisition
Coached.com June 2010 - November 2014
Loan Assistant
Coordinated loan applications, aiding loan officers in originating an average of 50 loans per month
Streamlined loan document processing to improve processing speed by 15%
EDUCATION
Resume Worded Institute January 2016
Certification in Mortgage Lending (CML)
Acquired a comprehensive understanding of key regulations related to mortgage lending
Resume Worded University May 2011
Master of Business Administration - Finance
Specialization in Financial Markets & Institutions
Dean's List 2011
SKILLS
Mortgage-Related Software: Encompass, BytePro, LendingQB, Mortgage Automated System, Fannie Maes Desktop Underwriter, LoanBeam
Financial Analysis & Risk Assessment Tools: Financial Statement Analysis, Credit Analyzer, ProSpread, RiskCalc, Moody Analytics
Regulatory Knowledge: TILA-RESPA, HMDA, Mortgage Disclosure Improvement Act, FHA regulations, VA regulations, Fair Lending
General Financial & Analytical Tools: MS Excel (Advanced), SPSS, SAS, MatLab
OTHER
Certifications: Certified Residential Underwriter (April 2018), Certified Mortgage Banker (July 2013)
Leadership & Volunteering: Volunteer financial consultant for local non-profit organizations (2012 - Ongoing)
Professional Development: Attended multiple seminars and workshops on Mortgage Lending Practices and Regulations (2010 - Present)
Projects: Member of the team that oversaw and implemented a key system conversion to DJA Software Solutions (2017)
Your Name
Mortgage Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded September 2017 - Present
Mortgage Loan Officer
Boosted lead generation by 20% through strategic partnerships with real estate agencies
Consistently ranked in top 10% of loan officers for residential mortgage loans originated, exceeding $45M annually
Collaborated with credit department to restructure and streamline underwriting criteria, reducing errors by 15%
Maximized the use of U.S. Federal Housing Authority (FHA) and U.S. VA Loans to serve the housing needs of low-income and military families
Developed a comprehensive training program for new recruits, increasing team efficiency by 30%
JP Morgan Chase January 2014 - August 2017
Loan Originator
Drove customer relationships leading to a 25% increase in repeat business for the mortgage loan department
Implemented automatic loan tracking system, improving processing speed by 15%
Tailored loan products for investment properties, achieving over $20M in originated loans over three years
Coached.com February 2011 - December 2013
Loan Processor
Expedited mortgage application processes, leading to a 10% increase in monthly loan closings
Assisted in managing customer portfolio resulting in 10% growth in customer satisfaction ratings
EDUCATION
Resume Worded University December 2015
Master of Business Administration - Finance
Graduated Magna Cum Laude, Top 5% of class
Resume Worded Academic Center August 2013
Certified Mortgage Banker (CMB) designation
Comprehensive program covering residential and commercial mortgage banking, loan origination, servicing and compliance
SKILLS
Mortgage Software: Encompass, Calyx Point, BytePro, Fannie Mae Desktop Underwriter
Regulations & Standards: FHA/VA loans, Conventional loans, USDA loans, Compliance, Loan Origination
Financial Analysis Tools: Risk Management, Capital Markets, Credit Analysis, Financial Structuring
Other Skills: Public Speaking, Customer Service, Negotiation, Strategic Planning
OTHER
Certifications: NMLS Licensed Mortgage Loan Originator
Professional Development: Attended National Mortgage Banking Conference (2016, 2019), Member of Mortgage Bankers Association
Volunteering: Volunteered at Financial Literacy programs, educating first-time home buyers
Your Name
Home Mortgage Consultant
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded January 2022 - Present
Senior Mortgage Loan Officer
Crafted a residential real estate investment strategy that increased firm's ROI by 18%
Navigated 80+ clients through complex FHA and VA loan application processes, resulting in a 75% approval rate
Cultivated robust professional relationships with real estate agents and brokers to enliven a 35% increase in referrals
Leveraged cutting-edge loan origination software to streamline the mortgage lending process, saving 10 hours a week
Coordinated a team of 6 junior officers, optimizing workflow and accelerating loan processing time by 20%
Coached.com May 2018 - December 2021
Mortgage Loan Processor
Diligently processed an average of 30+ conventional and FHA mortgage loan applications per month
Implemented a loan tracking system which reduced processing errors by 15%
Substantially increased customer retention by 25% through strategic loan package development and personalized client service
Wells Fargo February 2016 - April 2018
Mortgage Assistant
Complied with federal and state regulations on 100% of transactions
Consistently provided exemplary client service, resulting in a 10% increase in customer satisfaction scores
Conducted rigorous credit analysis of loan applicants, reducing bad debt losses by 8%
EDUCATION
Resume Worded Academic Center May 2016
MBA in Finance and Real Estate
Concentration in Real Estate Finance, Distinction in Risk Management
Resume Worded University June 2014
Bachelor of Arts in Economics
Minor in Business Administration
Member of the Economics Society
SKILLS
Mortgage & Finance: Mortgage Underwriting, Loan Origination, Home Loans, Risk Analysis, Refinance Loans, Real Estate Financing
Loan Management Systems: Encompass, Calyx Point, LendingQB, Byte, Ellie Mae
Regulatory Compliance : Consumer Financial Protection Bureau (CFPB), Fair Lending, TILA-RESPA
OTHER
Certifications: Certified Mortgage Advisor (CMA), Certified Residential Underwriter (CRU)
Projects: Developed a local homeowner's program that lowered closing costs by 20%
Volunteering: Habitat for Humanity - Helped in building houses for low-income families
Leadership: Member of the National Association of Mortgage Professionals and speaker at annual conferences
Your Name
Mortgage Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded February 2021 - Present
Mortgage Loan Manager
Revolutionized loan origination operations, deploying cutting-edge technology for a 30% improvement in process efficiency
Instrumental in closing $2M worth of USDA loans, expanding department's portfolio
Pioneered borrower education initiatives, aiding in a 20% decrease in loan delinquencies
Effectively led a team of 5 loan officers, attaining a 100% accuracy rate
Developed new business channels, improving firm's loan product penetration to prospective borrowers by 25%
Coached.com July 2017 - January 2021
Mortgage Loan Originator
Originated 50+ residential mortgages exceeding $10M in value within one fiscal year
Boosted company's customer retention rate by 20% by delivering exceptional post-loan service
Implemented an interactive dashboard to streamline loan tracking, enhancing efficiency by 18%
Bank of America March 2015 - June 2017
Loan Servicer
Refinanced 30+ high-risk loans, preventing foreclosures
Regulated credit analysis, maintaining error rate below 2%
EDUCATION
Resume Worded University December 2016
Master of Business Administration (Focus in Finance)
Specialization in Mortgage Financing and Lending Strategies
Resume Worded Institute May 2013
Bachelor of Business Administration (Major in Finance & Economics)
Class Top 10%: Granted Membership in the University Honors Program
Active with the University's Business & Finance Club
SKILLS
Financial Evaluation Tools: Encompass, Calyx Point, Byte, Genesis, Mortgagebot, MS Excel (Advanced)
Regulations & Compliance Knowledge: TILA-RESPA Integrated Disclosure (TRID), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Home Mortgage Disclosure Act (HMDA)
Risk Management Techniques: Market trend analysis, Quantitative risk analysis, Predictive modeling, Risk response development, Loan-to-Value (LTV) calculation
Languages: English (Fluent), Spanish (Intermediate)
OTHER
Certifications: Certified Mortgage Loan Originator – NMLS (2016), Certified Financial Services Auditor (CFSA - 2020)
Conferences & Training: Financial Service Operations Conference (2018, 2019), Mortgage Bankers Association's Servicing Solutions Conference & Expo (2017)
Leadership & Volunteering: Mortgage Bankers Association – Executive Board Member (2019-Present), Financial Literacy Program – Volunteer (2016-Present)
Publications: Co-author of 'Understanding Home Financing: A Comprehensive Guide' published in Personal Finance Monthly (2020)
Your Name
Senior Loan Officer
City, Country  •  (123) 456-789  •  [email protected]  •  linkedin.com/in/your-profile
EXPERIENCE
Resume Worded March 2023 - Present
Chief Loan Officer
Led a cross-functional team in structuring $15M worth of loans in the first quarter of 2023
Formulated unique credit solutions, reducing loan rejections by 15%
Streamlined the loan approval process, reducing decision time by 30%
Utilized industry analytics and trends to develop a strategic sales plan, boosting revenue by 20%
Navigated the complexities of foreclosures, short sales, and single-family homes, improving client confidence and knowledge
Coached.com August 2019 - March 2023
Loan Origination Manager
Re-engineered loan origination process, accelerating cycle times by 25%
Effectively sold loan products to 150+ customers, resulting in $8M in revenue
Delivered top-tier borrower services, driven by a comprehensive understanding of banking and finance trends
JPMorgan Chase June 2016 - July 2019
Loan Consultant
Mastered U.S. Federal Housing Authority (FHA) regulations and guidelines
Managed a portfolio of 200+ investment properties, ensuring timely loan repayments
Increased loan origination by 15% by providing tailored financial advice and solutions
EDUCATION
Resume Worded University Aug 2014 - May 2016
Master of Business Administration (MBA) - Finance
Concentration in Financial Strategy & Loan Management
Resume Worded Academic Center Aug 2010 - May 2014
Bachelor of Business Administration (BBA) - Finance
Member of Finance club
GPA: 3.8/4.0
SKILLS
Loan Management: Loan Origination, Loan Servicing, Risk Assessment, Portfolio Management
Software and Platforms: Microsoft Office Suite, Encompass360, Calyx Software, Ellie Mae
Industry Regulations: Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA)
Financial Analysis: Financial Planning, Financial Forecasting, Profitability Analysis, Credit Analysis
OTHER
Certifications: Certified Mortgage Banker (CMB) from Mortgage Bankers Association - 2018
Training: Completed Dale Carnegie’s Effective Communications & Human Relations/Skills For Success program - 2017
Leadership: Served as President of the local chapter of the Loan Officers Association for two terms - 2016 / 2017
Volunteering: Volunteer at Financial Literacy Campaign for under-resourced neighborhoods - 2019-Present

How do I add skills to a Mortgage Loan Originator resume?

1
Review the job posting closely.

Go through the Mortgage Loan Originator posting you're applying to, and identify hard skills the company is looking for. For example, skills like Refinance, U.S. Federal Housing Authority (FHA) and Investment Properties are possible skills. These are skills you should try to include on your resume.

2
Add industry skills like Mortgage Lending and Loans.

Add other common skills from your industry - such as Residential Mortgages, Loan Origination and U.S. VA Loans - into your resume if they're relevant.

3
Add skills into your work experience.

Incorporate skills - like Credit Analysis, U.S. Department of Agriculture (USDA) and Finance - into your work experience too. This shows hiring managers that you have practical experience with these tools, techniques and skills.

4
Use the exact job title.

Try to add the exact job title, Mortgage Loan Originator, somewhere into your resume to get past resume screeners. See the infographic for how to do this.

Word Cloud for Mortgage Loan Originator Skills & Keywords

The following word cloud highlights the most popular keywords that appear on Mortgage Loan Originator job descriptions. The bigger the word, the more frequently it shows up on employer's job postings. If you have experience with these keywords, include them on your resume.

Top Mortgage Loan Originator Skills and Keywords to Include On Your Resume

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Mortgage Loan Originator Resume Templates

Here are examples of proven resumes in related jobs and industries, approved by experienced hiring managers. Use them as inspiration when you're writing your own resume. You can even download and edit the resume template in Google Docs.

Resume Example
Mortgage Loan Processor


Resume Example
Senior Loan Processor


Resume Example
Entry-Level Loan Processor


Resume Example
Professional


Resume Example
Highlights (Free)


Resume Example
Modern Two-Column


Browse Skills from Similar Jobs

Frequently Asked Questions

What skills should you put on a Mortgage Loan Originator resume?

Some popular Mortgage Loan Originator hard skills are Mortgage Lending, Residential Mortgages, Loans, Loan Origination, Refinance, U.S. Federal Housing Authority (FHA), U.S. VA Loans and Investment Properties.

Depending on the job you apply to, skills like Foreclosures, U.S. Department of Agriculture (USDA), Real Estate, Credit Analysis and Finance can also be good to include on your resume.

Target your Resume to a Job Description

While the keywords above are a good indication of what skills you need on your resume, you should try to find additional keywords that are specific to the job. To do this, use the free Targeted Resume tool. It analyzes the job you are applying to and finds the most important keywords you need on your resume.

It is personalized to your resume, and is the best way to ensure your resume will pass the automated resume filters.

Start targeting your resume

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